Payday Loans in Hattiesburg, Mississippi

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Payday Loan Companies in Hattiesburg, MS

Company nameAddressZip codePhone number
Acceptance Loan Company, Inc. 163 Turtle Creek Dr 60 39402 +1 (601) 264 - 4458
Advance America 4600 Hardy St #6 39402 +1 (601) 579 - 6434
Advance America 3901 Hardy St Suite 20 39402 +1 (601) 296 - 0900
Advance Finance 905 Hardy St # 130 39401 +1 (601) 545 - 1141
Advantage Financial Services - Hattiesburg 6242 US-98 20 39402 +1 (601) 544 - 1668
American Cash Advance 6086 US-98 1 39402 +1 (601) 264 - 6914
Approved Cash 3423 Hardy St 39402 +1 (601) 268 - 1143
Assurance Credit Corporation 6214 US 49 39401 +1 (601) 582 - 2002
BancorpSouth Bank 4650 Hardy St 39402 +1 (601) 545 - 6830
Cash 2 Go Payday Loans 3702 Hardy St # 6 39402 +1 (601) 264 - 1846
Cash Depot 998 Hardy St 39401 +1 (601) 545 - 2661
Cash Mart Inc 1900 Hardy St D 39401 +1 (601) 544 - 5695
Cash Source Hattiesburg 1404 W Pine St 39401 +1 (601) 544 - 5757
Cash-2-Go of Hattiesburg 1301 Hardy St 39401 +1 (601) 544 - 7477
Cash, Inc. of Hattiesburg 219 S 40th Ave suite a 39402 +1 (601) 268 - 8700
Check Into Cash 6083 U.S. Highway 98, Suites A/B 39402 +1 (601) 296 - 6890
Check Into Cash 4600 Hardy St #5 39402 +1 (877) 244 - 8254
Check Now 1900-D, Hardy St 39401 +1 (601) 582 - 4714
CMB Financial Services, Inc. 5891 US 49 40 39402 +1 (601) 583 - 2622
Community Choice Financial 2902 Hardy St 100 39401 +1 (601) 579 - 6700
Community Loans of America 3401 Hardy St 39401 +1 (601) 264 - 2522
Eagle Financial Inc. 5914 US 49 20 39401
EZ Cash/Cash Cow 3401 Hardy St 39401 +1 (601) 264 - 2522
Family Check Advance 5910 US 49 30 39401 +1 (601) 545 - 1994
Family Choice Financial 2902 Hardy St 30 39401 +1 (769) 390 - 7722
Fisher Brothers Financial Services 1910 W Pine St 39401 +1 (601) 544 - 7300
Great American Loans 4600 Hardy St 5 39402 +1 (601) 268 - 8780
Hattiesburg Car Title Loan Co 1910 Hardy St # B 39401 +1 (601) 726 - 3005
Keesler Federal Credit Union Turtle Creek Branch 6175 US-98 20 39402 +1 (228) 385 - 5500
Keesler Federal Credit Union Wesley Branch 201 Methodist Blvd 39402 +1 (228) 385 - 5500
LoanMaster 1301 Hardy St 39401 +1 (601) 583 - 8069
Magnolia Credit Corporation 400 Broadway Dr 39401 +1 (601) 545 - 9002
Magnolia Credit Corporation 400 Broadway Dr Ste 100 39401 +1 (601) 545 - 9002
Mississippi Title Loans, Inc. 211 Broadway Dr 39401 +1 (601) 582 - 7050
Mississippi Title-Payday Loans 3401 Hardy St 39401 +1 (601) 264 - 2522
Money Market 4403 W 4th St 39402 +1 (601) 268 - 7565
Money Now 1100 Hardy St Suite 20 39401 +1 (601) 545 - 8506
Mr Payroll 7060 US 49 39402 +1 (601) 264 - 9949
National Cash Advance 2401 Hardy St Ste. 40 39402 +1 (601) 545 - 9111
OAK GROVE CREDIT 4700 Hardy St STE C 39402 +1 (601) 909 - 6262
Payday Loans 6109 US-98 39402
Quick Cash 5891 U.S. Hwy 49 South, Suite 30 39402 +1 (601) 268 - 3901
Quik Cash 212-c Broadway Dr 39401 +1 (601) 544 - 3005
Title Cash of Hattiesburg 6051 US-98 Suite 2 39402 +1 (601) 264 - 6440
Tower Loan 6333 US 49 #30 39401 +1 (601) 264 - 3037
Tower Loan 4600 Hardy St suite 18 39402 +1 (601) 296 - 6318
Wadada Payday and Title Loan Comapny LLC 3700 Hardy St 39402 +1 (601) 602 - 3294

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hattiesburg, MS, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Jackson, MS, Payday Loan for Meridian, MS, Payday Loans in Olive Branch, MS, Payday Loans in Southaven, MS, Payday Loans in Tupelo, MS, Payday Loans in Biloxi, MS, Payday Loan Without a Credit Check in Greenville, MS and No Credit Check Loans in Gulfport, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hattiesburg, MS.

