Payday Loans in Rose Hill, Mississippi

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No payday loan companies in Rose Hill, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Loans of America 919 US-98, Columbia, MS 39429 +1 (601) 731 - 9704
Bank of Kilmichael 509 N Applegate St, Winona, MS 38967 +1 (662) 283 - 8775
Advance America 1318 Azalea Dr, Waynesboro, MS 39367 +1 (601) 735 - 0121
Northeast Mississippi Federal Credit Union 101 3rd Ave S, Amory, MS 38821 +1 (662) 256 - 9697
Bank Of Kilmichael 1079 Veterans Memorial Blvd, Eupora, MS 39744 +1 (662) 258 - 2437
General Finance Corporation 108 S Wall St, Natchez, MS 39120 +1 (601) 445 - 0555
Express Check Advance 210 Highway 12 West, Suite H, Starkville, MS 39759 +1 (662) 320 - 6777
Quik Cash 507 Catchings Ave, Indianola, MS 38751 +1 (662) 887 - 6122
1st Franklin Financial 914 W Beacon St Suite 6, Philadelphia, MS 39350 +1 (601) 656 - 6804
Advance Mississippi 120 N Congress St, Jackson, MS 39201 +1 (601) 397 - 6667

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rose Hill, MS, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Payday Loan Companies in Jackson, MS, Payday Loans in Meridian, MS, Payday Loan Without a Credit Check in Olive Branch, MS, Guaranteed Loans in Southaven, MS, Online Loans in Tupelo, MS and Payday Loan Without a Credit Check in Biloxi, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rose Hill, MS.

Are Payday Loans Legal In Rose Hill, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Rose Hill, MS payday loan calculator

Understanding Payday Loans in Rose Hill, Mississippi

If you’re in need of quick cash to cover an unexpected expense, you may be considering a payday loan. These short-term loans are designed to help individuals cover unforeseen expenses, such as car repairs or medical bills, until their next paycheck arrives. In Rose Hill, Mississippi, payday loans are legal and readily available.

How Payday Loans Work in Mississippi

Payday loans are easy to obtain in Mississippi; all you need is a valid ID, proof of income, and an active checking account. With a payday loan, you borrow a small amount of money, usually ranging from $100 to $500, and typically pay it back within two weeks or less.

When you apply for a payday loan, your lender will ask for a postdated check or permission to withdraw the amount borrowed plus fees from your checking account on your next payday. The fees can be steep, however, as Mississippi does not limit the fees payday lenders can charge.

While payday loans can provide a quick solution to a financial problem, they can also trap borrowers in a cycle of debt. If you cannot pay back the loan on time, the fees can quickly add up, making it difficult to pay off the original amount borrowed.

The Benefits of Payday Loans in Rose Hill

While payday loans in Mississippi can be risky, they can also offer benefits when used responsibly. Some of the benefits of payday loans include:

  • Quick funding for emergencies
  • The ability to borrow with bad credit
  • No collateral required

Payday loans can be a useful tool for those with limited credit options, but they should only be used in emergencies and with caution. The high fees associated with payday loans make them a costly type of credit, and borrowers should ensure they can repay the loan in full before taking out a payday loan.

Interesting Facts About Payday Loans in Rose Hill, Mississippi

  • Mississippi has the highest poverty rate in the United States at 19.8%.
  • More than 1 in 4 households in Mississippi are unbanked or underbanked.
  • Payday lenders in Mississippi charge an average APR of 521% for a two-week loan.
  • The average payday loan borrower in Mississippi takes out 8 loans a year, spending $793 in fees.

Apply Now

If you are in need of a payday loan in Rose Hill, Mississippi, TheGuaranteedLoans can help connect you with potential lenders. As a loan connector service, we work with a network of licensed lenders who can provide short-term loans to borrowers with all types of credit.

If you are interested in applying for a payday loan, simply fill out our online application form. We will connect you with potential lenders who can provide you with the funds you need. Remember, payday loans should only be used in emergencies and when you are confident you can repay the loan in full on your next payday.

Apply now and get the help you need.

F.A.Q.

How long does it take to get a payday loan in Rose Hill, Mississippi?

The length of time it takes to get a payday loan in Rose Hill, Mississippi will depend on the lender and the specific application process. In general, however, the process is relatively quick and you can expect to receive your loan within a few days.

Can I get a payday loan if I am self-employed in Rose Hill, Mississippi?

Yes, you can get a payday loan if you are self-employed in Rose Hill, Mississippi. As long as you have a verifiable source of income, you can qualify for a payday loan.