Payday Loans in Bucyrus, Missouri

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No payday loan companies in Bucyrus, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Simmons Bank 1900 S Scott Blvd, Columbia, MO 65203 +1 (573) 499 - 7333
Guaranty Bank 1701 W State Hwy J, Ozark, MO 65721 +1 (417) 581 - 1553
Arvest Bank 139 Gage Dr, Hollister, MO 65672 +1 (417) 243 - 4400
Lincoln Financial Group 1110 Club Village Dr, Columbia, MO 65203 +1 (573) 443 - 1654
Bank Northwest 305 N Main, Polo, MO 64671 +1 (660) 354 - 2111
World Finance 771 N Westwood Blvd, Poplar Bluff, MO 63901 +1 (573) 686 - 9457
A1 Premium Acceptance 1662 E Sunshine St, Springfield, MO 65804 +1 (417) 823 - 7777
Check Into Cash 2917 W Broadway Blvd, Sedalia, MO 65301 +1 (660) 829 - 2633
Car Title Loans 101 N Main Ave, Bolivar, MO 65613 +1 (417) 777 - 2712
LendNation 800 Washington St, Chillicothe, MO 64601 +1 (660) 646 - 1679

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bucyrus, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cape Girardeau, MO, Payday Loans in Chesterfield, MO, Same Day Loans in Columbia, MO, Guaranteed Loans in Florissant, MO, Payday Loan Without a Credit Check in Independence, MO, Payday Loans in Jefferson City, MO, Same Day Loans in Joplin, MO and Payday Loans in Kansas City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bucyrus, MO.

Payday Loans Available in Bucyrus, MO By The Following ZIP Codes:

65444

Are Payday Loans Legal In Bucyrus, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Bucyrus, MO payday loan calculator

Payday Loans in Bucyrus, Missouri: What You Need to Know

If you are a resident of Bucyrus, Missouri, and find yourself in need of extra cash to cover unexpected expenses, payday loans may be a viable option. Payday loans are short-term loans that allow borrowers to access quick cash without having to go through the hassle of a traditional bank loan. In Missouri, payday loans are legal and regulated by the Missouri Division of Finance.

How Payday Loans Work

Payday loans are designed to be a short-term solution to an immediate financial problem. Typically, a borrower will write a post-dated check to the lender, which includes the loan amount plus any fees and interest. The lender will then hold onto the check until the borrower’s next payday, at which point the check will be cashed. Alternatively, the borrower can authorize the lender to electronically withdraw the funds from their bank account on the due date.

Loan Eligibility and Requirements

To be eligible for a payday loan in Bucyrus, Missouri, you must be at least 18 years old and have a valid government-issued ID, proof of income, and an active checking account. Some lenders may also require a current phone number and email address. Credit score typically does not play a role in loan approval, making payday loans an attractive option for those with poor credit.

Loan Limits and Fees

In Missouri, payday loan amounts are limited to $500 or less, and the loan term cannot exceed 31 days. The lender may charge interest in the form of finance charges, which are capped at 75% of the loan amount, as well as a fee of up to $75. However, total interest and fees cannot exceed the loan amount.

Risks of Payday Loans

While payday loans can be a helpful solution for short-term financial needs, they do come with risks. Due to the high fees and interest rates associated with payday loans, borrowers may find themselves in a cycle of debt if they are unable to repay the loan on time. It is important to fully understand the terms and conditions of the loan before agreeing to any terms and to only borrow what is absolutely necessary.

Interesting Facts and Statistics

– According to the Missouri Division of Finance, there were over 1.2 million payday loans issued in the state in 2018.
– The average payday loan amount in Missouri is $308.
– The average APR for a payday loan in Missouri is 443%.
– In Missouri, borrowers are allowed to renew their payday loan up to six times.

Apply Now

If you need quick cash to cover unexpected expenses in Bucyrus, Missouri, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application to get started. It is important to note that TheGuaranteedLoans is a connector service, not a direct lender, and we do not make credit decisions.

In Conclusion

When used responsibly, payday loans can be a helpful solution for short-term financial needs. It is important to fully understand the terms and conditions of the loan and to only borrow what is absolutely necessary. If you find yourself in need of a payday loan in Bucyrus, Missouri, TheGuaranteedLoans can help facilitate your connection with potential lenders.

F.A.Q.

Is it possible to extend the due date for a payday loan in Bucyrus, Missouri?

No, Missouri law does not allow for the extension of payday loan due dates. Borrowers must repay the loan in full on the agreed upon date.

Can I take out a payday loan if I have bad credit or a bankruptcy on my record?

Yes, payday lenders do not typically perform credit checks, so your credit history will not impact your eligibility for a payday loan.