Payday Loans in Pulaski, Mississippi

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No payday loan companies in Pulaski, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Sycamore Bank 301 E Main St, Senatobia, MS 38668 +1 (662) 562 - 8201
Concordia Bank & Trust Co 498 Main St, Woodville, MS 39669 +1 (601) 888 - 3123
Cash Source Hattiesburg 1404 W Pine St, Hattiesburg, MS 39401 +1 (601) 544 - 5757
Money Store Inc 1906 City Ave N, Ripley, MS 38663 +1 (662) 837 - 9709
Regions Bank 101 S State St, Duck Hill, MS 38925 +1 (662) 731 - 4000
Preferred Financial Services Inc 923 Robinson St, Waynesboro, MS 39367 +1 (601) 735 - 9311
Allied Check Advance Inc Pearl, MS 39208 +1 (601) 420 - 5220
Walmart Money Center 1110 Battleground Dr, Iuka, MS 38852
Approved Cash 4221 Denny Ave, Pascagoula, MS 39567 +1 (228) 762 - 0105
LoanMaster 801 Mississippi Dr ste a & b, Waynesboro, MS 39367 +1 (601) 671 - 0606

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pulaski, MS, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Greenville, MS, Bad Credit Loans in Gulfport, MS, Online Loans in Hattiesburg, MS, Payday Loans in Jackson, MS, Short-term Loans in Meridian, MS, Payday Loan Without a Credit Check in Olive Branch, MS, Online Loans in Southaven, MS and Payday Loans in Tupelo, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pulaski, MS.

Are Payday Loans Legal In Pulaski, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Pulaski, MS payday loan calculator

Payday Loans in Pulaski, Mississippi: Everything You Need to Know

In recent years, many Americans have found themselves struggling to make ends meet. One of the ways that some people have turned to for help is through payday loans. While these loans can provide a quick source of cash, they can also come with high interest rates and fees that can make it difficult to pay them back on time.

If you’re considering a payday loan in Pulaski, Mississippi, here’s everything you need to know before you borrow.

What are payday loans?

Payday loans are short-term loans that are designed to provide borrowers with quick access to cash. They are typically small loans, often ranging from $100 to $500, and are meant to be paid back within a few weeks. These loans are often used by people who need to cover unexpected expenses or who are living paycheck-to-paycheck and need a cash advance.

How do payday loans work in Mississippi?

Payday loans are legal in Mississippi, and there are regulations in place to protect borrowers. According to Mississippi law, payday lenders must be licensed and must disclose all terms and fees associated with the loan before the borrower signs the agreement. The maximum amount that someone can borrow is $500, and the maximum term for a loan is 30 days.

When someone takes out a payday loan in Mississippi, the lender will require them to write a post-dated check for the amount they are borrowing plus any fees. The lender will then hold onto the check until the borrower’s next payday, at which point the borrower can either pay off the loan or have the lender deposit the check. If the borrower doesn’t pay off the loan on time, the lender can deposit the check and the borrower will be charged additional fees. This can quickly become a cycle of debt that is difficult to escape.

What are the risks of payday loans?

While payday loans can provide a quick source of cash, they can also be very risky for borrowers. One of the biggest risks is the high interest rates and fees associated with these loans. On average, payday lenders in Mississippi charge an annual percentage rate (APR) of 521%. This means that if someone borrows $100, they will have to pay back $135 in just two weeks.

Another risk of payday loans is that they can lead to a cycle of debt. If someone is unable to pay off the loan on time, they may have to take out another loan to cover the fees and interest. This can quickly become a never-ending cycle of debt that is difficult to escape.

Interesting Facts and Statistics

  • In 2019, Mississippi had the highest poverty rate in the country, according to U.S. Census data.
  • The Center for Responsible Lending reports that 83% of payday loans in Mississippi are taken out within two weeks of a previous loan being paid off.
  • On average, Mississippi borrowers take out 8 payday loans per year.

Apply Now

If you’re considering a payday loan in Pulaski, Mississippi, it’s important to do your research and make sure that you understand all of the terms and fees associated with the loan. At TheGuaranteedLoans, we can help connect you with potential lenders in Mississippi who can provide you with the cash you need. Simply fill out our online application to get started.

It’s important to note that TheGuaranteedLoans is not a direct lender and does not make decisions about loans. We are a connector service that can put you in touch with potential lenders. Make sure to carefully review any terms and fees associated with the loan before you sign any agreement.

Conclusion

Payday loans can be a risky option for borrowers, but if you’re in need of quick cash, they may be your only option. If you do decide to take out a payday loan in Pulaski, Mississippi, make sure that you fully understand all of the terms and fees associated with the loan. And remember, TheGuaranteedLoans can help connect you with potential lenders in Mississippi who can provide you with the cash you need.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Pulaski, Mississippi?

Yes, if you default on a payday loan in Pulaski, Mississippi, the lender may take legal action to collect the debt. This may include suing you or garnishing your wages. It is important to communicate with your lender and try to come to a repayment plan if you are unable to make your payment.

Can I get a payday loan if I have bad credit in Pulaski, Mississippi?

Yes, you can get a payday loan even if you have bad credit in Pulaski, Mississippi. Payday loans do not typically require a credit check, so your credit history will not be a factor in your eligibility.