Payday Loans in Meridian, Mississippi

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Payday Loan Companies in Meridian, MS

Company nameAddressZip codePhone number
1st Franklin Financial 4820 Poplar Springs Dr c 39305 +1 (601) 483 - 9700
Acceptance Loan Company, Inc. 93 S Frontage Rd 400 39301 +1 (601) 484 - 6334
Advance America 93 S Frontage Rd a 39301 +1 (601) 482 - 4789
Advance America 832 MS-19 Ste. 550 39307 +1 (601) 483 - 5011
Advance Finance 721 Front St 705 39301 +1 (601) 482 - 5574
Best Credit Corporation 2104 8th St 39301 +1 (601) 483 - 4420
Cash Depot 3128 8th St 39301 +1 (601) 485 - 0105
Cash Inc 2215 MS-39 N 39301 +1 (601) 482 - 6998
Cash Mart Inc 3410 8th St 39301 +1 (601) 693 - 8017
Central Financial Services Inc 116 22nd Ave 39301 +1 (601) 693 - 3548
Check Into Cash 2440 N Hills St 39305 +1 (601) 482 - 7970
Check Into Cash 2121 Hwy 39 North 39301 +1 (601) 693 - 9828
Check Now 3510 8th St # A 39301 +1 (601) 483 - 0300
Check Now 4201-B 8th St 39301 +1 (601) 483 - 0300
Check Now Payday Advance Title Loan 4201 8th St 39307
Checks Cashed 806 Hwy 19 N # 280 39307 +1 (601) 693 - 6633
Community Choice Financial 1217 S Frontage Rd a1 39301 +1 (601) 693 - 0006
Community Loans, LLC. 4611 8th St 39307 +1 (601) 482 - 2777
Dorman Finances Inc 1201 22nd Ave B 39301 +1 (601) 693 - 8000
Dorman Finances Inc 1201 22nd Ave STE B 39301 +1 (601) 693 - 8000
Express Check Advance 1316 25th Ave 39301 +1 (601) 483 - 6765
First Heritage Credit 2680 N Hills St 39305 +1 (601) 485 - 0700
Franklin Finance Corporation 721 Front St 766 39301 +1 (601) 693 - 7290
Freddie's Fast Cash 1804 MS-39 39301 +1 (601) 483 - 3373
Friday Payday Loans 2203 Highway 39 North, Suite 1 39301 +1 (601) 453 - 2414
Great American Loans 2121 Hwy 39 North 39301 +1 (601) 693 - 9828
Great American Title Loans 2219 MS-39 39301 +1 (601) 693 - 9848
Harbor Financial of Meridian 721 Front St 766 39301 +1 (601) 693 - 7290
King Loan 2400 N Hills St 39305
Lauderdale Loans, LLC 4805 Poplar Springs Dr C 39305 +1 (601) 531 - 3284
Lendmark Financial Services LLC 103 S Frontage Rd Suite 302 39301 +1 (601) 453 - 4310
Loanmax Title Loans 3920 8th St 39307 +1 (601) 482 - 0319
Loans Express Inc 2210 9th St 39301 +1 (601) 485 - 6267
Loans Inc 2120 N Frontage Rd 39301 +1 (601) 693 - 3561
Meridian Financial Services 806 State Hwy 19 230 39307 +1 (601) 485 - 0861
Mississippi Title Loans, Inc. 1806 N Frontage Rd 39301 +1 (601) 482 - 8100
Money Now 824 45th Ave 39307 +1 (601) 701 - 0100
Money Now 2209 Old Hwy 45 N # A 39301 +1 (601) 483 - 1143
Money Now 2106 N Frontage Rd 39301 +1 (601) 553 - 0608
Money Now 2514 Riverbirch Dr # 122 39307 +1 (601) 483 - 7779
Navy Federal Credit Union - Restricted Access 255 Rosenbaum Ave Ste 164 39309 +1 (888) 842 - 6328
Payday Advance 2105 4th St 39301 +1 (601) 483 - 4442
PLS Loan Store 1217 S Frontage Rd d 39301 +1 (601) 693 - 0006
Quick Cash Payday Center 515 MS-19 39307 +1 (601) 581 - 1990
Redy Cash 2626 N Hills St 39305 +1 (601) 483 - 8786
Republic Finance 3710B Hwy 39 North 39301 +1 (601) 693 - 6305
Speedy Cash 39301 +1 (601) 621 - 4549
Speedy Cash 1021 MS Highway 39 N 39301 +1 (601) 482 - 7218
Speedy Cash 1021 MS-39 N 39301 +1 (601) 482 - 7218
Title Cash 422 Hwy 19 N 39307 +1 (601) 482 - 6203
Tower Loan 832 Hwy 19 N 520 39307 +1 (601) 693 - 4663
World Finance 1710 N Frontage Rd 39301 +1 (601) 482 - 2317

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Meridian, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Olive Branch, MS, Payday Loans in Southaven, MS, Guaranteed Loans in Tupelo, MS, Payday Loan Companies in Biloxi, MS, Payday Loans in Greenville, MS, No Credit Check Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS and Payday Loan for Jackson, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Meridian, MS.

Beautiful sights of Meridian, MS

Payday Loans Available in Meridian, MS By The Following ZIP Codes:

39307, 39305, 39301, 39303, 39302, 39304, 39309

Are Payday Loans Legal In Meridian, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Meridian, MS payday loan calculator

Payday loans in Meridian, Mississippi, have been a prominent issue for those living there. If you’re looking for payday loans and want to know more about this service, the following blog post will help you out.

