Payday Loans in Billings, Missouri

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No payday loan companies in Billings, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Regional Finance 3401 N Hwy 67, Florissant, MO 63033 +1 (314) 733 - 9766
Check Into Cash 503 E Nifong Blvd # H, Columbia, MO 65201 +1 (877) 244 - 8254
Wright County Land Services, LLC 1405 N Main St, Mountain Grove, MO 65711 +1 (417) 926 - 4300
Advance America 150 Magee St, Troy, MO 63379 +1 (636) 528 - 3633
Pittsenbarger Mike CPA 510 N Main St, Lockwood, MO 65682 +1 (417) 232 - 4055
Courtesy Loans 619 N Providence Rd, Columbia, MO 65203 +1 (573) 442 - 5907
World Finance Corporation 1808 MO-291, Harrisonville, MO 64701 +1 (816) 884 - 4038
Title Cash 510 Ryan St, Boonville, MO 65233 +1 (660) 882 - 2711
Commerce Bank 1889 N State Hwy CC, Nixa, MO 65714 +1 (417) 869 - 5411
Nodaway County Abstract Co 501 N Market St, Maryville, MO 64468 +1 (660) 582 - 2332

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Billings, MO, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Independence, MO, Short-term Loans in Jefferson City, MO, Payday Loan Companies in Joplin, MO, Payday Loans in Kansas City, MO, Same Day Loans in Lee's Summit, MO, Payday Loan for Liberty, MO, Payday Loans in Saint Charles, MO and Same Day Loans in Saint Joseph, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Billings, MO.

Beautiful sights of Billings, MO

Payday Loans Available in Billings, MO By The Following ZIP Codes:

65610

Are Payday Loans Legal In Billings, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Billings, MO payday loan calculator

Understanding Payday Loans in Billings, Missouri

Payday loans are a short-term, small-dollar loan that can be a financial lifeline for people who need cash quickly. In Billings, Missouri, payday loans can be a useful tool for managing unexpected expenses or bridging the gap between paychecks.

How Payday Loans Work in Billings, Missouri

In Missouri, payday loans are legal, and lenders must be licensed by the state. To qualify for a payday loan in Billings, borrowers must be at least 18 years old, have a steady income, and have an active checking account.

The loan process is straightforward. After a borrower applies online at TheGuaranteedLoans or in-store, they provide proof of income and banking information. If the lender approves the application, the borrower receives the loan amount minus fees and interest. The agreement typically specifies that the loan will be due on the borrower’s next payday.

The Benefits of Payday Loans in Billings, Missouri

Payday loans can be a valuable resource for people who don’t have access to traditional credit options or who need cash quickly. They can be used for unexpected expenses like car repairs or medical bills or to cover regular expenses like rent or utilities between paychecks.

Unlike traditional loans, a payday loan doesn’t require collateral like a car or home. This means that borrowers don’t have to worry about losing their assets if they can’t repay the loan. Additionally, payday lenders don’t check credit scores, which can be useful for people with poor credit or no credit history.

Risks of Payday Loans in Billings, Missouri

While payday loans can be helpful, they also come with risks. The primary risk is the high cost of borrowing. Payday loans are generally more expensive than traditional loans because they are short-term and high-risk. The interest rates and fees can add up quickly, especially if the borrower extends the loan or takes out multiple loans.

If the borrower can’t repay the loan on time, they may be charged additional fees or interest. In some cases, the lender may even take legal action to collect the debt. Borrowers should be aware of the risk of falling into a debt trap and make sure they understand the terms and conditions of the loan before signing the agreement.

Interesting Facts About Payday Loans in Billings, Missouri

  • The average payday loan in Missouri is $315
  • Missouri has one of the highest average payday loan interest rates in the country, at 450%
  • The average APR for a payday loan in Missouri is 455%
  • Missouri has no cap on the number of payday loans a borrower can take out at once

Apply Now

Are you in need of a payday loan in Billings, Missouri? Apply now at TheGuaranteedLoans for a hassle-free lending process and a variety of lenders to choose from. We connect borrowers with lenders who meet their unique needs and financial situations. Please note that we are a connector service, not a direct lender. We can facilitate your connection with potential lenders who may be able to offer you a payday loan.

Remember that payday loans are a short-term solution to a financial need and come with risks. Always read the loan agreement carefully and make sure you understand the terms and conditions before signing. Borrow responsibly and only take out what you can afford to repay.

F.A.Q.

Can I have multiple payday loans at the same time in Billings, Missouri?

No, Missouri law prohibits borrowers from having more than one payday loan at a time. Borrowers must pay off their current payday loan before taking out another one.

Are there any restrictions on how many payday loans a borrower can take out in Billings, Missouri?

Yes, borrowers in Billings, Missouri are limited to a maximum of four payday loans per year.