Payday Loans in Breckenridge, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Breckenridge, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Fcs Financial 18156 US-59, Mound City, MO 64470 +1 (660) 442 - 3155
Freedom Bank of Southern Missouri 97 Main St, Cassville, MO 65625 +1 (417) 846 - 1719
Keller's Payday Loans 602 N Franklin St, Cuba, MO 65453 +1 (573) 885 - 2400
A-1 Premium Acceptance 616 MO-291, Lee's Summit, MO 64086 +1 (816) 554 - 4860
Tiger Title Loans 1206 Business Loop 70 E, Columbia, MO 65201 +1 (573) 442 - 8447
TitleMax Title Secured Loans 2923 W Broadway Blvd Suite 2, Sedalia, MO 65301 +1 (660) 827 - 2830
Payday Loans Tite Loans Hillsboro, MO 63050
Progressive Farm Credit Services 501 MO-162, Portageville, MO 63873 +1 (573) 379 - 3461
Brian Upton - Raymond James 891 Fairway Dr, Chillicothe, MO 64601 +1 (660) 646 - 2090
America's Cash Advance Inc 313 Ward Ave, Caruthersville, MO 63830 +1 (573) 333 - 5100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Breckenridge, MO, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Lee's Summit, MO, Payday Loan Without a Credit Check in Liberty, MO, Payday Loan for Saint Charles, MO, No Credit Check Loans in Saint Joseph, MO, Online Loans in Saint Louis, MO, Payday Loans in Saint Peters, MO, Payday Loans in Springfield, MO and Payday Loans in Wentzville, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Breckenridge, MO.

Payday Loans Available in Breckenridge, MO By The Following ZIP Codes:

64625

Are Payday Loans Legal In Breckenridge, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Breckenridge, MO payday loan calculator

Understanding Payday Loans in Breckenridge, Missouri

Payday loans are short-term, high-interest loans that are available to individuals who need quick cash. These loans are typically for a small amount ranging from $100 to $1,000 and are generally repaid on the next payday of the borrower. In Missouri, payday loans are legal, but it is important to be aware of the regulations that govern them in the state.

The Legality of Payday Loans in Breckenridge, Missouri

It is important to note that payday loans are legal in Breckenridge, Missouri. This means that borrowers can obtain these loans from lenders who are licensed by the state to provide them. According to the Missouri Division of Finance, there are currently more than 1,000 licensed payday loan lenders in the state.

The Regulation of Payday Loans in Breckenridge, Missouri

While payday loans are legal in Breckenridge, Missouri, the state has implemented regulations to protect consumers from predatory lending practices. According to Missouri law, payday loan lenders must:

  • Be licensed by the state
  • Provide borrowers with a written agreement that includes all of the fees associated with the loan
  • Charge a maximum interest rate of 75% per year on the loan
  • Limit the loan amount to $500 or less
  • Limit the loan term to 31 days or less

Borrowers in Breckenridge, Missouri should be aware of these regulations and make sure that they are dealing with a licensed lender who is in compliance with the law.

The Benefits and Risks of Payday Loans in Breckenridge, Missouri

Payday loans can be a convenient option for individuals who need quick cash and do not have access to other sources of credit. However, they also come with significant risks. One of the biggest risks of payday loans is the high interest rates and fees that lenders charge. In some cases, borrowers may end up paying more in interest and fees than they borrowed in the first place.

Additionally, payday loans can trap borrowers in a cycle of debt. Because the loans are designed to be repaid on the next payday, borrowers who have difficulty repaying the loan may find themselves in a situation where they must continually take out new loans to cover the old ones.

Despite these risks, payday loans can be a useful tool for individuals who need quick cash in an emergency. If you are considering taking out a payday loan in Breckenridge, Missouri, it is important to carefully evaluate your options and ensure that you are working with a licensed lender who is in compliance with state regulations.

Interesting Facts and Statistics about Payday Loans in Breckenridge, Missouri

  • The average payday loan borrower in Missouri has an income of between $25,000 and $50,000 per year.
  • The average payday loan amount in Missouri is $307.22.
  • Missouri payday loan borrowers typically have a credit score of less than 600.
  • The average interest rate on a payday loan in Missouri is 443%.

Apply Now

If you are in need of quick cash in Breckenridge, Missouri, you can apply for a payday loan through TheGuaranteedLoans. We are a connector service that can put you in touch with potential lenders who are available to provide these loans. It is important to note that we are not a direct lender, but we can help facilitate the connection between you and a licensed lender in your area.

To begin the application process, simply fill out our online form. We will ask you for some basic information about yourself and your financial situation. Once you submit the form, we will connect you with potential lenders that may be able to provide you with a payday loan. From there, you can review the terms and conditions of the loan and decide whether to accept the offer.

Conclusion

Payday loans can be a useful tool for individuals who need quick cash in an emergency. However, it is important to be aware of the risks and regulations associated with these loans in Breckenridge, Missouri. By working with a licensed lender and carefully evaluating your options, you can make an informed decision about whether a payday loan is right for you.

F.A.Q.

Can I apply for a payday loan if I have bad credit in Breckenridge, Missouri?

Yes, payday loans in Breckenridge, Missouri do not require a credit check, so having bad credit will not necessarily disqualify you from obtaining a loan.

What are the eligibility requirements for payday loans in Breckenridge, Missouri?

To be eligible for a payday loan in Breckenridge, Missouri, you must be at least 18 years old, have a verifiable source of income, and have an active checking account.