Payday Loans in Clyde, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Clyde, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Great Western Bank 520 N Pearl St, Milan, MO 63556 +1 (660) 265 - 4000
Advance America - Closed 703 S. Broadway Street, Oak Grove, MO 64075 +1 (816) 625 - 3459
Sun Loan Company 2313 W 7th St Ste A, Joplin, MO 64801 +1 (417) 782 - 5600
Systems Services 1230 N Main St, Sikeston, MO 63801 +1 (573) 471 - 6281
First State Community Bank 20 E School St, Bonne Terre, MO 63628 +1 (573) 358 - 3388
First State Bank & Trust Co 301 E 3rd St, Portageville, MO 63873 +1 (573) 379 - 5735
Principal Financial 7288 Hwy M, Huggins, MO 65484 +1 (573) 381 - 2398
Missouri Loan Center 225 Cross Creek Blvd, Branson, MO 65616 +1 (417) 335 - 2274
Southern Bank 15775 US Hwy 160, Forsyth, MO 65653 +1 (417) 546 - 3118
Sun Loan Company 1412 Interstate 70 Dr SW Ste 104 & 105, Columbia, MO 65203 +1 (573) 441 - 2565

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clyde, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Cape Girardeau, MO, Payday Loans in Chesterfield, MO, Payday Loans in Columbia, MO, No Credit Check Loans in Florissant, MO, Payday Loan Without a Credit Check in Independence, MO, Quick Loan in Jefferson City, MO, Payday Loans in Joplin, MO and Payday Loans in Kansas City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clyde, MO.

Beautiful sights of Clyde, MO

Payday Loans Available in Clyde, MO By The Following ZIP Codes:

64432

Are Payday Loans Legal In Clyde, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Clyde, MO payday loan calculator

Understanding Payday Loans in Clyde, Missouri

Payday loans can be a valuable financial resource for those facing unexpected expenses or emergencies. These short-term loans can provide a quick injection of cash to help you cover expenses until your next paycheck arrives. However, it is important to understand the terms and requirements of these loans to ensure that you fully understand the risks and responsibilities that come with borrowing.

How Payday Loans Work in Clyde, Missouri

In Missouri, payday loans are legal and regulated by state law. These loans typically range from $100 to $500 and are designed to be repaid in full on your next payday. The loan term can range from 14 to 31 days and the interest rates and fees are regulated by state law to ensure that borrowers are not taken advantage of. Missouri payday lenders are required to be licensed and are subject to regular inspections and audits to ensure compliance with state regulations.

Requirements for Payday Loans in Clyde, Missouri

In order to qualify for a payday loan in Clyde, Missouri, you must be at least 18 years old and have a steady source of income. You will also need to provide proof of identity and residency, such as a driver’s license or utility bill, and a valid checking account. Some lenders may also require additional documentation, such as pay stubs or bank statements, to verify your income and expenses.

Risks and Benefits of Payday Loans in Clyde, Missouri

Payday loans can be a useful resource when used responsibly and can help to bridge the gap between paydays. However, they also come with risks and should only be used as a last resort. The high interest rates and fees associated with payday loans can make them difficult to pay off, especially if you are already struggling to make ends meet. Additionally, if you are unable to repay the loan on time, you may be subject to additional fees and penalties, which can further exacerbate your financial difficulties.

  • Pros of taking out a payday loan:
    • Quick access to cash in an emergency
    • No credit check required
    • Easy and convenient application process
  • Cons of taking out a payday loan:
    • High interest rates and fees
    • Short repayment term can be difficult to meet
    • Risk of falling into a cycle of debt

Interesting Facts and Statistics About Payday Loans in Clyde, Missouri

  • Missouri has more payday loan stores per capita than any other state in the country, with more than 1,000 stores operating across the state.
  • In 2018, Missouri lawmakers attempted to pass legislation that would have capped interest rates on payday loans at 36%, but the bill did not pass.
  • According to a 2019 report by the Consumer Financial Protection Bureau, nearly 80% of payday loans in Missouri are taken out to cover basic expenses such as rent and utilities.

Apply Now

If you are considering a payday loan in Clyde, Missouri, be sure to do your research and choose a reputable lender that is licensed and regulated by the state. As a connector service, TheGuaranteedLoans can help you connect with potential lenders and provide valuable resources to help you make informed decisions about your financial future. Click the button below to apply now and get started.

Note: TheGuaranteedLoans is not a direct lender and does not provide loans directly. We are a connector service that works with a network of trusted lenders to help you find the best loan options for your specific needs. All loans are subject to credit approval and individual lender terms and conditions.

Conclusion

Payday loans can be a valuable resource for those in need of quick cash, but they should only be used as a last resort and with careful consideration of the risks and responsibilities involved. If you are considering a payday loan in Clyde, Missouri, be sure to do your research, understand the terms and requirements of the loan, and choose a reputable lender that is licensed and regulated by the state.

F.A.Q.

Can I apply for a payday loan if I have bad credit?

Yes, payday loans in Clyde, Missouri do not require a credit check, so having bad credit will not disqualify you from applying.

Can a payday loan help improve my credit score in Clyde, Missouri?

No, payday loans do not typically report to credit bureaus and therefore will not have an impact on your credit score. It is recommended to explore other options for improving your credit.