Payday lending is short-term financial aid given to people who need quick access to their cash. It’s often marketed as “easy money” or “the loan that works”. However, it can have serious consequences such as sky-high interest rates, borrowing money only to repay interest on it later, and other predatory lending and debt traps.

As a payday lender, you must provide the same lending standard to all clients. However, this is not always the case, and you might have borrowers who file complaints with their credit unions, take out personal loans and even sue you for misusing their information.

If you are a financial expert in Meridian, Mississippi, and intend to offer payday loans in your area, make sure that what you give is legal. Some of the following information should help you enhance your customer service methods:

Don’t use money obtained from others (retirement money or inheritance). You can, however, loan money when it’s repaid plus interest. The interest rate must be clearly stated on the disclosure statement, which will come with each loan application. Call the borrower before and after the loan is issued.

Begin to prepare for the payday loan application form. It must be completed accurately and in full so that there are no misunderstandings between you and your client. The form must contain all the relevant information, such as: 

  • Full name of the applicant.
  • Home address.
  • Workplace address.
  • Emergency contact number (preferably a relative or friend).
  • Bank/credit union account details.
  • Copy of Driver’s License or other photo identification card.
  • Copy of paycheck stubs (if possible).

Know that payday lenders often cater to people belonging to certain demographic groups. These groups include those with subprime credit scores, high school graduates, and college students. Be mindful that since you are being paid off quickly, you might have a high volume of cases to look after. Ensure that you have enough help and that your staff members are properly trained.

How to Find a Good Direct Lender in Meridian, Mississippi Online?

People who are strapped for cash and are looking for ways to get financial assistance are often discouraged by the idea of securing a payday loan. This is because many lenders will charge a substantial fee for this service. So, if you want to find a good direct lender in Meridian, Mississippi (or anywhere else in the country), you must do a bit of research on this type of lending. The following points should help you:

Establish your key criteria: If you’re searching for a good direct lender, you need to establish your key standards beforehand to compare different lenders based on these criteria. Once you have decided on your key criteria, you can make a shortlist of lenders and compare other offers to pick the best possible deal.

Payment schedules: Many direct lenders offer a range of flexible payment schedules designed to suit your needs. However, this doesn’t mean that it’s all good news for the borrower. Some lenders will even charge higher interest on secured (credit card) loans in Meridian, Mississippi, than even unsecured loans (loans where the borrower is also responsible for paying back the principal amount). So, before you choose a lender and apply for a loan, check out its payment schedule and other factors like APR and late fees to get the best possible deal.

History: If you’re looking for a good direct lender in Meridian, Mississippi, it’s also important that you check its history before applying for a loan. Also, while studying a lender’s history, you must fit into the loan defaults statistics to determine your chances of getting the loan on time.

Convenience: For some people in Meridian, Mississippi (and elsewhere), the convenience factor matters more than anything else to secure a quick and easy financial service. So, if you want to avoid queues and other hassles related to making an application for a payday loan from your local bank or credit union branch, consider online lenders who make short-term lending easy and convenient.

The points mentioned above will help you establish a good list of direct lenders in Meridian, Mississippi. However, once you have finalized your shortlist, you must consider other factors before applying for a loan. These include:

Cash Advance Online in Meridian, Mississippi 

Those looking for a payday loan in Meridian, Mississippi, can find many online lenders that offer these loans. But before you decide on the best lender, you must make sure that the lender you choose provides money with fewer fees. Some of the following factors are worth considering:

Choose a direct lender who will not charge late fees or other penalties: It’s important to select an online lender who does not charge a late payment or other penalties like the default interest rate on your loan. These lenders will be able to provide you with quick cash without any hassles.

Choose a direct lender who will not use a security deposit: Some online lenders ask for a money deposit. If you want to avoid this, you should choose a direct lender who will offer you a loan without asking for any warranty or charge.

Choose an online lender with flexible loan repayment terms: Some lenders offer flexible terms that ensure that you can repay the amount at your convenience. These lenders are great if you’re based in Meridian, Mississippi, and do not have enough time to spare to visit your bank or credit union branch.

Can I Get a Payday Loan for Bad Credit in Meridian, Mississippi?

Many people assume that payday lenders only cater to those with bad credit scores. However, this is not true since many lenders offer payday loans to people with poor credit scores. But before you make a decision, you must understand the factors affecting your credit before applying for a loan. 

How do I get a payday loan in Meridian, Mississippi?

If you’re looking for a good payday lender in Meridian, Mississippi, you may want to consider applying online. The Internet has made finding a cash advance quite simple and easy.

FAQ

Are there Guaranteed Loans in Meridian, Mississippi

A short-term loan is a legal form of credit. It spells out very clearly the repayment scheme and cost structure based on the borrower’s age, his/her income, and so on. An applicant can avail of a loan only with suitable collateral security.

Are Same Day Loans in Meridian, Mississippi real?

Payday loans are intended for people who need money on short notice. It does not help borrowers who need more time than how many weekdays in advance to repay the loan, and it does not help those borrowers who want to borrow only a couple hundred dollars. The loan has a maximum of two hundred twenty-five dollars.

Are Short-term Loans in Meridian, Mississippi, good?

A payday loan is a name given to the type of small personal loan. These loans are generally approved within twenty-four hours, subject to certain conditions. The term of a payday loan can range from two weeks to a few months, depending on the lender’s policy.

What do I need to qualify for a Short-term Loan in Meridian, Mississippi?

The applicant must be at least eighteen years of age and must be a citizen or permanent resident of the state in which they reside. They must also have an active checking account, current employment status, and adequate income. The borrower should also ensure that they do not have an outstanding balance with any other lender under their name.