Payday Loans in Collins, Missouri

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No payday loan companies in Collins, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Instant Payday Loans E Culton St, Warrensburg, MO 64093 +1 (855) 748 - 5759
Bank of Houston 404 S Grand Ave, Houston, MO 65483 +1 (417) 967 - 3351
Sun Loan Company 1303 N Washington Street, Chillicothe, MO 64601 +1 (660) 707 - 0222
ATM - Bank Midwest 1016 S Main St, Maryville, MO 64468 +1 (800) 867 - 2265
Tri-State Payday Loan Co 8536 US-24, Taylor, MO 63471 +1 (573) 393 - 1020
Check Into Cash 1929 E Independence St, Springfield, MO 65804 +1 (417) 823 - 8044
Advance America 3548 S Campbell Ave, Springfield, MO 65807 +1 (417) 890 - 7624
Accel Loans 1244 N Truman Blvd, Crystal City, MO 63019 +1 (636) 586 - 8300
Payroll Advance Inc 521 E Morgan St, Boonville, MO 65233 +1 (660) 882 - 0200
Security Finance 317 W 4th St, Fulton, MO 65251 +1 (573) 592 - 8899

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Collins, MO, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Springfield, MO, Payday Loans in Wentzville, MO, Payday Loan Without a Credit Check in Ballwin, MO, Payday Loan for Blue Springs, MO, Online Loans in Cape Girardeau, MO, Payday Loan Companies in Chesterfield, MO, Payday Loans in Columbia, MO and 24-Hour Loan in Florissant, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Collins, MO.

Payday Loans Available in Collins, MO By The Following ZIP Codes:

64738

Are Payday Loans Legal In Collins, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Collins, MO payday loan calculator

Comprehensive Guide to Payday Loans in Collins, Missouri

If you reside in Collins, Missouri, and are struggling to make ends meet, a payday loan can help you in a short-term crisis. A payday loan is a small-dollar, short-term loan that helps you cover your bills when you need cash fast. Payday loans are legal in Missouri and are a great option for those who have bad credit, no credit, or have difficult financial issues.

How payday loans work in Missouri?

In Missouri, payday loans are governed by state law, which sets out the rules and regulations for lenders and borrowers. A payday lender is required to have a valid license to operate in the state. A payday loan in Missouri can range from $100 to $500, and the maximum term of the loan is 31 days. The loan terms are set out in writing, including a clear explanation of the fees and interest rates charged on the loan.

When you apply for a payday loan, you’re required to provide proof of income and a valid government-issued ID to the lender. The lender then checks your credit score and verifies your employment status. If you meet the lender’s criteria, they will approve your loan and issue the funds usually within one business day.

The benefits of payday loans in Missouri

  • Quick and easy application process
  • No credit check required
  • Fast funding for emergencies
  • Flexible repayment options

Despite their high fees and interest rates, payday loans can be a viable solution for borrowers who are unable to secure conventional loans due to bad credit. They are also a good option for those who need cash fast and have no other means to get the funds they need.

The drawbacks of payday loans in Missouri

  • High fees and interest rates
  • Short repayment periods
  • Risk of defaulting and falling into debt cycle

It’s important to know the risks of payday loans before signing up for one. Defaulting on a payday loan can lead to additional fees and charges and can damage your credit score.

Interesting facts and statistics about payday loans in Collins, Missouri

  • The average payday loan amount taken in Missouri is $315
  • The average APR (Annual Percentage Rate) on a payday loan in Missouri is 455%
  • In Missouri, payday lenders are required to follow the state laws, including a cooling-off period of 6 days after a borrower has paid off an earlier loan
  • In 2018, there were over 1.6 million payday loans taken in Missouri, totaling over $584 million in loans

These statistics show the popularity of payday loans in Missouri as well as the significant amount of money involved in payday lending.

Apply Now

If you’re interested in applying for a payday loan in Collins, Missouri, TheGuaranteedLoans can help get you connected with a lender. Our online application process is quick, easy, and secure. We are not a direct lender but a loan connector service dedicated to matching you with potential lenders.

Fill out the online application form on our website and get started today.

Remember, while payday loans may help you in a short-term financial crisis, they are a high-cost borrowing option. Only borrow the amount you can repay and ensure that you have a plan to pay off the loan quickly to avoid additional fees and interest charges.

Thank you for choosing TheGuaranteedLoans, your trusted loan connector service.

F.A.Q.

Can I take out a payday loan if I am receiving unemployment benefits?

Yes, as long as you have a steady source of income, you may be eligible for a payday loan.

Are there any alternatives to payday loans in Collins, Missouri?

Yes, there are other options for short-term financial assistance, such as personal loans from banks or credit unions, or borrowing from friends or family.