Payday Loans in Butterfield, Missouri

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No payday loan companies in Butterfield, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Trenton Money Store 203 E 9th St, Trenton, MO 64683 +1 (660) 359 - 1470
S & S Payday Advance 302 E Main St, Willow Springs, MO 65793 +1 (417) 469 - 0812
Strongs Watch Shop 212 N Jefferson St, Ava, MO 65608 +1 (417) 683 - 2571
Farmers Bank of Northern Missouri 121 W Jackson St 1141, Gallatin, MO 64640 +1 (660) 663 - 2161
Check On the Spot 16 S Jackson St, Farmington, MO 63640 +1 (573) 760 - 1770
TitleMax Title Loans 2923 W Broadway Blvd Suite 2, Sedalia, MO 65301 +1 (660) 827 - 2830
CheckSmart 1435 NE Douglas St, Lee's Summit, MO 64086 +1 (816) 347 - 8899
LendNation 941 Cherokee Dr Ste 8, Marshall, MO 65340 +1 (660) 886 - 6410
World Finance 1450 Jeffco Blvd, Arnold, MO 63010 +1 (636) 275 - 0071
Title Cash 1200 N Morley St, Moberly, MO 65270 +1 (660) 263 - 1141

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Butterfield, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Columbia, MO, Online Loans in Florissant, MO, Payday Loans in Independence, MO, Payday Loans in Jefferson City, MO, Payday Loans in Joplin, MO, Same Day Loans in Kansas City, MO, Payday Loans in Lee's Summit, MO and Payday Loans in Liberty, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Butterfield, MO.

Beautiful sights of Butterfield, MO

Payday Loans Available in Butterfield, MO By The Following ZIP Codes:

65623

Are Payday Loans Legal In Butterfield, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Butterfield, MO payday loan calculator

Understanding Payday Loans in Butterfield, Missouri: A Comprehensive Guide

Are you in need of a quick cash loan in Butterfield, Missouri? Have you considered payday loans? While there are varying opinions on the use of payday loans, it is essential to understand how they work and the terms and conditions that come with them. This guide will provide you with all the information you need to know about payday loans in Butterfield, Missouri.

What are Payday Loans?

Payday loans are small, unsecured short-term loans designed to help borrowers cover their financial needs until their next paycheck arrives. These loans typically range from $100 to $500 and have a term of 14 to 30 days. They are meant to be repaid in full on the borrower’s next payday.

Payday loans are available to people with both good and bad credit scores, making them a popular option for people who cannot get approved for other forms of credit. The loan application process for a payday loan is relatively simple and straightforward, making it an attractive option for borrowers who need cash quickly.

Payday Loans in Butterfield, Missouri

Payday loans are legal in the state of Missouri, and Butterfield is no exception. Missouri laws regulate the terms and conditions of payday loans, protecting borrowers from predatory lending practices.

In Butterfield, Missouri, borrowers can obtain a payday loan of up to $500. The loan repayment term must be between 14 and 31 days. Lenders can charge a maximum interest rate of 75% of the loan amount. They are also allowed to charge up to $75 for a loan origination fee and a $25 NSF (non-sufficient funds) fee in case of a failed payment.

Pros and Cons of Payday Loans

  • Pros:
    • Quick access to cash when needed.
    • The application process is simple and straightforward.
    • Payday loans are available to people with poor credit history.
    • Missouri laws regulate payday loan lenders to protect borrowers from predatory lending practices.
  • Cons:
    • Payday loans come with high-interest rates and fees.
    • Failure to repay the loan can lead to a cycle of debt and financial difficulties.
    • Payday loans are meant to be a short-term solution and not a long-term financial strategy.
    • Some payday lenders may engage in predatory lending practices.

Interesting Facts and Statistics

  • In 2018, Missouri payday lenders made more than $1.5 billion in payday loans, with an average interest rate of 448%.
  • Missouri has more payday lenders than McDonald’s, Starbucks, and Walgreens combined.
  • The average payday loan borrower in Missouri takes out eight loans per year, with an average loan amount of $307.

How to Apply for a Payday Loan

If you are in need of a payday loan in Butterfield, Missouri, you can apply online through TheGuaranteedLoans. Our platform connects borrowers with lenders, making it easier to access cash quickly. To apply, simply fill out our online application form, and we will match you with a payday loan lender that meets your needs. It is important to note that TheGuaranteedLoans is not a direct lender, and we do not provide payday loans. We are a connector service that facilitates connections between borrowers and potential lenders.

Conclusion

Payday loans can be a helpful solution to short-term financial needs. However, borrowers should be aware of the high-interest rates and fees associated with these loans. Additionally, it is essential to ensure that you can repay the loan in full on your next payday. If you find yourself struggling to make your repayments, seek guidance from a financial advisor or credit counselor for assistance.

At TheGuaranteedLoans, we understand that financial emergencies can occur at any time. We strive to make the application process as simple and straightforward as possible, while connecting borrowers with reputable lenders. Apply now for a payday loan through our platform and get the cash you need quickly.

F.A.Q.

What should I do if I cannot repay my payday loan on time in Butterfield, Missouri?

If you cannot repay your payday loan on time in Butterfield, Missouri, you should contact your lender immediately to discuss potential options, such as extending the repayment period or rolling the loan over into a new one.

Can I get a payday loan online in Butterfield, Missouri?

Yes, many payday lenders in Butterfield, Missouri offer the option to apply for a loan online.