Payday Loans in Daleville, Mississippi

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No payday loan companies in Daleville, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Approved Cash 612 US-51 Suite A, Ridgeland, MS 39157 +1 (601) 898 - 3933
Bullock Check Cashing 197 Gen Robert E Blount Dr, Bassfield, MS 39421 +1 (601) 943 - 6821
Franklin Finance Inc 1907 Main St, Columbus, MS 39701 +1 (662) 327 - 3472
Fast Cash For Checks Inc 310 US-11, Picayune, MS 39466 +1 (601) 798 - 9018
LoanMax Title Loans 5025 Interstate 55 North, Jackson, MS 39206 +1 (601) 586 - 4210
Mississippi Title Loans, Inc. 1806 N Frontage Rd, Meridian, MS 39301 +1 (601) 482 - 8100
BankFirst 114 E Church St, Newton, MS 39345 +1 (601) 683 - 3101
Cash Tyme 1507 Jerry Clower Blvd., Northwest Shopping Ctr., Yazoo City, MS 39194 +1 (662) 716 - 9100
King Loan 2400 N Hills St, Meridian, MS 39305
Walnut Grove Finance & Insurance 109 Chadwick Ave, Walnut Grove, MS 39189 +1 (601) 253 - 9363

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Daleville, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Jackson, MS, Payday Loans in Meridian, MS, Payday Loans in Olive Branch, MS, No Credit Check Loans in Southaven, MS, Bad Credit Loans in Tupelo, MS, Payday Loans in Biloxi, MS, Payday Loans in Greenville, MS and Short-term Loans in Gulfport, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Daleville, MS.

Are Payday Loans Legal In Daleville, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Daleville, MS payday loan calculator

When unexpected expenses arise, it can be tough to make ends meet. While many Americans turn to their credit cards and traditional lenders, others in Daleville, Mississippi, may opt for payday loans. These short-term loans are designed to be easily accessible and provide quick cash to those who need it. In this comprehensive guide, we’ll explore everything you need to know about payday loans in Daleville, Mississippi.

What is a payday loan?

A payday loan, also known as a cash advance, is a short-term loan that can be used to cover unexpected expenses until your next payday. Most payday loans are due within two weeks or on your next payday, whichever comes first. In Daleville, Mississippi, payday loans are legal and regulated by state laws.

How do payday loans work?

To apply for a payday loan, you must have a steady income, a valid ID, and an active checking account. The lender will ask you to write a postdated check for the amount of the loan plus fees. The lender will then give you the loan amount in cash or directly deposit it into your checking account. On your due date, the lender will deposit your check or withdraw the loan amount and fees from your checking account.

What are the fees and interest rates?

The fees and interest rates for payday loans in Daleville, Mississippi, are regulated by state laws. The maximum loan amount is $500, and the maximum finance charge is $22.50 for every $100 borrowed. This means that if you borrow $500, you’ll pay a finance charge of $112.50. The APR for a 14-day payday loan of $100 is 572.02%. It’s essential to read the loan agreement carefully and understand the fees and interest rates before signing.

Are there any alternatives to payday loans?

If you’re in a tough financial situation, there are alternatives to payday loans in Daleville, Mississippi. You can consider a personal loan from a traditional lender, a credit card cash advance, or borrowing money from family or friends. These options may have lower fees and interest rates than payday loans, but they may also require a good credit score.

Interesting Statistics and Facts about Payday Loans in Daleville, Mississippi

  • The average borrower in Mississippi takes out eight payday loans per year.
  • The payday loan industry in Mississippi generates over $1 billion in revenue annually.
  • Mississippi is one of the few states that doesn’t have a cooling-off period between payday loans.
  • The average APR for a payday loan in Mississippi is 521.25%.

Apply Now

If you’re in need of a payday loan in Daleville, Mississippi, TheGuaranteedLoans can help connect you with potential lenders. We offer a simple, online application process that takes just minutes to complete. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We’ll facilitate your connection with potential lenders who can provide you with the cash you need.

Conclusion

Payday loans can be a useful way to cover unexpected expenses, but they come with high fees and interest rates. If you’re considering a payday loan in Daleville, Mississippi, it’s essential to read the loan agreement carefully and understand the fees and interest rates before signing. Also, try to explore the alternatives to payday loans which may offer more favorable terms. Remember to apply for a payday loan only when it’s the only viable option available to you.

F.A.Q.

What are the requirements to qualify for a payday loan in Daleville, Mississippi?

To qualify for a payday loan in Daleville, Mississippi, you must be 18 years or older, have a valid ID and a verifiable source of income.

Do I need to have a bank account to get a payday loan in Daleville, Mississippi?

Yes, you must have a valid checking or savings account to get a payday loan in Daleville, Mississippi.