Payday Loans in Columbus, Mississippi

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Payday Loan Companies in Columbus, MS

Company nameAddressZip codePhone number
1st Franklin Financial 3189 N Hwy 45 Frontage Rd e 39705 +1 (662) 328 - 2200
1st Franklin Financial 3189 Hwy 45 N Suite E 39705 +1 (662) 328 - 2200
1st Heritage Credit 513 18th Ave N 3 39701 +1 (662) 570 - 1032
30 Day Check Advance 201 Alabama St 39702 +1 (662) 329 - 3773
Advance America Town Square, 507-4 18th Ave N 39705 +1 (662) 327 - 9330
Advance Finance 2401 N Hwy 45 Frontage Rd 39705 +1 (662) 327 - 0074
Advance Money Payday 709 Alabama St 39702 +1 (662) 327 - 3636
Advantage Financial Services - Columbus 429 Lock and Dam Rd 39705 +1 (662) 243 - 7779
Advantage Financial Services - Columbus 429 Wilkins-Wise Rd 39705 +1 (662) 243 - 7779
Bingo Check Cashing 1114 Gardner Drive 39702 +1 (662) 244 - 0040
Bingo Pay Advance 2217 US-45 39705 +1 (662) 244 - 0040
Cash In A Flash 105 Alabama St # A 39702
Cash Inc 402 Wilkins-Wise Rd 21 39705 +1 (662) 329 - 4455
Cash Inc Payday Loans 1920 Hwy 45 N 39705 +1 (662) 329 - 4455
Cash, Inc. of Columbus 1920 Hwy 45 N 39705 +1 (662) 329 - 4455
Check Into Cash 919 E Alabama Street 39702
Check Into Cash 919 Alabama St 39702 +1 (662) 327 - 7222
Check Now 1930 Military Rd 39705 +1 (662) 244 - 5929
Check Now Title Loan & Payday Advance 1922 Military Rd 39701 +1 (662) 244 - 5929
Community Choice Financial 1910 Hwy 45 N 39705 +1 (662) 240 - 9782
CryptoFlip Cryptocurrency Exchange 1930 Military Rd 39705 +1 (662) 244 - 5929
Deweese Payroll Advance 2409 US-45 39705 +1 (662) 244 - 5627
Deweese Title Loan 2409 US-45 39705 +1 (662) 244 - 5626
Express Check Advance 1223 Highway 45 North 39705 +1 (662) 327 - 2252
Express Check Advance 1223 Hwy 45 N 39705 +1 (662) 327 - 2252
Fidelity National Loans 507 18th Ave N # 5 39705 +1 (662) 243 - 1223
First Choice 112 Idlewild Rd 39702 +1 (662) 328 - 4444
First Columbus Pawn and Gun 1513 N Hwy 45 Frontage Rd 39705 +1 (662) 329 - 2277
Franklin Finance Inc 1907 Main St 39701 +1 (662) 327 - 3472
Great American Cash Advance 523 N 18th Ave 39705 +1 (662) 241 - 6596
Great American Loans 523 18th Ave N 39705 +1 (662) 241 - 6596
K Gray Financial Services 1510 Gardner Blvd 39702 +1 (662) 240 - 9888
LoanMaster 2024 US-45 39705 +1 (662) 328 - 3727
Mississippi Title Loans, Inc. 1915 US-45 39701 +1 (662) 327 - 7999
MoneyGram 507 N 18th Ave 39705 +1 (662) 327 - 9330
Moneyman 3189 Hwy 45 N suite c 39705 +1 (662) 368 - 1146
National Cash Advance 507 18th Ave N, Ste 4, N. Town Square 39705 +1 (662) 327 - 9330
Quick!oans 2211 N Hwy 45 Frontage Rd 39705 +1 (662) 241 - 6596
Republic Finance 1833 Hwy 45 N 39705 +1 (662) 328 - 2320
Title Cash 2002 US-45 39705
Tower Loan 1920 Hwy 45 N 39705 +1 (662) 240 - 1352
World Finance 513 18th St N Suite 4 39705 +1 (662) 245 - 1550

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Columbus, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tupelo, MS, Emergency Loan in Biloxi, MS, Payday Loans in Greenville, MS, Payday Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Short-term Loans in Jackson, MS, Bad Credit Loans in Meridian, MS and Payday Loans in Olive Branch, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Columbus, MS.

Beautiful sights of Columbus, MS

Payday Loans Available in Columbus, MS By The Following ZIP Codes:

39704, 39702, 39705, 39701, 39703, 39710

Are Payday Loans Legal In Columbus, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Columbus, MS payday loan calculator

Payday loans are often the last-minute option for people in need of quick cash. But, like anything else, there can be long-term consequences to getting a payday loan. There’s just one problem: finding reliable information about them can be difficult in Columbus, Mississippi.

This article will provide some basic information on different types of payday loans and what kind of risks they carry with them. I will also break down the costs to get a loan when you live outside of Columbus, Mississippi, and what kind of fees lenders charge depending on your financial situation.

We will go over what kind of things you need to consider before getting a payday loan and then look at the advantages and disadvantages of payday loans.

Payday Loans in Columbus, Mississippi: What to Consider Before Applying

Before applying for a payday loan in Columbus, Mississippi, you should be aware of your chances of getting approved for one. This way, you can avoid going into the loan process blind and coming out with lots of fees but no money. There are certain qualifications that lenders look for when deciding who to approve for a payday loan in Columbus, Mississippi.

