Payday Loans in Ovett, Mississippi

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No payday loan companies in Ovett, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Southern Credit Corporation 1008 Market St, Port Gibson, MS 39150 +1 (601) 437 - 5626
Sunbelt FCU - Waynesboro branch 345 Central Rd, Waynesboro, MS 39367 +1 (601) 509 - 1214
Americash Cash Advance 479 W Peace St, Canton, MS 39046 +1 (601) 859 - 4020
Liberty Tax and Loans 11312 Highway 49, Suite E E, Gulfport, MS 39503 +1 (228) 832 - 7925
Advance America 2516 A Denny Ave, Pascagoula, MS 39567 +1 (228) 696 - 2591
Planters Bank 4950 state Highway 49, Louise, MS 39097 +1 (662) 836 - 5181
Zippy Cash 539 S Magnolia Dr, Wiggins, MS 39577 +1 (601) 928 - 7775
Check Advance 1106 N 2nd St Ste F, Booneville, MS 38829 +1 (662) 728 - 7788
Tower Loan 3194 US-72, Corinth, MS 38834 +1 (662) 286 - 0096
1st Franklin Financial 939 Brookway Blvd Suite M, Brookhaven, MS 39601 +1 (601) 833 - 1393

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ovett, MS, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Southaven, MS, Payday Loans in Tupelo, MS, Payday Loans in Biloxi, MS, No Credit Check Loans in Greenville, MS, Payday Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Payday Loans in Jackson, MS and Payday Loans in Meridian, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ovett, MS.

Payday Loans Available in Ovett, MS By The Following ZIP Codes:

39464

Are Payday Loans Legal In Ovett, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Ovett, MS payday loan calculator

Payday Loans in Ovett, Mississippi

Are you a resident of Ovett, Mississippi with an unforeseen expense? Do you need quick cash to cover it? Payday loans might be the solution to your immediate financial needs. In Mississippi, payday loans are legal, and Ovett residents can access lenders that offer these loans.

How do payday loans work?

A payday loan is an unsecured short-term loan that you can use to cover unexpected expenses or bills before your next paycheck. In Ovett, you can borrow up to $500, and the loan term cannot exceed 30 days. The loan application process is straightforward, and you can complete it in a few minutes.

The requirements for a payday loan in Ovett, Mississippi

To qualify for a payday loan in Ovett, Mississippi, you must be:

  • At least 18 years old
  • A citizen or a permanent resident of the United States
  • A resident of Mississippi
  • Employed for at least one month
  • Earning a monthly income of at least $1000 after taxes
  • Have a checking account in your name

The costs of a payday loan in Ovett, Mississippi

Payday loans are expensive. In Mississippi, lenders are allowed to charge up to $21.95 for every $100 borrowed. This means that if you borrow $500, you may have to pay up to $109.75 in fees alone. It is essential to read and understand the loan agreement before signing it to avoid any surprises.

Risks of payday loans

Payday loans are designed to provide quick cash, but they come with several risks that you should be aware of:

  • High interest and fees
  • Debt trap – if you cannot repay the loan on time, you may end up borrowing again to cover the fees and interest, thus trapping you in a cycle of debt
  • Loan rollovers – if you cannot repay the loan on the due date, you may be tempted to roll it over, which means renewing the loan and paying more fees and interest
  • Impact on credit score – if you fail to repay the loan, the lender will report it to credit bureaus, which will negatively affect your credit score and make it harder for you to access credit in the future.

Interesting Facts and Statistics

According to the Mississippi Department of Banking and Consumer Finance, Mississippians took out over 3 million payday loans in 2019. The average loan amount was $375, and the average fee was $52. The total fees paid by borrowers were over $139 million.

Apply Now

If you need a payday loan in Ovett, Mississippi, TheGuaranteedLoans can help you connect with potential lenders. We are a connector service, not a direct lender. Fill out our online application form, and we will send your request to an extensive network of lenders. If successful, you will receive loan offers from lenders who are willing to work with you.

Note that you must meet the lender’s requirements and agree to their terms and conditions before you can access funds. Borrow responsibly and only what you can afford to repay.

Conclusion

Payday loans can be a lifeline if you need quick cash to cover unexpected expenses. However, they come with risks and costs that you should be aware of. Borrow responsibly, and use payday loans as a last resort. If you live in Ovett, Mississippi, and need a payday loan, fill out our online application form, and we will connect you with potential lenders.

F.A.Q.

How long does it take to get a payday loan in Ovett, Mississippi?

The length of time it takes to get a payday loan in Ovett, Mississippi will depend on the lender and the specific application process. In general, however, the process is relatively quick and you can expect to receive your loan within a few days.

Can I get a payday loan if I am self-employed in Ovett, Mississippi?

Yes, you can get a payday loan if you are self-employed in Ovett, Mississippi. As long as you have a verifiable source of income, you can qualify for a payday loan.