Payday Loans in Slate Spring, Mississippi

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No payday loan companies in Slate Spring, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Moneyman 2751 W Roane Ave, Eupora, MS 39744 +1 (662) 744 - 7002
Bancorp South 106 W Main St, Utica, MS 39175 +1 (601) 885 - 6011
United Credit of Magee 1586 Simpson Highway 49, Magee, MS 39111 +1 (601) 849 - 5211
Cash Depot 2047 Goodman Rd, Horn Lake, MS 38637 +1 (662) 280 - 4660
Speedee Cash 1925 US 49, Yazoo City, MS 39194 +1 (662) 746 - 1771
Advance America 319 Meadowbrook Rd, Jackson, MS 39206 +1 (601) 362 - 0765
First Federal Savings & Loan 4201 Bellview Ave, Moss Point, MS 39563 +1 (228) 475 - 6151
Bank of Franklin 9 Main St E, Meadville, MS 39653 +1 (601) 384 - 2305
First Columbus Pawn and Gun 1513 N Hwy 45 Frontage Rd, Columbus, MS 39705 +1 (662) 329 - 2277
1st Franklin Financial 210 Collonade Plaza, Senatobia, MS 38668 +1 (662) 560 - 1975

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Slate Spring, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tupelo, MS, Same Day Loans in Biloxi, MS, Payday Loan Without a Credit Check in Greenville, MS, Short-term Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Quick Loan in Jackson, MS, Payday Loans in Meridian, MS and Payday Loans in Olive Branch, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Slate Spring, MS.

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Payday Loans Available in Slate Spring, MS By The Following ZIP Codes:

38916

Are Payday Loans Legal In Slate Spring, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Slate Spring, MS payday loan calculator

Advise to read before applying

Understanding Payday Loans in Slate Spring, Mississippi

Financial emergencies can occur unexpectedly, leaving you with an urgent need for cash. In such cases, payday loans can be a viable option for gaining access to quick funds. While traditional loans can take several days to process, payday loans in Slate Spring, Mississippi, can provide you with the funds you require within a few hours. However, it’s important to understand the ins and outs of payday loans to ensure that you make informed borrowing decisions.

How do Payday Loans Work in Slate Spring, Mississippi?

Payday loans are small, short-term loans that are usually due on your next payday. The loans are supposed to cover unexpected expenses, such as car repairs or medical bills that arise before the next payday. In Mississippi, payday loans are legal, and you can borrow up to $500 from a payday lender.

To obtain a payday loan in Slate Spring, Mississippi, you will be required to write a postdated check to the lender, which will include the principal amount borrowed, as well as interest and fees. The payday lender will cash your check, which is usually due on your next payday. If you’re unable to repay the loan and the check bounces, you may incur additional fees and penalties.

What Are the Requirements for Obtaining a Payday Loan in Slate Spring, Mississippi?

Typically, payday lenders in Slate Spring, Mississippi, require you to provide proof of income, identification, and an active checking account. You must also be at least 18 years of age to obtain a payday loan. Additionally, payday lenders do not require a credit check, which means that people with poor credit can still be eligible for a loan.

The Pros and Cons of Payday Loans in Slate Spring, Mississippi

  • Pros:
    • Quick access to cash when you need it the most.
    • No credit checks required meaning even borrowers with poor credit are eligible.
    • Availability of multiple lenders to choose from.
  • Cons:
    • Higher interest rates compared to traditional loans.
    • Short repayment periods, often due on your next payday.
    • High risk of falling into debt trap if not used responsibly.

Apply Now

If you need a payday loan in Slate Spring, Mississippi, TheGuaranteedLoans is here to help you connect with potential lenders. Our online application process is simple and streamlined, ensuring you get matched with lenders who fit your borrowing requirements. Please note that TheGuaranteedLoans is not a direct lender and only acts as a connector service.

Interesting Facts and Statistics

  • The average payday loan in Mississippi is $408.
  • Mississippi has the highest number of payday lenders per capita in the US.
  • The interest rate on payday loans in Mississippi can go up to 521%.

The Bottom Line

Payday loans can be useful during an emergency, but they run a high risk of falling into a cycle of debt if not handled responsibly. Before borrowing, ensure that you have a clear understanding of the terms and conditions of the loan, including the interest rates and fees involved. At TheGuaranteedLoans, we recommend exploring other alternatives before considering a payday loan, including negotiating a payment plan or exploring other credit options.

F.A.Q.

Is it mandatory for payday lenders to provide information on alternative forms of credit in Slate Spring, Mississippi?

Yes, payday lenders in Slate Spring, Mississippi are required to provide information on alternative forms of credit to borrowers. This is to ensure that borrowers have access to other options for borrowing money, and to prevent them from taking out multiple payday loans.

Are there any protections for borrowers of payday loans in Slate Spring, Mississippi?

Yes, there are protections for borrowers of payday loans in Slate Spring, Mississippi. These include the requirement for lenders to disclose the terms and conditions of the loan, the prohibition on rollovers and renewals, and the maximum interest rate and fees that can be charged. Borrowers also have the right to dispute any incorrect information on their credit reports.

Look for Short-Term Loans in Other Cities:

Biloxi Brookhaven Columbus D'Iberville Greenville Greenwood Gulfport Hattiesburg Jackson Meridian Ocean Springs Olive Branch Oxford Pearl Southaven Starkville Tupelo
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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