Payday Loans in Prairie, Mississippi

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No payday loan companies in Prairie, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Bingo Check Cashing 117 Lake Harbour Dr, Madison, MS 39110 +1 (601) 898 - 0057
Statewide FCU 809 W Sunflower Rd, Cleveland, MS 38732 +1 (601) 420 - 5535
Community Choice Financial 1568 W Government St, Brandon, MS 39042 +1 (601) 825 - 7791
PLS Check Cashing 1503 Denny Ave suite a, Pascagoula, MS 39567 +1 (228) 762 - 9269
Cash Inc 12100 US 49 bldg 908, Gulfport, MS 39503 +1 (228) 831 - 8000
First State Bank 12139 Old Highway 63, Lucedale, MS 39452 +1 (601) 947 - 9381
Community Choice Financial 482 US-90 A, Waveland, MS 39576 +1 (228) 467 - 6640
Woodland Finance Inc 136 Grady St, Woodland, MS 39776 +1 (662) 456 - 5010
Tower Loan 290 W Oxford St C, Pontotoc, MS 38863 +1 (662) 489 - 7887
Tower Loan 105 W Floyce St, Ruleville, MS 38771 +1 (662) 756 - 4489

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Prairie, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Meridian, MS, Bad Credit Loans in Olive Branch, MS, Payday Loans in Southaven, MS, Payday Loans in Tupelo, MS, Emergency Loan in Biloxi, MS, Bad Credit Loans in Greenville, MS, No Credit Check Loans in Gulfport, MS and Bad Credit Loans in Hattiesburg, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Prairie, MS.

Are Payday Loans Legal In Prairie, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Prairie, MS payday loan calculator

Welcome to Payday Loans in Prairie, Mississippi

Are you looking for a short-term financial solution to help make ends meet? One option that may be available to you in Prairie, Mississippi is a payday loan. These loans are legal in the state of Mississippi and can provide quick access to the funds you need. In this article, we’ll explore everything you need to know about payday loans in Prairie and how to apply for one.

What is a Payday Loan?

A payday loan is a short-term loan that is often used to help borrowers bridge the gap between paychecks. These loans are typically due on the borrower’s next payday and are designed to be repaid in full at that time. The loan amount and fees are usually based on the borrower’s income and other factors, such as credit history.

How Do I Qualify for a Payday Loan in Prairie, Mississippi?

In order to qualify for a payday loan in Prairie, Mississippi, you will typically need to meet the following requirements:

  • Be at least 18 years old
  • Be a resident of Mississippi
  • Have a steady source of income, such as a job or government benefits
  • Have an active checking account
  • Provide a valid phone number and email address

Keep in mind that lenders may have additional requirements beyond these basic qualifications, so it’s important to check with each lender directly to learn more about their specific lending criteria.

The Application Process for a Payday Loan in Prairie, Mississippi

The application process for a payday loan in Prairie, Mississippi is typically quick and straightforward. In most cases, you can complete the entire process online from the comfort of your own home or office. Here are the general steps involved:

  1. Visit TheGuaranteedLoans website and fill out an online application.
  2. Wait to receive loan offers from potential lenders.
  3. Review the loan offers and select the one that best meets your needs.
  4. If approved, the lender will deposit the loan amount directly into your checking account.

It’s important to note that TheGuaranteedLoans is not a direct lender. We are a connector service that helps connect borrowers with potential lenders. Once you receive loan offers, it’s up to you to choose the lender that best meets your needs.

How Much Can I Borrow and What Are the Fees?

The loan amount and fees for a payday loan in Prairie, Mississippi will vary depending on several factors, including your income and credit history. In general, the maximum loan amount is $500, and the maximum fee is 22% of the loan amount. For example, if you borrow $300, the maximum fee would be $66. This means you would need to repay a total of $366 on your next payday.

What Happens If I Can’t Repay My Payday Loan?

If you’re unable to repay your payday loan in Prairie, Mississippi on the due date, there may be several consequences. First, the lender may charge additional fees or interest, making it even more difficult to repay the loan. Second, the lender may report your delinquency to the credit bureaus, which could negatively impact your credit score. Finally, the lender may take legal action to collect the debt, which could result in wage garnishment or liens on your property.

It’s important to only borrow what you can afford to repay and to communicate with your lender if you’re experiencing financial hardship. Many lenders will work with borrowers to develop a repayment plan that works for both parties.

Interesting Facts and Statistics About Payday Loans in Prairie, Mississippi

  • According to a Pew Research Center study, the average payday loan borrower takes out eight loans per year, with an average loan amount of $375.
  • Mississippi has one of the highest poverty rates in the United States, which may contribute to the high demand for payday loans in the state.
  • A study by the Consumer Financial Protection Bureau found that 80% of payday loans are rolled over or renewed within two weeks, indicating a high level of repeat borrowing.

Apply Now for a Payday Loan in Prairie, Mississippi

If you’re in need of a short-term financial solution, a payday loan may be an option to consider. Visit TheGuaranteedLoans website today to fill out an online application and connect with potential lenders. Remember to only borrow what you can afford to repay and to communicate with your lender if you’re experiencing financial hardship. We’re here to help you get the funds you need when you need them most.

F.A.Q.

Are there any restrictions on how I can use the money from a payday loan in Prairie, Mississippi?

No, there are no restrictions on how you can use the money from a payday loan in Prairie, Mississippi.

Can I rollover or renew my payday loan in Prairie, Mississippi?

No, rollovers and renewals are not allowed for payday loans in Prairie, Mississippi.