Payday Loans in Flora, Mississippi

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No payday loan companies in Flora, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
E Z Cash Check Advances LLC 415 Jefferson St, Macon, MS 39341 +1 (662) 726 - 2373
Cash, Inc. of Brookhaven 828 Union Church Rd, Brookhaven, MS 39601 +1 (601) 833 - 7070
LoanMaster 1530 B, W Government St, Brandon, MS 39042 +1 (601) 591 - 0300
Tippah Title Loans 1611 City Ave N, Ripley, MS 38663 +1 (662) 837 - 3772
Citizens National Bank - Carthage Branch 305 S Van Buren St, Carthage, MS 39051 +1 (601) 267 - 8005
Tower Loan 109 Lake Harbour Dr, Ridgeland, MS 39157 +1 (601) 853 - 4184
Kwik Tax Services 802 N Main St, Amory, MS 38821 +1 (662) 257 - 6090
First Bank Summit 1004 Robb St, Summit, MS 39666 +1 (601) 684 - 2231
Tower Loan 1335 Ellis Ave, Jackson, MS 39204 +1 (601) 948 - 6661
Check Into Cash 6392-C Ridgewood Ct Dr, Jackson, MS 39211 +1 (601) 206 - 3899

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Flora, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Emergency Loan in Jackson, MS, Payday Loans in Meridian, MS, Quick Loan in Olive Branch, MS, Emergency Loan in Southaven, MS, Payday Loans in Tupelo, MS and No Credit Check Loans in Biloxi, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Flora, MS.

Beautiful sights of Flora, MS

Payday Loans Available in Flora, MS By The Following ZIP Codes:

39871, 39071

Are Payday Loans Legal In Flora, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Flora, MS payday loan calculator

Understanding Payday Loans: A Guide for Borrowers in Flora, Mississippi

Payday loans are a type of short-term lending that provides fast cash to borrowers in need of funds to cover emergency expenses. These loans are typically unsecured and have high interest rates and fees.

While payday loans are legal in Mississippi, it’s important to understand the risks associated with these types of loans. This article will provide a comprehensive guide on payday loans in Flora, Mississippi, and how it works.

How Do Payday Loans Work in Flora?

In Flora, Mississippi, payday loans are regulated by the State of Mississippi Department of Banking and Consumer Finance. Lenders in the state are required to follow certain rules and regulations.

To obtain a payday loan in Flora, borrowers must provide the lender with proof of income and residency. The lender will also require the borrower to submit a post-dated check or sign an electronic funds transfer agreement for the amount borrowed plus fees and interest.

On the day the loan is due, the borrower must repay the loan in full, including fees and interest. If the borrower is unable to repay the loan on the due date, the lender will likely charge additional fees and interest and may take legal action to collect the debt.

The Pros and Cons of Payday Loans

While payday loans can provide quick cash for unexpected expenses, they also come with significant risks and drawbacks. Here are some pros and cons of payday loans:

Pros:

  • Fast and convenient approval process
  • No credit check required
  • Can help borrowers with poor credit obtain cash in an emergency

Cons:

  • High interest rates and fees
  • Short repayment terms
  • Can trap borrowers in a cycle of debt

Interesting Facts and Statistics About Payday Loans in Flora, Mississippi

  • As of 2021, Mississippi has the highest poverty rate of any state in the US, at 19.8%
  • Mississippi has the highest concentration of payday lenders per capita in the country, according to the Center for Responsible Lending
  • In 2019, Mississippians paid over $1.7 billion in fees and interest on payday loans
  • The average annual percentage rate (APR) on a payday loan in Mississippi is 572%

Apply Now for a Payday Loan in Flora, Mississippi

If you’re in need of quick cash to cover unexpected expenses, TheGuaranteedLoans can help connect you with potential lenders in Flora, Mississippi. Our online application process is fast, easy, and secure. It’s important to remember that we are a connector service, not a direct lender. We work with a network of trusted lenders to help you find the best loan option for your needs.

To get started, fill out our online application today. You could be approved for a payday loan in as little as a few minutes.

Final Thoughts

While payday loans can provide fast cash to borrowers in need, it’s important to fully understand the risks associated with these types of loans. In Flora, Mississippi, it’s essential to work with lenders who follow the rules and regulations set by the Mississippi Department of Banking and Consumer Finance.

At TheGuaranteedLoans, we pride ourselves on providing borrowers with transparent and trustworthy loan services. Our network of lenders adhere to state and federal regulations and are committed to helping borrowers find the best loan option for their needs. If you need assistance with a payday loan in Flora, Mississippi, we’re here to help. Apply now and get the financial assistance you need to cover unexpected expenses.

F.A.Q.

Are there any restrictions on how I can use the funds from a payday loan in Flora, Mississippi?

Payday lenders in Flora, Mississippi may place restrictions on how you can use the funds from a payday loan. For example, the funds may need to be used for a specific purpose, such as paying bills or covering unexpected expenses.

Can I get a payday loan if I am receiving social security or disability benefits in Flora, Mississippi?

Yes, you may be able to get a payday loan if you are receiving social security or disability benefits in Flora, Mississippi. However, the lender may require additional documentation to verify your income and ability to repay the loan.