Payday Loans in Falkner, Mississippi

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No payday loan companies in Falkner, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Choice Financial 169 E 3rd St, Forest, MS 39074 +1 (601) 469 - 2857
Express Check Advance 205A Hwy. 51 North, Brookhaven, MS 39601 +1 (601) 833 - 4490
Fast Cash Inc 719 N Davis Ave, Cleveland, MS 38732 +1 (662) 843 - 1999
CB&S Bank 342 Washington Ave, Greenville, MS 38701 +1 (662) 334 - 7400
CB&S Bank 513 W Fox Ave, Eupora, MS 39744 +1 (662) 258 - 8214
Community Choice Financial 401B Memorial Blvd, Picayune, MS 39466 +1 (601) 798 - 4490
Central Financial Services Inc 117 N Archusa Ave, Quitman, MS 39355 +1 (601) 776 - 6979
Money Store Inc 205 N 4th St, Baldwyn, MS 38824 +1 (662) 365 - 2777
National Cash Advance 2612 Hwy. 82 East, Greenwood, MS 38930 +1 (662) 453 - 7255
Tower Loan 215 MS-26 East, Poplarville, MS 39470 +1 (601) 795 - 4528

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Falkner, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Meridian, MS, Payday Loans in Olive Branch, MS, Guaranteed Loans in Southaven, MS, Bad Credit Loans in Tupelo, MS, Payday Loans in Biloxi, MS, Payday Loans in Greenville, MS, Payday Loans in Gulfport, MS and Payday Loans in Hattiesburg, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Falkner, MS.

Payday Loans Available in Falkner, MS By The Following ZIP Codes:

38629

Are Payday Loans Legal In Falkner, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Falkner, MS payday loan calculator

Payday Loans in Falkner, Mississippi: Everything You Need to Know

Payday loans are small loans that offer individuals quick access to cash. They are unsecured loans that are designed to help bridge the financial gap between paychecks. The process of obtaining a payday loan is simple, and any individual with a steady income source can easily qualify for one. In Falkner, Mississippi, payday loans are legal, and individuals can take advantage of the benefits offered by these types of loans.

Understanding Payday Loans

Payday loans are typically offered by lenders and are usually short-term. These loans are designed to be repaid quickly, often within a couple of weeks or until the borrower’s next payday. The amount borrowed generally ranges from $100 to $500, although some lenders may offer higher amounts, depending on the borrower’s income source and credit history.

The process of obtaining a payday loan is simple, and it involves filling out an online application form on TheGuaranteedLoans website. After providing the necessary details, the lender will review the application and determine whether or not the borrower qualifies for the loan. If approved, the funds will be deposited into the borrower’s bank account within a few hours or the next business day.

Benefits of Payday Loans

Payday loans offer several benefits for individuals in need of quick cash. These benefits include:

  • Quick access to cash: Individuals can obtain payday loans within a few hours or the next business day.
  • No credit check required: Credit scores do not play a significant role in determining eligibility for payday loans. Most lenders will only check the borrower’s income source and employment status to determine if they can repay the loan.
  • Few requirements: Unlike traditional loans, payday loans have few requirements, making it easy for most individuals to qualify for them.
  • Flexible repayment options: Payday loans offer flexible repayment options. Borrowers can repay the loan in full on their next payday or extend the repayment period by paying the interest and fees.

Interest Rates and Fees

The interest rates on payday loans are typically higher than other forms of credit. This is because payday loans are generally unsecured and the risk of default is higher. In Falkner, Mississippi, payday lenders are required by law to charge a maximum annual percentage rate (APR) of 521%. This means that if a borrower took out a $100 loan for 14 days, they would be required to pay $20 in interest and fees.

Interesting Facts and Statistics about Payday Loans in Falkner, Mississippi

Here are some interesting facts and statistics about payday loans in Falkner, Mississippi:

  • In 2018, Mississippi borrowers took out more than 1.8 million payday loans
  • The average loan amount in Mississippi was $375
  • Mississippi borrowers paid an average interest rate of 520%
  • Payday loan debt in Mississippi has risen steadily over the past few years. In 2015, borrowers owed $305 million in payday loans. In 2018, the amount rose to $324 million.

Apply Now

If you need quick access to cash, applying for a payday loan on TheGuaranteedLoans website is simple and easy. We are a lender connector service that matches borrowers with potential lenders. Once approved, the lender will deposit the funds directly into your bank account. Remember, payday loans should only be used for emergency financial needs and should not be considered a long-term financial solution.

F.A.Q.

Can I rollover or renew my payday loan in Falkner, Mississippi?

Yes, some payday lenders in Falkner, Mississippi may allow you to rollover or renew your loan for an additional fee. However, it is important to carefully consider the potential risks and costs associated with renewing a payday loan.

Are payday loans regulated in Falkner, Mississippi?

Yes, payday lending is regulated in Falkner, Mississippi and all lenders must be licensed and adhere to state laws governing interest rates and fees.