Payday Loans in Mayersville, Mississippi

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No payday loan companies in Mayersville, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Express Check Inc 196 Sgt Prentiss Dr # B, Natchez, MS 39120 +1 (601) 304 - 4050
Quik Cash 212-c Broadway Dr, Hattiesburg, MS 39401 +1 (601) 544 - 3005
MoneyGram inside ADVANCE AMERICA - 274 ADVANCE AMERICA - 274 319 Highway 80 E, Clinton, MS 39056 +1 (601) 924 - 5091
Republic Finance 26 Holiday Rambler Ln, Byram, MS 39272 +1 (601) 373 - 4176
Express Check Advance 1820A Commerce St, Grenada, MS 38901 +1 (662) 294 - 9005
Republic Finance 909 Old Vicksburg Rd Suite 1, Clinton, MS 39056 +1 (601) 925 - 5430
First Heritage Credit 325 US-80, Clinton, MS 39056 +1 (601) 925 - 9525
BancorpSouth Bank 2796 MS-15, Bay Springs, MS 39422 +1 (601) 764 - 3148
Advance America 205A Hwy. 51 North, Brookhaven, MS 39601 +1 (601) 833 - 4490
Mississippi Title Loans, Inc. 2621 US-82, Greenville, MS 38703 +1 (662) 378 - 3216

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mayersville, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Greenville, MS, Same Day Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Payday Loan for Jackson, MS, Same Day Loans in Meridian, MS, Payday Loans in Olive Branch, MS, No Credit Check Loans in Southaven, MS and Payday Loan Companies in Tupelo, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mayersville, MS.

Payday Loans Available in Mayersville, MS By The Following ZIP Codes:

39113

Are Payday Loans Legal In Mayersville, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Mayersville, MS payday loan calculator

Payday Loans in Mayersville, Mississippi

In Mississippi, payday loans are a legal source of immediate cash for individuals in need of quick financial solutions. Mayersville, a small town in Mississippi, offers multiple payday loan options for residents who may require cash for emergency expenses. In this article, we will delve into everything you need to know before taking out a payday loan in Mayersville, Mississippi.

What are Payday Loans?

Payday loans are a type of short-term loan that is typically due on the borrower’s next payday. They are designed to help individuals meet their immediate financial obligations and can easily be acquired. Payday loans typically have higher interest rates than conventional bank loans but provide a more accessible option to those who may not have the best credit scores.

Are Payday Loans Legal in Mayersville, Mississippi?

Yes, payday loans are legal in Mayersville, Mississippi. The state of Mississippi regulates payday lending to ensure that the lenders are complying with state laws. As of July 1, 2020, Mississippi allows a maximum loan amount of $500, with a maximum term of 30 days. The maximum finance charge for a $100 loan is $20, making Mississippi one of the states with the lowest maximum finance charges allowed.

How Do Payday Loans Work in Mayersville, Mississippi?

To apply for a payday loan in Mayersville, Mississippi, you can access one of the many lenders present in the town. The application process is usually simple and fast, and the approval time is significantly shorter than that of conventional banks. Once you are approved for a payday loan, the amount you borrow is deposited directly into your account.

As a borrower, you are expected to pay back the loan on your next payday, including the interest charged. If you are unable to repay the loan on your next payday, you may roll the debt over, but this may lead to additional fees and interest charges.

Pros and Cons of Payday Loans

Before taking out a payday loan, it is essential to consider the advantages and disadvantages to make an informed decision. Here are some of the advantages and disadvantages of payday loans:

Advantages:

  • Payday loans provide immediate cash for emergency expenses
  • The application process is simple and quick
  • Payday loans don’t require a long credit history

Disadvantages:

  • Payday loans usually have higher interest rates than conventional loans
  • Failure to repay the loan can lead to accumulation of additional fees and interest charges
  • The short loan term may not be enough to solve long-term financial issues

Apply Now

If you require a payday loan in Mayersville, Mississippi, feel free to apply now on our website. TheGuaranteedLoans is a connector service that connects potential borrowers to our network of lenders. We are not a direct lender, but we facilitate the connection between the borrower and potential lenders. Our application process is simple and user-friendly, making it easy for you to access a payday loan. Apply now and get connected with the best payday loan solutions in Mayersville.

Interesting Facts

Did you know that in Mississippi, the average payday loan amount is $375? Also, Mississippi is among the states with the highest concentration of payday lenders. As of 2018, there were 934 payday loan stores, with a concentration of 17.6 stores per 100,000 residents.

Conclusion

Payday loans in Mayersville, Mississippi, are a legal and convenient option for individuals in urgent need of immediate cash. If you decide to take out a payday loan in Mayersville, ensure that you understand the terms and conditions, including the interest rate and repayment terms, before signing up. Apply now on TheGuaranteedLoans website and get connected with potential lenders for your payday loan needs.

F.A.Q.

Are there any penalties for early repayment of a payday loan in Mayersville, Mississippi?

No, there are no penalties for early repayment of a payday loan in Mayersville, Mississippi. In fact, it is often in your best interest to repay your loan as quickly as possible to save on interest and fees.

Can I get a payday loan in Mayersville, Mississippi if I have bad credit?

Yes, payday loans are often available to borrowers with poor credit.