Beautiful sights of Hattiesburg, MS

Payday Loans Available in Hattiesburg, MS By The Following ZIP Codes:

39402, 39406, 39407, 39403, 39401, 39404

Are Payday Loans Legal In Hattiesburg, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Hattiesburg, MS payday loan calculator

Payday loans in Hattiesburg, Mississippi, can be a great option for people who need emergency cash but don’t have the time or money to wait until their next paycheck. This includes people who need money to pay for utility bills, medical treatment, or car repairs. There are certain rules payday lenders must follow before they make a loan to someone, and they offer very flexible repayment terms that make it easier for borrowers to manage their debt.

Payday loans are also often called check advances or cash advances. They allow people to borrow a very small amount of money that equals their next low balance for the loan, plus a late fee and interest. The goal is to help people manage their finances more effectively, and many payday lenders compare their services to set up savings accounts.

The cost of a payday loan can be extremely high for people who need it the most. Payday loans can make it hard for borrowers to pay off their debt because an important factor in deciding whether or not someone gets one is their credit score. Payday loans made over the Internet can be even riskier for borrowers because they don’t have time to read through the fine print before signing a contract and may not understand that they agree to pay high-interest rates.

To avoid being taken advantage of by payday lenders, people should research the pricing structure of different payday loans and compare them. If borrowers can get a loan from their bank or credit union, those options should be explored because they will often be less expensive than other available sources. To find out how to apply for a loan, contact your local payday lender directly.

How to Find a Good Direct Lender in Hattiesburg, Mississippi Online 

Some lenders will advertise themselves as “direct lenders,” which could mean that they sell their loans to investors at a discount. These loans are usually the best option for borrowers because they have much more reasonable rates and fees than other payday loans. It can be hard to know what is true when reading an advertisement for a payday loan, but checking out the company with your state’s department of finance or insurance or receiving information from Consumer Reports can help you learn more about any lender you are considering using.

Payday loans should be used as a last resort for borrowers who have tried all other ways to get cash in time of need. The most common reason people have to use a payday loan is that they failed to save enough money for an emergency expense. Most people should try to get an installment loan from their bank if they are looking for a loan smaller than $1,000. If you don’t have the time or money to save before a payday, payday loans in Hattiesburg, Mississippi, can quickly help you get the cash you need.

How to Repay Your Loan in Hattiesburg, Mississippi 

Paying back a payday loan can be difficult. Most people who borrow small amounts of money that they cannot repay on their next paycheck will take more than one pay period to get the loan fully paid off. When borrowers cannot repay their loan in full, they could go deeper into debt because payday lenders often charge very high-interest rates that increase with every day that the borrower has gone without repaying the loan.

People who can afford to save for emergencies and have enough money saved up for an actual emergency should consider other options, such as an automobile or home insurance policy or other options like help from friends and family.

Cash Advance Online in Hattiesburg, Mississippi 

Borrowers should be wary of lenders who only offer cash loans. This means that you can get a loan for only one expense, such as medical bills or rent. Cash advance loans are not ideal for borrowers because it can be hard to plan when the funds from these types of loans will be available, and the interest rates on them are often higher than the rates on some other types of payday loans.

If you have to use a cash advance loan, choosing a lender that offers flexible repayment options can help borrowers keep their debt under control more easily. Paying back a cash advance loan early is never an option.

Can I Get a Payday Loan for Bad Credit in Hattiesburg, Mississippi?

Some payday lenders will only make loans to borrowers with good credit scores. This is a great option for people who always have enough money in their bank account and have a low risk of debt. Borrowers who want to qualify for loans from these lenders often need to save a certain amount of money and pay off other debts to prepare and then repay the money in installments.

Payday loans are an excellent option for people with poor credit scores who need small amounts of cash, but the best thing that borrowers can do is apply for a loan only if they really need one and then pay it back when they can afford it.

