Payday Loans in Cottleville, Missouri

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No payday loan companies in Cottleville, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Bank & Trust 101 S Main St, Carl Junction, MO 64834 +1 (417) 649 - 7255
Central Bank 2400 NW Prairie View Rd, Platte City, MO 64079 +1 (816) 858 - 5400
First Midwest Bank 141 E Richardson Ave, Puxico, MO 63960 +1 (573) 222 - 3503
LendNation 703 S Elliott Ave Ste A, Aurora, MO 65605 +1 (417) 678 - 1435
Bank of America with Drive-thru ATM 998 E Gannon Dr, Festus, MO 63028 +1 (636) 931 - 9500
Bentley Title Co 113 Polk St, Hermitage, MO 65668 +1 (417) 745 - 6626
Just Say Cash 165 W US Hwy 24, Independence, MO 64050 +1 (816) 254 - 2288
American Gold Mine 920 W Grand Ave, Cameron, MO 64429 +1 (816) 205 - 7732
Tower Loan 600 Dairy St b, Monett, MO 65708 +1 (417) 236 - 0900
U.S. Bank ATM - Plattsburg 104 S Main St, Plattsburg, MO 64477 +1 (800) 872 - 2657

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cottleville, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Joplin, MO, No Credit Check Loans in Kansas City, MO, Quick Loan in Lee's Summit, MO, Emergency Loan in Liberty, MO, Payday Loan Without a Credit Check in Saint Charles, MO, Short-term Loans in Saint Joseph, MO, Bad Credit Loans in Saint Louis, MO and Payday Loan for Saint Peters, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cottleville, MO.

Beautiful sights of Cottleville, MO

Payday Loans Available in Cottleville, MO By The Following ZIP Codes:

63338

Are Payday Loans Legal In Cottleville, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Cottleville, MO payday loan calculator

Payday Loans in Cottleville, Missouri: What You Need to Know

Payday loans are often the quickest way to get the financial assistance you need when you have an unexpected expense. These loans, although controversial, have helped many people in Cottleville, Missouri, and across America. They are available to anyone in need, no matter what credit score you have – and they are completely legal in Missouri.

How Do Payday Loans Work?

A payday loan is a short-term loan that provides financial assistance between paydays. These loans are meant to be repaid within a few weeks and typically do not require a credit check.

To qualify for a payday loan, you must provide proof of income and identification. You must also be at least 18 years old and have an active checking account. If you meet these requirements, you can apply for a payday loan in Cottleville, MO.

Interest Rates and Fees

Payday loans in Cottleville come with a standard interest rate of approximately 450%, according to Missouri state laws. Lenders are not permitted to charge more than this amount, even if the loan is extended or renewed. However, lenders can charge a variety of fees, such as a loan origination fee or a late payment fee. These fees can quickly add up, so it is important to be aware of them before you apply for a loan.

Before taking out a payday loan in Cottleville, be sure to read the loan agreement thoroughly and calculate how much you will owe in fees and interest. Make sure you can pay back the loan in full to avoid additional charges.

The Benefits of Payday Loans

  • Quick access to cash when you need it most.
  • No credit check required.
  • Flexible repayment options.
  • Avoid overdraft fees and other costly penalties.

By using payday loans responsibly, you can solve your financial problems quickly and effectively without damaging your credit score or incurring further debt.

Interesting Facts and Statistics

  • The average payday loan in Missouri is $315, according to state records.
  • As of 2018, there were 1,060 licensed payday loan facilities in Missouri.
  • Average APR for payday loans in the United States is approximately 400%.
  • The majority of payday loans are used to cover unexpected expenses such as car repairs, medical bills, or household emergencies.

Apply Now

If you’re ready to take out a payday loan in Cottleville, we encourage you to fill out an online application on our website. Keep in mind that TheGuaranteedLoans is a connection service that works with multiple lenders, not a direct lender. We strive to match you with a lender who can provide the financial assistance you need.

Before applying, be sure to read the loan agreement thoroughly and calculate the costs associated with the loan. Make sure that you can repay the loan on time to avoid additional fees and interest charges.

A Final Word

Payday loans are an option for those in need of quick cash, but it is important to use them responsibly and with caution. Research and compare lenders, read loan agreements carefully, and be sure to calculate the costs before taking out a loan. By doing so, you can get the financial assistance you need without creating further debt and financial stress.

F.A.Q.

Can I be sued or have my wages garnished if I cannot repay my payday loan in Cottleville, Missouri?

Yes, if you fail to repay your payday loan in Cottleville, Missouri, the lender may take legal action to recover the debt, including suing you or garnishing your wages.

Can I file a complaint about a payday lender in Cottleville, Missouri?

Yes, if you have a complaint about a payday lender in Cottleville, Missouri, you can contact the state's Division of Finance to file a complaint and seek assistance.