Payday Loans in Camden, Missouri

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No payday loan companies in Camden, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 1025 Walton Dr, Fredericktown, MO 63645 +1 (573) 783 - 5581
Simmons Bank 800 Ozark St, Cabool, MO 65689 +1 (417) 962 - 0002
Show Me The Money 408 N Walnut St, Cameron, MO 64429 +1 (816) 632 - 5593
Century Bancshares Inc 42 4th St, Gainesville, MO 65655 +1 (417) 679 - 3321
F & C Bank 1006 Eagle Crest Dr, Holden, MO 64040 +1 (816) 850 - 5516
Express Pawn & Gun Shop 208 E High St, Potosi, MO 63664 +1 (573) 438 - 2244
Sun Loan Company 412 Huck Finn Shopping Center, Hannibal, MO 63401 +1 (573) 221 - 2904
TitleMax Title Secured Loans 160 Magee St, Troy, MO 63379 +1 (636) 542 - 9402
Simmons Bank 105 West E 6th St, Mountain View, MO 65548 +1 (417) 934 - 2033
Empire Finance Co 1681 Gibson St, West Plains, MO 65775 +1 (417) 255 - 1613

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Camden, MO, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Columbia, MO, Payday Loans in Florissant, MO, Emergency Loan in Independence, MO, Payday Loans in Jefferson City, MO, Payday Loans in Joplin, MO, Quick Loan in Kansas City, MO, Payday Loans in Lee's Summit, MO and Payday Loans in Liberty, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Camden, MO.

Beautiful sights of Camden, MO

Payday Loans Available in Camden, MO By The Following ZIP Codes:

64017

Are Payday Loans Legal In Camden, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Camden, MO payday loan calculator

Payday Loans in Camden, Missouri: A Comprehensive Guide

When unexpected expenses arise, payday loans can be a helpful solution for those in need of quick cash. In Camden, Missouri, payday loans are legal and readily available. However, it’s important to understand the process, regulations, and potential risks involved before deciding to take out a payday loan.

What are Payday Loans?

Payday loans, also known as cash advances, are short-term loans typically due on the borrower’s next payday. They are designed to provide quick access to cash for those who may not qualify for traditional loans due to poor credit or other financial issues. Payday loans are usually for small amounts, often between $100 and $500, and typically have high interest rates and fees.

Regulations in Camden, Missouri

In Missouri, payday loans are legal and regulated by state law. The Missouri Division of Finance regulates payday lenders and sets caps on the amount of interest and fees that can be charged. Lenders are also required to be licensed and registered with the division.

Payday loans in Missouri are capped at $500, and the interest rate is limited to 75% of the loan amount. For example, a $100 loan could have up to $75 in fees and interest. Borrowers are allowed to renew their loans up to six times, but lenders are required to offer extended payment plans if requested.

The Pros and Cons of Payday Loans

  • Pros: Payday loans are easy to access and can provide quick cash for unexpected expenses. They are also available to those with poor credit.
  • Cons: Payday loans often have high interest rates and fees, which can add up quickly. They can also lead to a cycle of debt if the borrower is unable to repay the loan on time.

Interesting Facts and Statistics about Payday Loans in Camden, Missouri

  • In 2020, over 736,000 payday loans were issued in Missouri, totaling over $1.1 billion in borrowed funds.
  • Missouri has one of the highest average interest rates for payday loans in the country, with an average rate of 462%.
  • The majority of payday loans in Missouri are made to borrowers with incomes of less than $30,000 per year.

Apply Now

If you’re considering a payday loan in Camden, Missouri, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application form, and we’ll provide you with a list of lenders who may be able to provide you with the cash you need. It’s important to remember that TheGuaranteedLoans is not a direct lender and does not make loan decisions. We are a connector service that facilitates the connection between borrowers and potential lenders.

Conclusion

While payday loans can be a solution for those in need of quick cash, it’s important to carefully consider all of the risks and potential consequences before taking out a loan. In Camden, Missouri, payday loans are legal and regulated, but they can still lead to a cycle of debt if not managed responsibly. By understanding the regulations and potential risks, borrowers can make informed decisions about whether a payday loan is the right choice for their financial situation.

F.A.Q.

Are there any alternatives to payday loans in Camden, Missouri?

Yes, there are other options for short-term financial assistance, such as personal loans or credit cards. It is recommended to research and compare options before making a decision.

Are there any protections in place for borrowers in Camden, Missouri?

Yes, the Missouri Division of Finance regulates the payday lending industry and provides consumer protections, such as limits on loan amounts and fees.