Payday Loans in Ruth, Mississippi

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No payday loan companies in Ruth, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Money Buddy 607 US-51, Ridgeland, MS 39157 +1 (601) 853 - 1858
1st Franklin Financial 124 Market Place, Hazlehurst, MS 39083 +1 (601) 894 - 4999
Franklin Finance Inc 1907 Main St, Columbus, MS 39701 +1 (662) 327 - 3472
National Cash Advance 1565 Hwy. 1 South, Greenville, MS 38701 +1 (662) 378 - 8660
Fidelity National Loans 304 B E Jefferson St, Ripley, MS 38663 +1 (662) 512 - 5552
Great American Loans 2121 Hwy 39 North, Meridian, MS 39301 +1 (601) 693 - 9828
Check Exchange 1104 W Sunflower Rd, Cleveland, MS 38732 +1 (662) 846 - 7000
Cash Inc 301 Telly Rd, Picayune, MS 39466 +1 (601) 798 - 2002
LoanMaster 12449 Highway 49 South B, Gulfport, MS 39503 +1 (228) 539 - 2027
AAA Jewelry & Loan 100 Dr Martin Luther King Jr Dr W, Starkville, MS 39759 +1 (662) 324 - 5149

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ruth, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Biloxi, MS, Payday Loan for Greenville, MS, Payday Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Bad Credit Loans in Jackson, MS, Guaranteed Loans in Meridian, MS, Payday Loans in Olive Branch, MS and Online Loans in Southaven, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ruth, MS.

Payday Loans Available in Ruth, MS By The Following ZIP Codes:

39662

Are Payday Loans Legal In Ruth, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Ruth, MS payday loan calculator

Payday Loans in Ruth, Mississippi: A Comprehensive Guide

Payday loans are a popular lending option for those in need of quick cash. These short-term, high-interest loans are often used to cover unexpected expenses or to bridge the gap between paychecks. In Ruth, Mississippi, payday loans are legal, and many lenders cater to residents in need of financial assistance. In this article, we will take a closer look at payday loans in Ruth, Mississippi, including their advantages and disadvantages, the application process, and more.

The Advantages of Payday Loans

Payday loans can be a helpful financial tool for those experiencing a temporary cash shortfall. One of the most significant advantages of payday loans is that they are easy to apply for and can often be approved quickly. Many payday lenders do not require a credit check, making them a popular option for those with poor credit or no credit at all. Additionally, payday loans are unsecured, meaning borrowers do not need to put up collateral to secure them. Finally, payday loans have a fast turnaround time. Borrowers can often receive their funds within one business day of being approved.

The Disadvantages of Payday Loans

While payday loans can be a good solution for those in immediate need of cash, there are several disadvantages to keep in mind. The most significant disadvantage of these loans is their high-interest rates and fees. They can be quite expensive, especially when compared to other types of loans. This can lead to a cycle of debt where borrowers take out subsequent loans to pay off previous ones, resulting in even higher fees and interest rates. Additionally, payday loans can negatively impact borrowers’ credit scores if they are unable to repay the loan on time.

The Application Process

Applying for a payday loan in Ruth, Mississippi, is a straightforward process. Most lenders require applicants to be at least 18 years old, have a valid checking account, and provide proof of income. Borrowers can apply online or in-person at a local lender. The application process takes just a few minutes, and borrowers can often receive a decision within minutes. If approved, borrowers can receive their funds by direct deposit or pick them up in person at a local lender.

Things to Consider Before Applying for a Payday Loan

  • Consider the high-interest rates and fees associated with payday loans
  • Be sure you can repay the loan on time to avoid additional fees and interest
  • Explore other lending options before taking out a payday loan
  • Read the loan terms and conditions carefully before signing

Applying for a Payday Loan with TheGuaranteedLoans

TheGuaranteedLoans is a lender-connector service that can help connect borrowers with potential lenders. If you are considering a payday loan in Ruth, Mississippi, you can apply online through our website. We work with a network of trusted lenders and can help you find the loan that best fits your needs. It is important to note that TheGuaranteedLoans is not a direct lender, and we do not make loan decisions. Instead, we facilitate the connection between borrowers and lenders and provide guidance throughout the application process.

Interesting Facts and Statistics About Payday Loans in Ruth, Mississippi

  • Mississippi has one of the highest poverty rates in the country, contributing to the high demand for payday loans (source: Mississippi Today).
  • The average payday loan in Mississippi is $375, and the average APR is 521% (source: Center for Responsible Lending).
  • Mississippi has no cap on payday loan interest rates, which can make them particularly expensive for borrowers (source: Mississippi Center for Justice).

Apply Now for a Payday Loan in Ruth, Mississippi

If you are in need of a payday loan in Ruth, Mississippi, apply now through TheGuaranteedLoans. Our easy online application process can help connect you with lenders in as little as a few minutes. Remember, payday loans can be an expensive form of credit, so it is important to only borrow what you can repay on time. Contact us today to learn more about our lending options and get started on your loan application.

F.A.Q.

What is the maximum amount I can borrow through a payday loan in Ruth, Mississippi?

The maximum amount you can borrow varies by lender and is typically determined by your income and ability to repay the loan.

Do I need to provide collateral to get a payday loan in Ruth, Mississippi?

No, payday loans are typically unsecured and do not require collateral.