Payday Loans in Briar, Missouri

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No payday loan companies in Briar, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
ATM U.S. Bank Potosi 707 E High St, Potosi, MO 63664 +1 (800) 627 - 3999
AmeriCash Loans 1155 E Battlefield Rd #104, Springfield, MO 65807 +1 (417) 890 - 9777
First State Bank and Trust Co. 100 W 3rd St, Caruthersville, MO 63830 +1 (573) 333 - 1700
Heights Finance Corporation 201 S Bishop Ave, Rolla, MO 65401 +1 (573) 368 - 0000
Southwest Missouri Bank 300 W 3rd St, Carthage, MO 64836 +1 (417) 358 - 9331
Cash Advance of Harrisonville 2801 MO-291, Harrisonville, MO 64701 +1 (816) 887 - 5200
Thrivent Financial for Lutherans 29 MO-8, Steelville, MO 65565 +1 (573) 880 - 5312
U.S. Bank Branch 100 E N Main St, Richmond, MO 64085 +1 (816) 776 - 5444
First Bank 120 S 1st St, Owensville, MO 65066 +1 (573) 437 - 4121
World Finance Corporation 331 S Springfield Ave, Bolivar, MO 65613 +1 (417) 777 - 3111

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Briar, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ballwin, MO, Payday Loan for Blue Springs, MO, Payday Loans in Cape Girardeau, MO, Bad Credit Loans in Chesterfield, MO, Payday Loans in Columbia, MO, Payday Loans in Florissant, MO, Same Day Loans in Independence, MO and Payday Loan for Jefferson City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Briar, MO.

Are Payday Loans Legal In Briar, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Briar, MO payday loan calculator

Understanding Payday Loans in Briar, Missouri

Payday loans, also known as cash advances, are short-term loans designed to help individuals who need immediate financial assistance. In Missouri, payday loans are legal, subject to certain restrictions and regulations to protect the borrower’s interests.

How Do Payday Loans Work in Briar, Missouri?

Payday loans work by providing borrowers with the amount they need upfront, which they repay from their next paycheck. Borrowers complete an online or in-store application, and if approved, they receive the funds they need, usually within 24 hours.

The amount of the payday loan typically varies between $100 and $500, with the term ranging from 14 to 31 days. Borrowers must pay back the loan in full, along with fees and interest, on or before the due date. Failure to repay the loan on time can result in additional fees, charges, and damage to one’s credit score.

What Are the Fees and Charges Associated with Payday Loans?

Payday loans are known for their high fees and charges, and Briar, Missouri is no exception. Missouri state law allows payday lenders to charge up to 75% of the original loan amount in interest and fees. This can add up quickly, resulting in a much higher APR compared to traditional financial products.

For example, a $300 payday loan in Briar, Missouri, with a 14-day term, can cost up to $75 in fees and interest. This means the borrower will need to repay $375 on the due date. If the borrower cannot repay the loan on time, additional fees and charges may apply.

What Are the Eligibility Requirements for Payday Loans in Briar, Missouri?

To apply for a payday loan in Briar, Missouri, you must meet the following eligibility criteria:

  • Be at least 18 years old
  • Be a US citizen or permanent resident
  • Have a regular source of income
  • Have a valid checking account
  • Provide proof of identification and income

Payday lenders in Briar may also require borrowers to provide additional information, such as employment history and references.

Why Should You Consider a Payday Loan in Briar, Missouri?

Payday loans can be a useful financial option for individuals who need immediate funds and cannot obtain traditional loans due to a poor credit score or other reasons. They offer a quick and convenient way to access cash, without the lengthy application processes and credit checks associated with other financial products.

However, payday loans should be used only as a last resort, and borrowers should ensure they can repay the loan on the due date to avoid additional fees and debt. They should also consider alternatives, such as personal loans, credit cards, or assistance from nonprofit organizations, before turning to payday loans.

Interesting Facts and Statistics About Payday Loans in Briar, Missouri

  • Missouri is one of 32 states that allows payday lending.
  • According to the Missouri Division of Finance, there are over 1,200 payday lenders in the state, with more than 2 million loans made each year.
  • The average payday loan in Missouri is for $300, with a term of 14 days, and a fee of $48.73.
  • Average APR for payday loans in Missouri is 462%.

Apply Now for a Payday Loan in Briar, Missouri

Are you facing a financial emergency and need cash quickly? At TheGuaranteedLoans, we can help connect you with lenders who specialize in payday loans in Briar, Missouri. Fill out our secure online application today and get started on the path to financial stability. Please note that TheGuaranteedLoans is not a direct lender, but we will connect you with lenders and services who can help you get the funds you need quickly and easily.

F.A.Q.

Can I get a payday loan from more than one lender at a time in Briar, Missouri?

No, it is illegal to have multiple payday loans from different lenders at the same time in Briar, Missouri.

How do I repay my payday loan in Briar, Missouri?

Most payday lenders in Briar, Missouri will automatically withdraw the loan amount plus fees and interest from your checking account on the due date.