Payday Loans in Merigold, Mississippi

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No payday loan companies in Merigold, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
United States Postal Service 6061 MS-413, French Camp, MS 39745 +1 (800) 275 - 8777
D J's Quik Cash 315 Main St, Philadelphia, MS 39350 +1 (601) 650 - 3597
Kosciusko Check Delay 102 N Jackson St, Kosciusko, MS 39090 +1 (662) 290 - 8647
Creek Bank Check Cashing 315 MS-16, Carthage, MS 39051 +1 (601) 267 - 0646
Money Now 1100 Hardy St Suite 20, Hattiesburg, MS 39401 +1 (601) 545 - 8506
X-Tra Cash 518 W Bankhead St, New Albany, MS 38652 +1 (662) 534 - 3363
Tower Loan 1990 S Frontage Rd F, Vicksburg, MS 39180 +1 (601) 638 - 7861
Emergency Cash 941 US-80, Clinton, MS 39056 +1 (601) 924 - 7400
Money Now 208 S Gloster St, Tupelo, MS 38804 +1 (662) 680 - 3832
RiverLand Federal Credit Union 7003 Bald Hill Rd, Port Gibson, MS 39150 +1 (601) 437 - 6472

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Merigold, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Southaven, MS, Payday Loans in Tupelo, MS, 24-Hour Loan in Biloxi, MS, Guaranteed Loans in Greenville, MS, Same Day Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Bad Credit Loans in Jackson, MS and Payday Loans in Meridian, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Merigold, MS.

Beautiful sights of Merigold, MS

Payday Loans Available in Merigold, MS By The Following ZIP Codes:

38759

Are Payday Loans Legal In Merigold, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Merigold, MS payday loan calculator

Payday Loans in Merigold, Mississippi

Life is unpredictable, and sometimes you may find yourself struggling to make ends meet before your next paycheck. Payday loans are a popular financial solution that many people turn to when they need quick cash. If you’re a resident of Merigold, Mississippi, you may be wondering whether payday loans are legal and how they work. In this article, we’ll explore everything you need to know about payday loans in Merigold, Mississippi.

What Are Payday Loans?

Payday loans are a type of short-term loan that is typically due on your next payday. These loans are designed to provide quick cash to individuals who need money to cover unexpected expenses, such as car repairs, medical bills, or utility bills.

Payday loans are different from traditional bank loans in several ways. Firstly, they are typically for small amounts of money, usually ranging from $100 to $1,000. Secondly, payday loans are designed to be repaid quickly, usually within two weeks to a month. Thirdly, payday lenders do not require borrowers to have good credit scores, which makes them an attractive option for people with poor credit.

Are Payday Loans Legal in Merigold, Mississippi?

Yes, payday loans are legal in Merigold, Mississippi. The state has regulations in place to govern payday lending, which aim to protect consumers from high interest rates and unfair lending practices.

According to Mississippi state law, payday lenders are only allowed to provide loans of up to $500. The maximum finance charge for a payday loan in Mississippi is $20 per $100 borrowed. This means that if you borrow $100, you will be charged a maximum of $20 in fees and interest.

How Do Payday Loans Work?

The process of getting a payday loan in Merigold, Mississippi is relatively straightforward. To apply for a payday loan, you must be at least 18 years old and have a source of income. You’ll need to provide the lender with your name, address, Social Security number, and information about your employment and income.

Once the lender approves your loan application, you’ll typically receive the funds within one business day. The lender will then require you to repay the loan on your next payday, either by writing a post-dated check or by allowing the lender to debit the funds from your bank account.

What Are the Pros and Cons of Payday Loans?

Like any financial product, payday loans have both advantages and disadvantages. Here are some of the pros and cons of payday loans:

Pros of Payday Loans:

  • Quick and easy access to cash
  • No credit check required
  • Flexible borrowing options

Cons of Payday Loans:

  • High interest rates and fees
  • Short repayment terms
  • Potential for debt traps

It’s important to carefully consider the pros and cons of payday loans before deciding to apply for one. If you do decide to take out a payday loan, make sure you understand the terms and conditions of the loan, including the interest rate, fees, and repayment schedule.

Interesting Facts about Payday Loans in Merigold, Mississippi

  • Mississippi has some of the highest annual percentage rates (APRs) for payday loans in the country, with rates as high as 574%.
  • A recent study found that 29% of Mississippians have used a payday loan in the last five years.
  • The average payday loan in Mississippi is $375.

Apply Now

Are you in need of a payday loan in Merigold, Mississippi? TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders who can provide you with the cash you need.

To get started, simply fill out our online application form and we’ll connect you with potential lenders who may be able to offer you a loan. Remember, we’re not a direct lender, so we can’t guarantee that you’ll be approved for a loan. However, we’ll do our best to match you with a lender who can meet your needs.

Apply now and get the cash you need today!

F.A.Q.

Are there any regulations on how many payday loans a borrower can take out in Merigold, Mississippi?

Yes, there are regulations on how many payday loans a borrower can take out in Merigold, Mississippi. A borrower is limited to a maximum of $500 in outstanding payday loans at any given time.

Are there any restrictions on the fees and charges associated with payday loans in Merigold, Mississippi?

Yes, there are restrictions on the fees and charges associated with payday loans in Merigold, Mississippi. The maximum finance charge is $21.95 per $100 borrowed, and the maximum total charge is $56.95 per $100 borrowed.