Payday Loans in Centerview, Missouri

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No payday loan companies in Centerview, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Peoples Savings Bank 9414 MO-100, New Haven, MO 63068 +1 (573) 237 - 3322
A-1 Premium Acceptance 1131 N Kingshighway St, Cape Girardeau, MO 63701 +1 (573) 651 - 4828
Quick Cash 237 S Broadview St, Cape Girardeau, MO 63703 +1 (573) 332 - 0680
Caldwell County Abstract & Title Co., LLC 101 W Bird St, Hamilton, MO 64644 +1 (816) 583 - 2500
Tower Loan 520 Ellis Blvd j, Jefferson City, MO 65101 +1 (573) 634 - 3136
Combs Payday Loans 736 Weber Rd, Farmington, MO 63640 +1 (573) 747 - 0330
Cash 4U 401 W 4th St A, Eldon, MO 65026 +1 (573) 392 - 6000
Walmart Money Center 1817 Commercial St, Warsaw, MO 65355 +1 (660) 438 - 7394
Closed - Equity Bank 1601 Commercial St, Warsaw, MO 65355 +1 (660) 438 - 4040
Principal Financial 7288 Hwy M, Huggins, MO 65484 +1 (573) 381 - 2398

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Centerview, MO, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Springfield, MO, Payday Loans in Wentzville, MO, No Credit Check Loans in Ballwin, MO, Payday Loans in Blue Springs, MO, Guaranteed Loans in Cape Girardeau, MO, Payday Loans in Chesterfield, MO, Payday Loans in Columbia, MO and Emergency Loan in Florissant, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Centerview, MO.

Beautiful sights of Centerview, MO

Payday Loans Available in Centerview, MO By The Following ZIP Codes:

64019

Are Payday Loans Legal In Centerview, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Centerview, MO payday loan calculator

Exploring Payday Loans in Centerview, Missouri

Payday loans are a kind of short-term loan that is typically offered to those looking for quick access to money, often due to unexpected financial emergencies. These loans can be helpful for those who find themselves in sudden need of funds and who may not have access to other forms of credit.

Are Payday Loans Legal in Missouri?

Yes, payday loans are legal in Centerview, Missouri, as long as they are provided by licensed lenders who abide by the state’s regulations. It’s important to note that there are certain rules and restrictions surrounding payday loans in Missouri that borrowers should be aware of to avoid falling into a cycle of debt.

How Do Payday Loans Work?

Payday loans are designed to be a quick and easy solution to financial emergencies. Typically, borrowers can apply for a payday loan online or in-store and receive funds within a few hours or the next business day. These loans are typically repaid in full on the borrower’s next payday or within two to four weeks, depending on the lending terms.

When applying for a payday loan, borrowers will need to provide proof of income and a valid ID. Lenders may also require other documentation depending on the specific loan and lending company.

What Are the Pros and Cons of Payday Loans?

As with any form of credit, payday loans come with their own set of advantages and disadvantages. Here are a few to consider:

  • Pros: Quick access to funds, no credit check required, may be easier to obtain than traditional loans, can be helpful for those in financial emergencies.
  • Cons: High-interest rates and fees, short repayment terms, can trap borrowers in a cycle of debt, may not be a sustainable long-term financial solution.

What Are the Rules and Regulations Surrounding Payday Loans in Missouri?

In Missouri, payday lenders are regulated by the Missouri Division of Finance, which enforces specific rules and regulations to protect borrowers. Some of the key regulations include:

  • Maximum loan amount: $500 or less.
  • Maximum loan term: 31 days or less.
  • Finance charges: Cannot exceed 75% of the loan principal.
  • Rollovers: Borrowers are allowed up to six rollovers, but lenders must offer an extended payment plan with no additional fees if borrowers are unable to repay the loan on the due date.

It’s important to note that these regulations only apply to licensed payday lenders, and borrowers should be cautious of unlicensed lenders who may not follow these rules and regulations.

Interesting Facts and Statistics About Payday Loans in Centerview, Missouri

  • In a survey of 35 payday lending stores in Missouri, researchers found that borrowers paid an average annual percentage rate (APR) of 455% on their loans.
  • According to a report from the Consumer Financial Protection Bureau, 70% of payday loan borrowers in Missouri take out a new loan within two weeks of repaying their previous loan.

Applying for a Payday Loan in Centerview with TheGuaranteedLoans

At TheGuaranteedLoans, we understand that unexpected financial emergencies can happen to anyone, and we’re committed to helping connect borrowers with potential lenders who may be able to provide the funds they need. We are not a direct lender, but rather a loan connector service that matches borrowers with lenders who meet their specific needs.

If you’re in need of a payday loan in Centerview, Missouri, fill out our online application form and we’ll connect you with potential lenders who may be able to offer you a loan that meets your needs. Remember to borrow responsibly and only take out a loan if you’re confident you can repay it according to the terms.

F.A.Q.

Can I be charged with criminal penalties for defaulting on a payday loan in Centerview, Missouri?

No, in Centerview, Missouri, borrowers cannot be charged with criminal penalties for defaulting on a payday loan. However, lenders may pursue civil action to collect on unpaid loans.

Is a credit check required for payday loans in Centerview, Missouri?

No, payday lenders in Centerview, Missouri do not typically perform credit checks during the loan application process.