Payday Loans in Mantee, Mississippi

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No payday loan companies in Mantee, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Southern Credit Corporation 1008 Market St, Port Gibson, MS 39150 +1 (601) 437 - 5626
PLS Loan Store 1503 Denny Ave a, Pascagoula, MS 39567 +1 (228) 769 - 6745
Rapid Cash of Batesville 474 A & B Hwy 6 East, Batesville, MS 38606 +1 (662) 561 - 1600
Wiggins Gun & Pawn 167 1st St S, Wiggins, MS 39577 +1 (601) 928 - 3388
Renasant Bank 9027 MS-15, Ackerman, MS 39735 +1 (800) 680 - 1601
Kwik Tax Services 100 N Church St, Okolona, MS 38860 +1 (662) 447 - 2274
1st Franklin Financial 803 US-98 Suite B, Columbia, MS 39429 +1 (601) 731 - 9500
Kosciusko Check Delay 102 N Jackson St, Kosciusko, MS 39090 +1 (662) 290 - 8647
Quick Money 381 John R Junkin Dr 101, Natchez, MS 39120 +1 (601) 442 - 3100
Acceptance Loan Company, Inc. 93 S Frontage Rd 400, Meridian, MS 39301 +1 (601) 484 - 6334

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mantee, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Olive Branch, MS, Same Day Loans in Southaven, MS, Payday Loans in Tupelo, MS, Payday Loan Without a Credit Check in Biloxi, MS, Payday Loan for Greenville, MS, Payday Loan for Gulfport, MS, Payday Loans in Hattiesburg, MS and Payday Loans in Jackson, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mantee, MS.

Payday Loans Available in Mantee, MS By The Following ZIP Codes:

39751

Are Payday Loans Legal In Mantee, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Mantee, MS payday loan calculator

Payday Loans in Mantee, Mississippi

Payday loans are a popular and regulated financial option for individuals in need of short-term cash flow solutions. In Mantee, Mississippi, payday loans are legal, but it is important to understand the regulations surrounding these loans and how they can affect your financial future.

How Do Payday Loans Work?

Payday loans are designed for individuals who need immediate access to cash. Typically, these loans are available for small amounts and can be repaid within a few weeks. To qualify for a payday loan, an individual must be employed and have a bank account.

The process of obtaining a payday loan begins by filling out an application. Once the lender approves the application, the cash is disbursed to the borrower’s bank account. This process is typically very quick, with loan approvals and funds disbursed in as little as 24 hours.

Regulations in Mississippi

In Mississippi, payday loans are legal and regulated. The state has established specific laws to protect consumers and ensure that lenders are operating fairly and ethically.

The state of Mississippi requires that payday loan lenders be licensed with the Mississippi Department of Banking and Consumer Finance. Lenders are also required to follow regulations that limit the amount of the loan, fees, and interest rates.

Mississippi law imposes a cap of $500 on payday loans, limiting the amount that borrowers can take out. The interest rate for these loans cannot exceed 521% APR, and borrowers are not allowed to roll over their loans. These regulations are in place to protect consumers from predatory lending practices that can trap borrowers in cycles of debt.

Pros and Cons of Payday Loans

Like all financial solutions, payday loans come with both advantages and disadvantages. Here are some pros and cons to consider before applying for a payday loan in Mantee, Mississippi.

Pros:

  • Quick approval process, allowing for immediate access to cash
  • No credit checks required
  • Regulated by the state of Mississippi to protect consumers from predatory lending practices

Cons:

  • High-interest rates that can trap borrowers in a cycle of debt
  • Short repayment terms, making it difficult for some borrowers to repay the loan on time
  • Can only be used for short-term financial needs and is often not a long-term solution

Interesting Facts About Payday Loans in Mantee, Mississippi

As of 2019, Mississippi had the highest concentration of payday lenders per capita in the United States. This is due in part to the low-income demographics of the state, as individuals with lower incomes are more likely to need short-term loans.

According to a report from the Mississippi Center for Justice, payday loan borrowers in Mississippi spend over $270 million annually in fees alone. This highlights the importance of understanding the regulations and potential costs of payday loans before applying for one.

Apply Now with TheGuaranteedLoans

If you find yourself in need of a payday loan in Mantee, Mississippi, turn to TheGuaranteedLoans. As a connector service, we can put you in touch with potential lenders who may be able to assist you. However, it is important to note that we are not a direct lender.

To apply for a payday loan, simply fill out our online application and we will review your information to connect you with potential lenders. Remember, payday loans can be a helpful temporary solution, but it is important to repay them in a timely manner to avoid falling into debt.

Conclusion

Payday loans in Mantee, Mississippi are a legal option for individuals in need of quick cash flow. However, it is important to understand the regulations and potential risks associated with these loans. At TheGuaranteedLoans, we are here to connect you with potential lenders who may be able to assist you with your financial needs.

F.A.Q.

What happens if I am unable to repay my payday loan in Mantee, Mississippi?

If you are unable to repay your payday loan in Mantee, Mississippi, the lender may take legal action to collect the debt. This may include wage garnishment or a lawsuit. It is important to communicate with your lender and try to come to a repayment plan if you are unable to make your payment.

Can I apply for a payday loan online in Mantee, Mississippi?

Yes, you can apply for a payday loan online in Mantee, Mississippi. Many lenders offer online applications and the process is usually faster and more convenient than applying in person.