Payday Loans in Dalton, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Dalton, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Title Cash 1009 Armory Rd, Warrenton, MO 63383 +1 (636) 456 - 1938
Check Into Cash 1251 S Cherokee Drive, Ste 3, Marshall, MO 65340 +1 (660) 831 - 1781
Central Bank 2900 S Limit Ave, Sedalia, MO 65301 +1 (660) 596 - 7684
Tower Loan 2206 S Maple St ste b, Carthage, MO 64836 +1 (417) 358 - 2282
Bank Midwest 1304 N Walnut St, Cameron, MO 64429 +1 (816) 632 - 2154
Title Cash 2027 N Westwood Blvd Ste 1, Poplar Bluff, MO 63901 +1 (573) 776 - 6568
Cash Advance 205 US-54 2, El Dorado Springs, MO 64744 +1 (417) 876 - 6333
LendNation 1100 S Louise St Ste B, Salem, MO 65560 +1 (573) 729 - 3352
A-1 Premium Acceptance Ballwin, MO 63011 +1 (636) 527 - 0322
A Plus Payday Loans 12B Long Rd, Montgomery City, MO 63361 +1 (573) 564 - 2100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dalton, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Independence, MO, Quick Loan in Jefferson City, MO, 24-Hour Loan in Joplin, MO, Payday Loans in Kansas City, MO, Payday Loans in Lee's Summit, MO, 24-Hour Loan in Liberty, MO, Bad Credit Loans in Saint Charles, MO and Payday Loans in Saint Joseph, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dalton, MO.

Payday Loans Available in Dalton, MO By The Following ZIP Codes:

65246

Are Payday Loans Legal In Dalton, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Dalton, MO payday loan calculator

Payday Loans in Dalton, Missouri

Life can be unpredictable, especially when it comes to finances. Sometimes, unexpected expenses arise, and you may not have enough funds at that moment to cover them. If you find yourself in this situation, a payday loan might be an option worth considering.

A payday loan is a type of short-term loan that allows you to borrow a small amount of money to cover an emergency expense. The borrower typically pays back the loan plus interest on their next paycheck.

Are Payday Loans Legal in Missouri?

Yes, payday loans are legal in Missouri. In fact, Missouri is one of the states that has the most relaxed restrictions when it comes to payday lending. However, there are still regulations in place to protect borrowers.

Missouri law allows borrowers to take out a payday loan of up to $500. The loan term can range from 14 to 31 days, and lenders are allowed to charge up to 75% of the initial loan amount in interest and fees.

It’s important to note that Missouri has a cooling-off period of five business days after the seventh consecutive loan. During this time, borrowers may not take out another payday loan. Additionally, lenders are required to provide borrowers with written loan agreements that include the loan amount, fees, APR, payment schedule, and other important terms and conditions.

How to Apply for a Payday Loan in Dalton, Missouri

If you’re considering applying for a payday loan in Dalton, Missouri, the process is straightforward and can typically be completed online or in-person at a lender’s physical location. Here’s what you need to know:

  • First, gather the necessary documents, including proof of income, a valid ID, and a checking account statement.
  • Next, research potential lenders to ensure they are reputable and licensed to operate in Missouri.
  • Once you’ve found a lender you want to work with, fill out their application and provide the required documents.
  • If approved, you’ll receive the funds either in-person or directly deposited into your checking account.
  • Finally, make sure you understand the repayment terms and have a plan to pay back the loan on time to avoid additional fees and interest.

Important Considerations Before Applying for a Payday Loan

Before taking out a payday loan, it’s essential to understand the potential drawbacks and risks involved. Here are some things to consider:

  • Payday loans often have high-interest rates and fees that can make it challenging to pay back the loan on time and lead to a cycle of debt.
  • Borrowers with poor credit may be more likely to be approved for a payday loan, but they may also face higher interest rates and fees.
  • If you’re unable to pay back the loan on time, the lender may charge additional fees, report your delinquency to credit bureaus, or even file a lawsuit against you.

Interesting Facts and Statistics About Payday Loans in Dalton, Missouri

  • In 2019, there were 1,275 payday lenders in Missouri.
  • The average payday loan in Missouri is $306.
  • Missouri borrowers take out an average of 6 payday loans per year.
  • According to a 2020 survey, 65% of payday loan borrowers in Missouri use the funds to cover unexpected expenses, while 28% use them to cover regular bills.

Apply Now

If you’re in need of emergency funds and considering a payday loan in Dalton, Missouri, you can apply online through TheGuaranteedLoans. We are a connector service that can help match you with potential lenders. Keep in mind that we are not a direct lender and cannot guarantee loan approval or favorable terms. However, our service is free to use, and the application process is straightforward. Fill out our online application today to see if you qualify for a payday loan.

F.A.Q.

What do I need to bring to the payday lender to apply for a loan?

You will need to provide proof of income, a valid government-issued ID, and a blank check from an active checking account in your name.

Are there any penalties for defaulting on a payday loan in Dalton, Missouri?

Yes, if you default on a payday loan, the lender may charge additional fees and interest, and may pursue legal action to collect the debt.