Payday Loans in Mc Neill, Mississippi

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No payday loan companies in Mc Neill, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Express Check Advance 2326 US-82, Greenwood, MS 38930 +1 (662) 451 - 9003
Bingo Check Cashing 117 Lake Harbour Dr, Madison, MS 39110 +1 (601) 898 - 0057
Americash Check Advance/Title Loans 477 W Peace St, Canton, MS 39046 +1 (601) 859 - 4020
Kwik Tax Services 5329 North Raymond Avenue, Verona, MS 38879 +1 (662) 566 - 7155
All American Check Cashing 4842 Plaza Dr, Tylertown, MS 39667 +1 (601) 876 - 3250
Republic Finance 3100 Bienville Blvd #58, Ocean Springs, MS 39564 +1 (228) 447 - 4323
Community Choice Financial 2121 Clay St, Vicksburg, MS 39183 +1 (601) 661 - 0888
Dicount Cash Advance & Title Loans 1513 MS-1, Greenville, MS 38701 +1 (662) 332 - 7275
Auto Cash Cash Advance 1966 Pass Rd, Biloxi, MS 39531 +1 (228) 388 - 3540
Abbeville Bank 2 Business 7 North, Abbeville, MS 38601 +1 (662) 234 - 5520

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mc Neill, MS, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Jackson, MS, Payday Loans in Meridian, MS, Short-term Loans in Olive Branch, MS, Payday Loans in Southaven, MS, No Credit Check Loans in Tupelo, MS, Payday Loans in Biloxi, MS, Guaranteed Loans in Greenville, MS and Payday Loans in Gulfport, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mc Neill, MS.

Are Payday Loans Legal In Mc Neill, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Mc Neill, MS payday loan calculator

Payday Loans in Mc Neill, Mississippi: What You Need to Know

Payday loans are a popular type of short-term loan that many people use to cover unexpected expenses or to make ends meet until their next paycheck. If you live in Mc Neill, Mississippi, you have the opportunity to take advantage of this type of loan. However, it is essential to know what to expect before you apply, including any applicable laws and regulations.

Are Payday Loans Legal in Mississippi?

Yes, payday loans are legal in Mississippi, including in Mc Neill. However, the state sets strict regulations on these loans, and borrowers should be aware of these regulations before they apply for a payday loan.

How Do Payday Loans Work?

Payday loans typically range from $100 to $500, and they usually have a two-week term. To apply for a payday loan, you must provide proof of income and identification, and you must have an active checking account. If you are approved for the loan, you must pay it back when it is due, along with any fees and interest.

What Are the Costs Associated with Payday Loans?

Payday loans often come with high fees and interest rates. These fees can add up quickly, and borrowers may find themselves in debt if they cannot pay back the loan on time. In Mississippi, the maximum fee for a payday loan is $20 for every $100 borrowed. The interest rate cannot exceed 520% APR.

What Are the Risks of Payday Loans?

Payday loans can be risky for borrowers who cannot pay back the loan on time. If you cannot pay back the loan, you may be subject to high fees and interest rates. In some cases, borrowers may be trapped in a cycle of debt, taking out new loans to pay off old loans. It’s essential to understand the risks associated with payday loans before you apply.

What Are the Alternatives to Payday Loans?

If you cannot get approved for a payday loan or you are uncomfortable with the fees and interest rates associated with payday loans, there are other options available. One option is to consider a personal loan from a bank or credit union. These loans often have lower interest rates and longer repayment terms. You may also want to consider borrowing from friends or family.

Interesting Facts and Statistics

  • The average payday loan borrower takes out eight loans a year.
  • In Mississippi, the maximum amount you can borrow with a payday loan is $500.
  • More than 60% of payday loans are made to borrowers who take out at least seven loans in a row.

Apply Now

If you are interested in applying for a payday loan in Mc Neill, Mississippi, TheGuaranteedLoans can connect you with potential lenders. Our online application process is quick and easy, and you can get approved within minutes. Remember, we are a connector service, not a direct lender, and we only work with reputable lenders who adhere to all applicable laws and regulations. Don’t wait – apply now and get the money you need to cover your expenses.

F.A.Q.

Are there any restrictions on how I can use the funds from a payday loan in Mc Neill, Mississippi?

Payday lenders in Mc Neill, Mississippi may place restrictions on how you can use the funds from a payday loan. For example, the funds may need to be used for a specific purpose, such as paying bills or covering unexpected expenses.

Can I get a payday loan if I am receiving social security or disability benefits in Mc Neill, Mississippi?

Yes, you may be able to get a payday loan if you are receiving social security or disability benefits in Mc Neill, Mississippi. However, the lender may require additional documentation to verify your income and ability to repay the loan.