Payday Loans in Edwards, Mississippi

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No payday loan companies in Edwards, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
S W Loans 152 Royal Oak St, Woodville, MS 39669 +1 (601) 888 - 4364
Check Advance 405-B North Applegate Street, Winona, MS 38967 +1 (662) 283 - 1112
Tower Loan 114 Commerce St, West Point, MS 39773
World Finance 617 S Main St, Poplarville, MS 39470 +1 (601) 403 - 9060
Family Check Advance 1453 US 49, Magee, MS 39111 +1 (601) 849 - 2425
Harrison Finance Co 863 E Broad St, Monticello, MS 39654 +1 (601) 587 - 4137
Southern Bancorp Bank 815 Darby Ave, Lambert, MS 38643 +1 (800) 789 - 3428
Kosciusko Check Delay 102 N Jackson St, Kosciusko, MS 39090 +1 (662) 290 - 8647
Speedee Cash 412 Hwy 61 North, Natchez, MS 39120 +1 (601) 445 - 0608
Republic Finance Inc 318 Main Ave S, Magee, MS 39111 +1 (601) 849 - 3161

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Edwards, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Meridian, MS, Payday Loans in Olive Branch, MS, Payday Loans in Southaven, MS, Payday Loans in Tupelo, MS, Payday Loans in Biloxi, MS, Bad Credit Loans in Greenville, MS, Payday Loans in Gulfport, MS and Payday Loans in Hattiesburg, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Edwards, MS.

Payday Loans Available in Edwards, MS By The Following ZIP Codes:

39066

Are Payday Loans Legal In Edwards, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Edwards, MS payday loan calculator

If you live in Edwards, Mississippi, and are in need of quick cash for an emergency expense, you may be considering a payday loan. But what are they, and how do they work? In this article, we’ll cover everything you need to know about payday loans in Edwards, MS.

What are payday loans?

Payday loans are short-term loans that typically have to be repaid by the borrower’s next payday. They are generally used for emergency expenses and unexpected bills that require immediate attention.

The loans range from $100 to $500 and are repaid in full plus interest and fees within a few weeks. The interest rates on payday loans are usually very high, often reaching triple-digit APRs, making them one of the most expensive forms of borrowing. However, they can be a viable option for those in need of immediate cash with no other means of getting it.

How do payday loans work in Edwards, MS?

In Mississippi, payday loans are legal and regulated by the Mississippi Department of Banking and Consumer Finance. To get a payday loan, you must be at least 18 years old and have a regular source of income. You’ll need to provide your lender with your personal and banking information.

The lender will then use this information to determine your eligibility for a loan and the amount you can borrow. If you’re approved, the funds are usually deposited into your bank account within one business day.

When it’s time to repay the loan, the lender will automatically withdraw the amount owed plus interest and fees from your bank account. If you can’t repay the loan on time, you may be charged additional fees and interest, and the loan may be extended, leading to a cycle of debt.

Why might you consider a payday loan in Edwards, MS?

Although payday loans are one of the most expensive forms of borrowing, they can be a viable option in certain situations. For instance, if you have a medical emergency or an unexpected car repair, a payday loan could get you the cash you need when you need it. If you don’t have access to other forms of credit or have bad credit, a payday loan may be your only option.

However, it’s essential to consider the high-interest rates and fees associated with payday loans. You’ll want to make sure you can repay the loan on time to avoid additional fees and a worsening debt cycle.

The importance of responsible borrowing

Before taking out a payday loan in Edwards, MS, it’s essential to consider your financial situation carefully. It’s important to only borrow what you can afford to repay, and to understand the terms of the loan fully. Make sure you’re aware of the interest rates and fees associated with the loan, and have a plan in place to repay it on time.

If you’re struggling with debt or have a poor credit history, it may be worth contacting a nonprofit credit counseling agency to explore your options.

Interesting facts about payday loans in Edwards, MS:

  • In Mississippi, the maximum loan amount for a payday loan is $500, with a maximum term of 30 days.
  • Mississippi law requires that lenders make sure borrowers have the ability to repay the loan before approving it.
  • As of 2019, there were over 1,000 payday lenders operating in Mississippi.
  • The average APR on a payday loan in Mississippi is 521 percent.
  • Mississippi is one of the few states that doesn’t cap the interest rates on payday loans.

Apply Now

If you’re considering a payday loan in Edwards, MS, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and can help you connect with potential lenders who may be able to provide you with the cash you need.

To get started, simply fill out our online application form. We’ll review your information and match you with lenders who may be able to provide you with a loan. The process is quick, easy, and secure. Apply now and get the cash you need.

F.A.Q.

Are there any restrictions on how I can use the money from a payday loan in Edwards, Mississippi?

No, there are no restrictions on how you can use the money from a payday loan in Edwards, Mississippi.

Can I rollover or renew my payday loan in Edwards, Mississippi?

No, rollovers and renewals are not allowed for payday loans in Edwards, Mississippi.