How Quick Can You Get a Payday Loan in Hattiesburg, Mississippi?

Cash advances should be available to people who need quick access to cash on the same day they need it because they are generally limited funds, and the most important thing is to pay back the loan as soon as possible. Some borrowers have reported that they must wait until after midnight before they can get payday loans, which is not something many people like because it makes it hard for them to get access to money quickly.

Borrowers who cannot wait until after midnight should find a lender open 24 hours a day so they don’t have to wait any longer than they have to before getting their cash.

24 Hour Payday Loans in Hattiesburg, Mississippi?

Some lenders will offer payday loans to borrowers who need money quickly at any time of day, but other lenders only offer them in two-hour and four-hour windows. For example, some lenders offer Saturday loans only or Monday loans only. Borrowers need to do their research and check the different options available before signing up for a loan because these types of restrictions can make financing your costs much more difficult.

How Much Can I Borrow in Hattiesburg, Mississippi 

People have a common question when looking into getting a payday loan because it is so easy to be misled by the price numbers that lenders use to advertise their services. While the advertised fees for these loans are high, borrowers should realize that the rates for these loans are often much more reasonable than other types of loans because they are given to borrowers who have low credit scores and little to no savings.

Can you get a payday loan in Hattiesburg, Mississippi without a bank account? 

Some people who have poor credit scores or little savings in the bank may be turned down by payday lenders, but there are options for these borrowers that are available to them to get a quick loan still when they need it.

It is also important to check out the interest rates of a lender’s loans and the fees that these loans have. Taking out many small loans from one lender over time can lead to high prices because lenders could charge borrowers between $8 and $15 depending on how much money they borrowed. Still, the total amount of the actual interest could be much less than what borrowers would expect to pay.

What is the best way to get a Payday loan in Hattiesburg, Mississippi?

Borrowers looking for the best payday loan should consider using a lender that offers loans for specific purposes, such as emergency loans or repayment of other types of loans. Borrowers should also be careful about which lenders they choose because several scam lenders have been known to prey on people who need money for unexpected expenses. A good way to double-check a lender’s legitimacy is by checking out the Better Business Bureau and talking to people in your community who have had bad experiences with payday lenders to find out if anyone knows about scams going on with these companies.

The requirements for obtaining a loan are as follows:

  • There is a borrower who is 18 years or older.
  • The applicant needs to have an active checking account to have sufficient funds during the loan period.
  • There needs to be at least $100 in the borrower count after they receive their paychecks and before they receive their loans. 
  • The loans must be used for expenses directly related to day-to-day living and are not allowed by law, such as paying bills, meeting minimum monthly payments, buying groceries, and going out with friends.
  • Borrowers cannot use the loan for gambling or drugs.
  • Loan defaulters are subject to penalties that include a $15 per returned check, a $5 returned-payment fee, and additional costs of up to $10 for each subsequent delinquency.

FAQ

Are Short-term Loans in Hattiesburg, Mississippi, good?

A short-term loan is an excellent choice for people who have a low credit score and little or no savings in the bank, but they are not necessarily the best choice for everyone. Borrowers should always try to get a loan that is adjustable so that they can choose how much they can borrow on a payment, and also do research on companies and lenders before signing up for loans because there are payday lenders based in Hattiesburg that are known to scam borrowers, which may lead borrowers to feel frustrated with the entire process.

How do I get an Emergency Loan in Hattiesburg, Mississippi?

Borrowers need to take out loans promptly so that they do not have to pay the penalty and also to check the interest rates of these companies before they choose one because it could be easy for borrowers to end up with a loan that has high fees, which can make financing their costs more expensive.

How Long Does it take to get my Temporary Loan in Hattiesburg, Mississippi?

It may be possible for people who need money quickly to get temporary payday loans up until three days after any regular payday, but it is recommended that borrowers only use emergency loans as a last resort.

Can I Borrow $1000 with a 24-Hour Loan in Hattiesburg, Mississippi?

Borrowers who are not concerned about the limits on the amount of money that they can borrow and who may need a lot of money for their loan should consider taking out a larger loan online.

Can I get a Payday loan in Hattiesburg, Mississippi, With No Credit Check?

The biggest difference between payday and installment loans is that installment loans are usually paid back over several months or even years like with other types of loans, but people need to realize that it is not recommended to take out a payday loan if they have the option to take out another type of loan because interest rates on payday loans are much higher than other types of loans.