Payday Loans in De Kalb, Missouri

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No payday loan companies in De Kalb, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Great Southern Bank 118 South St, Stockton, MO 65785 +1 (417) 276 - 5163
K & M Money Express 203 N Jefferson St, Kearney, MO 64060 +1 (816) 895 - 1030
Flip Side Auto RR 2 Box 3125, Marble Hill, MO 63764 +1 (573) 238 - 5204
LendNation 120 Cooper Blvd Ste A, Warrensburg, MO 64093 +1 (660) 429 - 2500
C & C Cash Advance 1819 N Main St, Higginsville, MO 64037 +1 (660) 584 - 6266
Missouri Title Loans, Inc. 1440 W Kearney St, Springfield, MO 65803 +1 (417) 831 - 2774
Cash Biz 15022 Manchester Rd, Ballwin, MO 63011 +1 (636) 527 - 7272
LendNation 1100 S Louise St Ste B, Salem, MO 65560 +1 (573) 729 - 3352
Security Finance 345 N Creek Dr, Festus, MO 63028 +1 (636) 933 - 0753
The Maries County Bank - Vichy 14780 US Hwy 63, Vichy, MO 65580 +1 (573) 299 - 4444

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in De Kalb, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Cape Girardeau, MO, Short-term Loans in Chesterfield, MO, Bad Credit Loans in Columbia, MO, Payday Loans in Florissant, MO, Payday Loan Without a Credit Check in Independence, MO, Bad Credit Loans in Jefferson City, MO, Payday Loans in Joplin, MO and Short-term Loans in Kansas City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in De Kalb, MO.

Beautiful sights of De Kalb, MO

Payday Loans Available in De Kalb, MO By The Following ZIP Codes:

64440

Are Payday Loans Legal In De Kalb, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

De Kalb, MO payday loan calculator

Understanding Payday Loans in De Kalb, Missouri

Payday loans are popular financial options for people who need quick cash injections. They are also known as cash advances, paycheck loans, or payday advances. If you live in De Kalb, Missouri, and need a quick loan to cover some emergency expenses, a payday loan could be an option for you.

How Do Payday Loans in De Kalb Work?

A payday loan is a short-term loan that comes with high-interest rates. In Missouri, payday loans are legal, and you can apply both online and in storefronts. The maximum loan amount is $500, and the loan term should not exceed 31 days.

The loan application process is simple and straightforward. You provide your lender with a postdated check or sign an authorization to withdraw the funds electronically from your bank account. You also need to provide a government-issued ID, proof of income, and residency. Once approved, you can get your cash on the same day or the next business day.

What Are the Benefits of Payday Loans in De Kalb?

  • Payday loans are available to people with bad credit. Your credit score does not determine your eligibility for a payday loan. As long as you have a steady income source, you can qualify for a payday loan.
  • The loan application process is quick and easy. You can complete a loan application in less than 30 minutes. If approved, you can get your cash in one business day.
  • You can use the loan for any purpose. There are no restrictions on how you can use the funds from a payday loan. If you have an emergency expense, a payday loan can be a quick solution.
  • Payday loans in De Kalb are regulated by the state. This means that lenders must adhere to the rules and regulations set by the state. You are protected from predatory lending practices.

What Are the Risks of Payday Loans in De Kalb?

  • Payday loans come with high-interest rates and fees. The interest rates can be as high as 500%. If you are unable to repay the loan on time, the fees can add up quickly.
  • You can get trapped in a cycle of debt. If you take out a loan that you cannot repay on time, you may end up taking out another loan to pay off the first one. This can lead to a cycle of debt that is difficult to break.
  • Payday loans can damage your credit score. If you default on a payday loan, it can be reported to the credit bureaus and affect your credit score.

Interesting Facts and Statistics about Payday Loans in De Kalb, Missouri

  • In Missouri, the average payday loan is $307, and the average fee is $53. This means that borrowers pay an average of $360 for a 14-day loan.
  • In 2020, there were 1,901 licensed payday loan locations in Missouri, serving more than 1 million borrowers.
  • According to a 2019 survey by the FDIC, 14.1% of Missouri households are unbanked, meaning they do not have a checking or savings account.

Apply Now

If you are considering a payday loan in De Kalb, Missouri, TheGuaranteedLoans can help you connect with potential lenders. We are a connector service, not a direct lender, which means we can match you with lenders who may be able to meet your financing needs.

Our online application process is straightforward and easy to use. We only require basic information like your name, email, phone number, and loan amount. Once you submit your application, we will match you with potential lenders. You can review the loan offers and choose the one that best fits your needs.

Apply for a payday loan today and get the cash you need to cover your emergency expenses!

F.A.Q.

Can I be arrested for not paying back a payday loan in De Kalb, Missouri?

No, it is not legal for a lender to threaten or pursue criminal action for non-payment of a payday loan in De Kalb, Missouri.

How do I apply for a payday loan in De Kalb, Missouri?

You can apply for a payday loan in De Kalb, Missouri by visiting a lender's storefront or website and filling out an application form.