Payday Loans in Swan Lake, Mississippi

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No payday loan companies in Swan Lake, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
BankFirst Financial Services 538 US-45 ALT, West Point, MS 39773 +1 (662) 494 - 1964
Title Cash 1754 Main St, Southaven, MS 38671 +1 (662) 280 - 5402
Speedee Cash 1311 Ellis Ave, Jackson, MS 39204 +1 (601) 352 - 7300
Copiah Bank NA 101 Caldwell Dr, Hazlehurst, MS 39083 +1 (601) 894 - 2831
Auto Title Loans, Too 3427 Halls Ferry Rd, Vicksburg, MS 39180 +1 (601) 636 - 7001
Tower Loan 152B W College Ave, Holly Springs, MS 38635 +1 (662) 252 - 8909
Big D's Pawn & Gun 134 Simpson Hwy 149, Magee, MS 39111 +1 (601) 849 - 5579
1st Franklin Financial 904 Battleground Dr, Iuka, MS 38852 +1 (662) 423 - 2570
Southwestern Credit Inc 349 Captain Gloster Dr, Gloster, MS 39638 +1 (601) 225 - 4342
Check Now 1227 Pass Rd, Gulfport, MS 39501 +1 (228) 867 - 2842

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Swan Lake, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Southaven, MS, Online Loans in Tupelo, MS, Same Day Loans in Biloxi, MS, Payday Loans in Greenville, MS, No Credit Check Loans in Gulfport, MS, Same Day Loans in Hattiesburg, MS, Guaranteed Loans in Jackson, MS and Payday Loans in Meridian, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Swan Lake, MS.

Are Payday Loans Legal In Swan Lake, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Swan Lake, MS payday loan calculator

Everything you need to know about Payday loans in Swan Lake, Mississippi

Payday loans are a form of short-term borrowing that have become popular in Mississippi in recent years. Swan Lake, a small town in the state, is no exception. But what exactly are payday loans, and how do they work in Swan Lake? In this article, we’ll explore everything you need to know about payday loans in Swan Lake, Mississippi.

What are payday loans?

Payday loans are small, short-term loans that are typically used to cover unexpected expenses or to bridge the gap between paychecks. They’re usually due to be repaid on the borrower’s next payday, hence the name “payday loans.” In Mississippi, payday loans are legal and regulated by the Mississippi Department of Banking and Consumer Finance.

How do payday loans work in Swan Lake?

In Swan Lake, Mississippi, payday loans are regulated by the state’s laws and regulations. Borrowers must be at least 18 years old and have proof of income, such as a recent pay stub. Loan amounts are typically limited to $500, and the loan term cannot exceed 30 days. The interest rate on payday loans in Mississippi is capped at 520% APR.

The pros and cons of payday loans in Swan Lake

While payday loans can be a useful tool for those in need of quick cash, there are also several downsides to consider. Here are some of the pros and cons of payday loans in Swan Lake:

  • Pros:
  • Quick and easy application process
  • No credit check required
  • Can provide funds in an emergency
  • Regulated by the state to protect consumers
  • Cons:
  • High interest rates can lead to debt cycles
  • Short repayment terms can be difficult to meet
  • Can lead to a cycle of debt
  • May not be a long-term financial solution

Interesting facts about payday loans in Swan Lake

Did you know that in 2020, over 160,000 payday loans were taken out in Mississippi? That’s a staggering amount of short-term borrowing, and it highlights the importance of understanding the risks and benefits of payday loans. In Swan Lake, the average payday loan amount is just under $400, with an average interest rate of 400% APR.

Apply now

If you’re in need of cash in Swan Lake, Mississippi, TheGuaranteedLoans can help connect you with potential payday lenders. Our online application process is quick and easy, and we’ll work to find the right lender for your unique needs. Remember, we’re a connector service and not a direct lender, so you can trust that we’ll strive to provide you with the best options available.

The bottom line

Payday loans can be a useful tool for those in need of quick cash in Swan Lake, Mississippi. But it’s important to understand the risks and benefits of this type of borrowing, and to only take out a payday loan if you’re confident you can repay it on time. By doing your research and using resources like TheGuaranteedLoans, you can make an informed decision and get the financial assistance you need.

F.A.Q.

How long does it take to get a payday loan in Swan Lake, Mississippi?

The length of time it takes to get a payday loan in Swan Lake, Mississippi will depend on the lender and the specific application process. In general, however, the process is relatively quick and you can expect to receive your loan within a few days.

Can I get a payday loan if I am self-employed in Swan Lake, Mississippi?

Yes, you can get a payday loan if you are self-employed in Swan Lake, Mississippi. As long as you have a verifiable source of income, you can qualify for a payday loan.