Many payday loan companies will base their approval on your credit score. They look at your past financial history and the percent of the time that you make on-time repaying loans in the past. You’ll also have to provide proof of employment and income so that different lenders will ask for other things.

You must fill out a loan application correctly, as it can take days or even weeks for you to get approved for a payday loan in Columbus, Mississippi. Providing false documents or lying about anything in the application process could lead to severe consequences, as we will see later on.

Payday Loans in Columbus, Mississippi: How Much to Expect to Pay

When you get a payday loan in Columbus, Mississippi, you have to pay certain fees. The fees depend on your financial situation and the lender, so you must shop around before choosing one.

Most lenders will charge a processing fee of between $10 and $30 dollars. This fee can vary depending on how much money the lender approves you for and what type of loan you get. The amount of money you get is often determined by your credit score, which means people with bad credit can expect to pay more upfront than people with good credit.

Lenders charge a certain percentage of the total amount they approve you for. Again, different lenders will have different amounts, but the average is around 11-15% percent – which is why I said to consider getting multiple loans and using various lenders.

On top of the processing fee and interest, there are other fees you will be charged with payday loans in Columbus, Mississippi. Depending on which lender you apply for and what kind of loan you get, these can vary widely but can include fees for your loan’s money transfer or registration. Some additional fees might include late payment fees or a fee if you don’t pay back your loan on time.

How to Find a Good Direct Lender in Columbus, Mississippi Online

Finding a reputable lender in Columbus, Mississippi, can be tough. There are a lot of shady companies out there that are looking to scam you with high-interest rates and hidden fees. But you’re smart enough to avoid them, so let’s get into how you can find a good lender within Columbus, Mississippi, by using the internet.

One thing that is great about payday loans in Columbus, Mississippi, is that there are enough lenders online for you to compare rates and find out which one will give you the best deal possible. It might take some searching, but it’s worth it if you want to easily save as much money as possible while getting approved for your loan.

A great way to search for the best lenders in Columbus, Mississippi, is by using google. You can put in your location such as ‘payday loans Columbus, Mississippi’ and click the ‘search’ button. This will bring up many companies that offer some type of service in Columbus, Mississippi. Click on the name of one of these companies, and it should take you to their website with information about them and what kind of payday loans they offer.

Another way to find payday loan lenders quickly is through service providers like Yelp or Superpages. These sites have many reviews that other customers have posted about the businesses they regularly use – including those offering payday loans in Columbus, Mississippi.

Cash Advance Online in Columbus, Mississippi

One of the best ways to find a good payday loan in Columbus, Mississippi, is by finding one that is based on direct deposit. If you are paying your bills with direct deposit, there’s no way for the lender to get their money back from you. This means they can’t touch your bank account and won’t have much incentive to scam you out of money.

But if you are looking for an emergency cash advance, this might not be the best option for you. Because direct deposit doesn’t transfer funds immediately, the lender will still have access to your account and can take as much money as possible without giving it back. This means the lender will profit from you more than from the interest you would earn.

Quick Loan Columbus, Mississippi

Another great way to find a good payday loan in Columbus, Mississippi, is by having someone find one that is made for the person. This means that the lender doesn’t have a lot of overhead and doesn’t have to make money as much as they use their money to pay back your loan. This can be great if you need a small amount of cash fast, but it also means that they might charge you high-interest rates because they are trying to pay off your loan themselves.

I recommend that you research and find a lender who can help you get the most out of the money you are calling from them. This is what I would do if I were you:

Go to Google and type in ‘payday loans Columbus, Mississippi’ and click on the first link. Look at what is available online. Choose one that aligns with your needs, but also get information on their interest rates because they will be different from other lenders in Columbus, Mississippi. Compare rates and make a decision that suits your needs best.

FAQ

How to Get a Bad Credit Loans in Columbus, Mississippi?

Having bad credit is not the end of the world, but it can affect your life in Columbus, Mississippi. Payday Loans in Columbus, Mississippi, are one of the ways that you can manage money when you have a bad credit history. These loans require very little information about your financial situation and are pretty easy to get approval for. But these loan options won’t help you rebuild bad credit or completely remove it.
Americans pay over $330 billion in interest each year due to payday loans, so this way out is not worth it. The best way to get rid of bad credit is by paying off your debts and saving money.

Are there Guaranteed Loans in Columbus, Mississippi?

If you have bad credit and are worried that you won’t get approved for a loan in Columbus, Mississippi, you will be glad to know that companies offer guaranteed loans. This means that they give you a loan regardless of your financial situation so long as you can prove to them you can pay it back. You might have to provide proof of income or give them collateral, but this is a great way for people in Columbus, Mississippi, to get loans and rebuild bad credit over time.
You should be careful, though, because these types of loans come with high-interest rates and fees, so I would look at getting multiple guaranteed loans from different lenders if I were you.

Are Short-term Loans in Columbus, Mississippi, good?

Short-term loans in Columbus, Mississippi, are not very good because they can ruin your credit if you don’t pay them back. This means you can’t even apply for other forms of loans because they will see that you borrowed money in the past and will be skeptical about giving you any other loans.
These types of loans don’t help rebuild bad credit, but they come with lower interest rates than longer-term payday loans, so if you are going to get a short-term loan, I’d do it from a reputable lender. It would help if you also looked into getting multiple short-term loans from different lenders, so your credit history doesn’t go too low and affect future lending opportunities.