Payday Loans in Cedarcreek, Missouri

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No payday loan companies in Cedarcreek, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
F & C Bank 541 E Young Ave, Warrensburg, MO 64093 +1 (660) 747 - 5559
Leah Casteel, Southern Bank Lender, NMLS 1420829 302 Washington St, Doniphan, MO 63935 +1 (573) 996 - 2166
LendNation 10 Camden Ct #1a, Camdenton, MO 65020 +1 (573) 317 - 1739
Security Finance 320 Ichord Ave Y, Waynesville, MO 65583 +1 (573) 774 - 3010
Sun Loan Company 1621 W W Business Hwy 60 Ste A & B, Dexter, MO 63841 +1 (573) 614 - 4975
Ol'tops Pawn Shop 111 US-61 BUS, Bowling Green, MO 63334 +1 (573) 324 - 6200
Great Southern Bank 1305 Springfield Rd, Ava, MO 65608 +1 (417) 683 - 3512
Commerce Bank Frontage, 12829 US-71, Grandview, MO 64030 +1 (816) 234 - 2250
Check Into Cash 2917 W Broadway Blvd, Sedalia, MO 65301 +1 (660) 829 - 2633
Great Southern Bank 100 Pine Castle Estate Blvd, Fredericktown, MO 63645 +1 (573) 783 - 2265

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cedarcreek, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lee's Summit, MO, Payday Loans in Liberty, MO, Payday Loans in Saint Charles, MO, Same Day Loans in Saint Joseph, MO, Payday Loans in Saint Louis, MO, Payday Loans in Saint Peters, MO, Guaranteed Loans in Springfield, MO and Quick Loan in Wentzville, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cedarcreek, MO.

Beautiful sights of Cedarcreek, MO

Are Payday Loans Legal In Cedarcreek, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Cedarcreek, MO payday loan calculator

Payday Loans in Cedarcreek, Missouri: Everything You Need to Know

Payday loans are emergency loans that borrowers can use to cover unexpected expenses. Unlike traditional loans, payday loans have a short repayment term and are typically due on the borrower’s next payday. In Cedarcreek, Missouri, payday loans are legal and regulated by state laws. If you’re considering a payday loan in Cedarcreek, Missouri, here’s what you need to know:

How Does a Payday Loan Work?

Payday loans are designed to provide emergency cash to borrowers who need it quickly. The application process is typically simple and straightforward, and borrowers can usually receive their funds within a day or two. To apply for a payday loan in Cedarcreek, Missouri, you’ll need to:

  • Be at least 18 years old
  • Have a valid ID and Social Security number
  • Provide proof of income, such as a recent pay stub or bank statement
  • Provide proof of residency, such as a utility bill

Once you submit your application, the lender will review it and approve or deny your request. If approved, you can usually receive your funds via direct deposit or a check. The loan will typically be due on your next payday, and you’ll be required to repay the loan plus interest and fees.

What Are the Requirements for a Payday Loan in Cedarcreek, Missouri?

In Cedarcreek, Missouri, payday loans are legal and regulated by state laws. To apply for a payday loan in Cedarcreek, Missouri, you’ll need to meet the following requirements:

  • Be at least 18 years old
  • Have a valid ID and Social Security number
  • Provide proof of income, such as a recent pay stub or bank statement
  • Provide proof of residency, such as a utility bill
  • Have an active checking account

Keep in mind that lenders may have additional requirements, so be sure to check with your lender before applying.

What Are the Fees and Interest Rates for Payday Loans in Cedarcreek, Missouri?

In Cedarcreek, Missouri, payday lenders are allowed to charge up to 75% of the loan amount as interest and fees. For example, if you borrow $100, you may be charged up to $75 in interest and fees. The annual percentage rate (APR) for a payday loan in Missouri can be as high as 1,950%.

It’s important to note that payday loans are designed to be short-term loans, and the high interest rates and fees can make it difficult to repay the loan on time. If you’re unable to repay the loan on your next payday, the lender may roll over the loan, which can result in additional fees and interest.

Alternatives to Payday Loans in Cedarcreek, Missouri

If you’re considering a payday loan in Cedarcreek, Missouri, it’s important to explore all your options. Here are some alternatives to payday loans:

  • Personal Loans: Personal loans are typically available through banks and credit unions and offer lower interest rates and longer repayment terms than payday loans.
  • Credit Cards: If you have a credit card, you may be able to use it to cover unexpected expenses. Be sure to check your credit card’s interest rates and fees before using it for a cash advance.
  • Borrow from Friends or Family: If you have friends or family members who are willing to lend you money, this can be a good alternative to payday loans.

Facts and Statistics About Payday Loans in Cedarcreek, Missouri

Here are some interesting facts and statistics about payday loans in Cedarcreek, Missouri:

  • The average payday loan in Missouri is $307.
  • Missouri has some of the most lenient payday lending laws in the country.
  • In Missouri, payday lenders are required to display a poster that includes information about fees, interest rates, and other terms and conditions of the loan.

Apply Now

If you’re in need of emergency cash, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we work with a network of trusted lenders to help you find the right loan for your needs. To get started, simply fill out our online application.

F.A.Q.

Can I apply for a payday loan online in Cedarcreek, Missouri?

Yes, many payday lenders in Cedarcreek, Missouri offer online application and approval processes.

Are there any restrictions on how payday loan funds can be used?

No, payday loan funds can be used for any purpose, as determined by the borrower.