Payday Loans in Cruger, Mississippi

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No payday loan companies in Cruger, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Money Market 4403 W 4th St, Hattiesburg, MS 39402 +1 (601) 268 - 7565
Cadence Bank - Aberdeen Main Branch 128 E Commerce St, Aberdeen, MS 39730 +1 (662) 369 - 6461
Kwik Cash 161 W Van Dorn Ave, Holly Springs, MS 38635 +1 (662) 551 - 1630
Cash Tyme 312 W Main St, Senatobia, MS 38668 +1 (662) 560 - 1986
Community Choice Financial 1910 Hwy 45 N, Columbus, MS 39705 +1 (662) 240 - 9782
First South Farm Credit 701 Haley Barbour Pkwy, Yazoo City, MS 39194 +1 (662) 746 - 2282
Community Bank 323 E 3rd St, Forest, MS 39074 +1 (601) 469 - 1611
Cash Depot 3128 8th St, Meridian, MS 39301 +1 (601) 485 - 0105
LoanMaster 2318 Bienville Blvd, Ocean Springs, MS 39564 +1 (228) 875 - 0559
Trustmark 102 S Cummings St, Fulton, MS 38843 +1 (662) 862 - 9777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cruger, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tupelo, MS, Payday Loans in Biloxi, MS, Short-term Loans in Greenville, MS, Payday Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Payday Loans in Jackson, MS, Same Day Loans in Meridian, MS and Payday Loans in Olive Branch, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cruger, MS.

Payday Loans Available in Cruger, MS By The Following ZIP Codes:

38924

Are Payday Loans Legal In Cruger, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Cruger, MS payday loan calculator

Payday Loans in Cruger, Mississippi – What you need to know

Payday loans are legal in Mississippi, including in the city of Cruger. A payday loan is a type of short-term loan that is typically due on your next payday. These loans are usually used by people who need quick cash to cover unexpected expenses or emergencies. If you are considering getting a payday loan in Cruger, Mississippi, here is what you need to know.

How do payday loans work?

When you apply for a payday loan, you will need to provide the lender with some basic information about yourself, including your name, address, and employment information. You will also need to provide a copy of your ID and bank account information. Once you are approved, the lender will give you the loan amount in cash, or they may deposit it directly into your bank account.

Most payday loans in Cruger, Mississippi, have a maximum loan amount of $500 and no minimum amount. The repayment period is generally two weeks, but it can vary depending on the lender. You will need to pay back the full loan amount, plus any fees and interest, on the due date.

What are the requirements for getting a payday loan in Cruger, Mississippi?

To qualify for a payday loan in Cruger, Mississippi, you must be at least 18 years old, a US citizen or permanent resident, and be able to provide proof of income. Some lenders may require a minimum credit score, but others do not.

There are also some restrictions on payday loans in Mississippi. For example, you can only have one payday loan at a time, and rollovers or extensions are not allowed.

What are the fees and interest rates for payday loans in Cruger, Mississippi?

The fees and interest rates for payday loans in Cruger, Mississippi, can vary depending on the lender. However, the maximum fee allowed by law in Mississippi is $20 per $100 borrowed. This means that if you borrow $500, the maximum fee you can be charged is $100. The annual percentage rate (APR) for payday loans in Mississippi can be as high as 521.43%.

What are the alternatives to payday loans in Cruger, Mississippi?

If you need quick cash but do not want to take out a payday loan, there are some alternatives available. These include:

  • Personal loans
  • Credit cards
  • Overdraft protection
  • Borrowing from friends or family
  • Selling unwanted items

Interesting facts and statistics about payday loans in Cruger, Mississippi:

  • The average payday loan amount in Mississippi is $370.
  • In 2018, Mississippi payday lenders made more than 2.5 million loans, totaling $1.2 billion.
  • Mississippi has the highest percentage of people living in poverty in the United States.

Apply Now

If you are considering getting a payday loan in Cruger, Mississippi, TheGuaranteedLoans can help you find a lender. Simply fill out our online application, and we will connect you with potential lenders who can offer you a loan. Remember, TheGuaranteedLoans is not a direct lender, but a connector service. We will facilitate your connection with potential lenders, but we do not make credit decisions or determine loan terms.

Please note: Payday loans should be used for short-term financial needs only, not as a long-term financial solution. If you have financial difficulties, we recommend that you seek credit counseling or talk to a financial advisor. As with any financial decision, you should carefully review all terms and conditions before agreeing to a loan.

F.A.Q.

Are there any restrictions on how I can use the funds from a payday loan in Cruger, Mississippi?

Payday lenders in Cruger, Mississippi may place restrictions on how you can use the funds from a payday loan. For example, the funds may need to be used for a specific purpose, such as paying bills or covering unexpected expenses.

Can I get a payday loan if I am receiving social security or disability benefits in Cruger, Mississippi?

Yes, you may be able to get a payday loan if you are receiving social security or disability benefits in Cruger, Mississippi. However, the lender may require additional documentation to verify your income and ability to repay the loan.