Payday Loans in Neely, Mississippi

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No payday loan companies in Neely, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
PPA Financial 110 Court St, Senatobia, MS 38668 +1 (662) 562 - 4080
Liberty Tax and Loans 503 Pinola Dr SW, Magee, MS 39111 +1 (601) 849 - 3252
Ameri Chek LLC 1221 US-278, Amory, MS 38821 +1 (662) 257 - 0888
Fidelity National Loans 612 N Sunflower Ave, Indianola, MS 38751 +1 (662) 887 - 4645
Tower Loan 108 MS-7, Greenwood, MS 38930 +1 (662) 453 - 9790
Navigator Credit Union 7301 MS-614 Ste. H, Hurley, MS 39555 +1 (800) 344 - 3281
Minority Capital Fund of Ms 802 North St, Jackson, MS 39202 +1 (601) 713 - 3322
Speedy Cash 1021 MS-39 N, Meridian, MS 39301 +1 (601) 482 - 7218
Cash 2 Go 741 E Pass Rd, Gulfport, MS 39507 +1 (228) 896 - 3626
Fidelity National Loans 1106 N 2nd St E, Booneville, MS 38829 +1 (662) 728 - 3757

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Neely, MS, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Meridian, MS, Emergency Loan in Olive Branch, MS, Online Loans in Southaven, MS, Payday Loan for Tupelo, MS, Payday Loans in Biloxi, MS, Payday Loans in Greenville, MS, Same Day Loans in Gulfport, MS and Online Loans in Hattiesburg, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Neely, MS.

Are Payday Loans Legal In Neely, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Neely, MS payday loan calculator

Understanding Payday Loans in Neely, Mississippi

Payday loans are a common type of short-term loan that can help you meet your unexpected financial obligations. If you live in Neely, Mississippi, you can easily apply for a payday loan. While these loans may be an attractive option in times of financial emergencies, it’s important to understand the terms and conditions, as well as the risks associated with payday loans.

How Do Payday Loans Work?

Payday loans are typically small, high-interest loans that are meant to be paid back on your next payday. In Neely, Mississippi, payday loans can range from $100 to $500, and are usually due within two weeks. When you apply for a payday loan, you’ll be asked to provide proof of income and a valid ID.

If you’re approved for a payday loan, the lender will usually deposit the funds directly into your bank account. On your next payday, they’ll withdraw the loan amount, plus any interest and fees, directly from your account. You’ll need to make sure you have enough funds in your account to cover the loan repayment, or you risk incurring overdraft fees and other charges.

Understanding the Costs of Payday Loans

The interest rates on payday loans can be extremely high. In Neely, Mississippi, lenders can charge up to 521% APR for a two-week loan. That means if you borrow $100, you could be charged up to $20 in interest and fees for every $100 borrowed. That may not sound like a lot, but if you’re unable to repay the loan on time, the interest and fees can quickly add up. It’s important to carefully read the loan agreement, and understand the total cost of the loan, including any interest and fees.

The Risks of Payday Loans

While payday loans can be a helpful resource in times of financial emergencies, they can be very risky. If you’re not careful, payday loans can quickly lead to a cycle of debt that’s difficult to break. Because payday loans are designed to be short-term, high-interest loans, they can be very expensive to repay. If you’re unable to repay the loan on time, you may be tempted to take out another payday loan to cover the first loan, and so on. This can quickly become a cycle of debt that’s difficult to escape from.

Interesting Facts and Statistics About Payday Loans in Neely, Mississippi

  • According to the Mississippi Center of Justice, payday loans in Mississippi have an average APR of 521%.
  • In 2018, Mississippi residents took out more than 238,000 payday loans, according to the Mississippi Center of Justice.
  • Payday loans in Mississippi can be rolled over up to 4 times, meaning borrowers could potentially be trapped in debt for months or even years.
  • Payday loan debt in Mississippi can lead to wage garnishment, bank account seizures, and civil lawsuits.

Apply Now for a Payday Loan in Neely, Mississippi

If you’re facing an unexpected financial emergency in Neely, Mississippi, applying for a payday loan may be a helpful option. TheGuaranteedLoans offers a safe and secure way to apply for payday loans online. We’re not a direct lender – instead, we connect you with potential lenders who are willing to work with you, based on your unique financial situation.

To apply for a payday loan in Neely, Mississippi, simply fill out our online application form. We’ll ask for some basic information – like your name, address, and employment status – as well as your preferred loan amount. Once you submit your application, we’ll connect you with potential lenders who can offer you a loan that meets your needs.

At TheGuaranteedLoans, we understand that unexpected financial emergencies can be stressful. That’s why we’re committed to providing our customers with a safe and secure way to apply for payday loans online. If you’re in need of a payday loan in Neely, Mississippi, apply now and let us help you get the funds you need to cover your expenses.

F.A.Q.

Are there any penalties for early repayment of a payday loan in Neely, Mississippi?

No, there are no penalties for early repayment of a payday loan in Neely, Mississippi. In fact, it is often in your best interest to repay your loan as quickly as possible to save on interest and fees.

Can I get a payday loan in Neely, Mississippi if I have bad credit?

Yes, payday loans are often available to borrowers with poor credit.