Payday Loans in Cainsville, Missouri

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No payday loan companies in Cainsville, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Secured Loans 1001 Missouri Blvd, Jefferson City, MO 65109 +1 (573) 635 - 3369
Advance America 621 N Providence Rd, Columbia, MO 65203 +1 (573) 442 - 5306
Citizens Bank & Trust 105 Main St, Craig, MO 64437 +1 (660) 683 - 5333
The Money Source 1504 S Commercial St, Harrisonville, MO 64701 +1 (816) 887 - 1977
Branson Bank 15514 US-160, Forsyth, MO 65653 +1 (417) 546 - 6790
Nodaway County Abstract Co 501 N Market St, Maryville, MO 64468 +1 (660) 582 - 2332
Sun Loan Company 1349 Maple St, Farmington, MO 63640 +1 (573) 756 - 1623
Sun Loan Company 124 W Jackson St, Mexico, MO 65265 +1 (573) 581 - 6836
Advance America 11902 S. Blue Ridge Ext., Ste. E, Grandview, MO 64030 +1 (816) 761 - 1463
Tower Loan 846 E Missouri 32, Lebanon, MO 65536 +1 (417) 532 - 4805

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cainsville, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lee's Summit, MO, Payday Loans in Liberty, MO, Payday Loans in Saint Charles, MO, Same Day Loans in Saint Joseph, MO, Payday Loans in Saint Louis, MO, Payday Loans in Saint Peters, MO, Payday Loans in Springfield, MO and Payday Loans in Wentzville, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cainsville, MO.

Beautiful sights of Cainsville, MO

Payday Loans Available in Cainsville, MO By The Following ZIP Codes:

64632

Are Payday Loans Legal In Cainsville, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Cainsville, MO payday loan calculator

Everything You Need to Know About Payday Loans in Cainsville, Missouri

Life can be unpredictable and when unexpected expenses rear their head, it can be tough to keep up. If you find yourself short on cash, a payday loan can be a solution to your financial struggles. In Cainsville, Missouri, payday loans are legal and can help you bridge the gap between paychecks. Let’s dive into what payday loans are, the laws surrounding them in Missouri, and how to get one in Cainsville.

What is a Payday Loan?

A payday loan is a small, short-term loan meant to help you cover unexpected expenses or bills. The loan is typically due on your next payday and is meant to be paid back in full, along with interest and any fees.

The application process is usually simple and straightforward. You provide basic personal and financial information, along with proof of income, and the lender will determine if you qualify for a loan. If you are approved, the funds are typically deposited into your bank account within 1-2 business days.

The Laws Surrounding Payday Loans in Missouri

While payday loans are legal in Missouri, there are laws in place to protect consumers. In Missouri, the maximum amount you can borrow on a payday loan is $500 and the loan must be repaid within 31 days. The lender may charge a fee of up to 75% of the loan amount for interest and fees combined.

Missouri law also requires lenders to provide clear and concise loan disclosure information, which must include all fees, interest rates, and repayment terms. This information is meant to ensure consumers fully understand the financial commitment they are making when taking out a payday loan.

Getting a Payday Loan in Cainsville, Missouri

If you are considering a payday loan in Cainsville, it’s important to do your research. Here are a few steps to follow:

  • Step 1: Research lenders – Look for reputable lenders online or in your local area
  • Step 2: Check their reviews – Read online reviews to see what other customers are saying about the lender
  • Step 3: Apply online – Most lenders have websites where you can fill out an application
  • Step 4: Wait for approval – If you’re approved, the funds will typically be deposited into your bank account within 1-2 business days
  • Step 5: Repay the loan – It’s important to repay the loan on time to avoid additional fees and interest charges

Interesting Facts and Statistics about Payday Loans in Cainsville, Missouri

  • Fact 1: In 2019, Missourians borrowed $1.1 billion in payday loans
  • Fact 2: The average payday loan in Missouri is $307
  • Fact 3: Missouri has some of the least restrictive payday loan laws in the country
  • Fact 4: The maximum interest rate on a payday loan in Missouri is 36%

Apply Now

If you find yourself in need of a payday loan in Cainsville, Missouri, we can help connect you with potential lenders. TheGuaranteedLoans is a connector service that can help you find the right payday loan for your financial situation. Fill out our online application today to get started. Remember, payday loans are a temporary solution to a financial issue and should be used responsibly and avoided if possible.

F.A.Q.

What are payday loans and how do they work in Cainsville, Missouri?

Payday loans are short-term, high-interest loans that are designed to be paid back on the borrower's next payday. in Cainsville, Missouri, borrowers are allowed to borrow up to $500, with a maximum term of 31 days.

Are there any restrictions on payday loan interest rates in Cainsville, Missouri?

Yes, payday lenders are required to follow the state's usury laws, which limit the maximum interest rate to 75% per year. However, additional fees may be charged on top of the interest rate.