Payday Loans in Farrell, Mississippi

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No payday loan companies in Farrell, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Liberty Tax and Loans 222 US-90 Suite B Ste b, Waveland, MS 39576 +1 (228) 467 - 1409
Community Choice Financial 425A N Davis Ave, Cleveland, MS 38732 +1 (662) 846 - 0680
Title Cash 104 E Main St, Senatobia, MS 38668 +1 (662) 560 - 4002
E Z Cash 485 S Craft St, Holly Springs, MS 38635 +1 (662) 252 - 6687
Advantage Financial Services - D’Iberville 4020 Popps Ferry Rd Suite D, D'Iberville, MS 39540 +1 (228) 396 - 0122
Treasurer Loans Inc Of Pontotoc 277 W Reynolds St, Pontotoc, MS 38863 +1 (662) 489 - 7191
Republic Finance 2415 Hwy 43 South, Ste D, Picayune, MS 39466 +1 (601) 889 - 1135
Peoples Finance 2245 MS-15, Pontotoc, MS 38863 +1 (662) 489 - 1215
Mechanics Bank 319 Main St, Water Valley, MS 38965 +1 (662) 473 - 2261
Check Exchange 1104 W Sunflower Rd, Cleveland, MS 38732 +1 (662) 846 - 7000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Farrell, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Jackson, MS, Payday Loans in Meridian, MS, Payday Loans in Olive Branch, MS, Bad Credit Loans in Southaven, MS, No Credit Check Loans in Tupelo, MS, Quick Loan in Biloxi, MS, Payday Loan Companies in Greenville, MS and Payday Loans in Gulfport, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Farrell, MS.

Payday Loans Available in Farrell, MS By The Following ZIP Codes:

38630

Are Payday Loans Legal In Farrell, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Farrell, MS payday loan calculator

Payday Loans in Farrell, Mississippi

If you’re facing a financial emergency, you may be considering a payday loan. In Mississippi, payday loans are legal, but they come with high interest rates and fees that can make getting out of debt difficult. This article will provide you with all the information you need to make an informed decision about payday loans in Farrell, Mississippi.

What are Payday Loans?

Payday loans are short-term loans that are typically due on or before your next payday. They are designed to help individuals facing financial emergencies, such as unexpected car repairs or medical bills, get the money they need quickly. Payday loans are often easier to qualify for than traditional loans because they do not require a credit check.

How do Payday Loans work in Farrell, Mississippi?

In Farrell, Mississippi, payday loans are legal and regulated by the Mississippi Title Pledge Act. To qualify for a payday loan, you must be at least 18 years old and have a valid government-issued ID, bank account, and proof of income. You can apply for a payday loan online or in-person at a payday lender. If approved, you will receive the funds in your bank account within 24 hours.

What are the fees for Payday Loans?

In Mississippi, payday lenders can charge up to $20 for every $100 borrowed. For example, if you borrow $500, you may have to pay $100 in fees. This is in addition to the interest rate, which can be as high as 572% APR. Be sure to read the loan agreement carefully before agreeing to the terms.

What are the risks of Payday Loans?

Payday loans can be a quick fix for your financial problems, but they come with significant risks. The high interest rates and fees can make it difficult to repay the loan. If you cannot repay the loan on time, you may be charged additional fees and interest, and your credit score may be damaged. You could also face legal action or have your wages garnished.

What are the Alternatives?

Instead of taking out a payday loan, consider the following alternatives:

  • Borrow from friends or family
  • Use a credit card
  • Apply for a small loan from a bank or credit union
  • Negotiate a payment plan with your creditors

Interesting Facts and Statistics about Payday Loans in Farrell, Mississippi

– Mississippi has the highest concentration of payday lenders per capita in the country.
– In the first six months of 2020, Mississippi payday lenders collected over $4 million in fees alone.
– The average payday loan borrower takes out eight loans per year, with an average loan amount of $350.

Now that you know the risks and alternatives, if you decide that a payday loan is right for you, TheGuaranteedLoans is here to help. We are a lender connection service that will connect you with potential lenders based on the information you provide in your online application. Remember, we are not a direct lender, but we can help you find the loan that is right for you.

Apply Now

If you need a payday loan, visit our website to apply online. The process is quick and easy, and you can receive your funds within 24 hours. Remember to read the loan agreement carefully before accepting the loan terms.

In conclusion, payday loans can be a helpful tool in times of financial emergency, but they come with significant risks. Be sure to explore all your options before taking out a loan, and always borrow responsibly.

F.A.Q.

Can I get a payday loan if I am currently in bankruptcy or have a bankruptcy on my credit report?

It is possible to get a payday loan if you are currently in bankruptcy or have a bankruptcy on your credit report, but the lender may require additional documentation and may charge higher interest rates.

Is it possible to get a payday loan online in Farrell, Mississippi?

Yes, many payday lenders in Farrell, Mississippi offer online loan applications and may be able to provide funds through direct deposit to your bank account.