Payday Loans in Diamond, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Diamond, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Bank & Trust 322 S Main St, Brookfield, MO 64628 +1 (660) 258 - 3336
Sullivan Bank 13932 N, MO-5, Sunrise Beach, MO 65079 +1 (573) 374 - 5245
Check Please 2326 N Westwood Blvd, Poplar Bluff, MO 63901 +1 (573) 778 - 0225
Security Finance 2430 Grand Ave, Carthage, MO 64836 +1 (417) 358 - 0120
World Finance 3201 Lusk Dr Ste J, Neosho, MO 64850 +1 (417) 451 - 3390
Check Into Cash 503 E Nifong Blvd # H, Columbia, MO 65201 +1 (877) 244 - 8254
Jim Mills, Southern Bank Lender, NMLS 785209 116 Chestnut St, Thayer, MO 65791 +1 (417) 264 - 7217
State Bank of Missouri 114 S County Rd, Alma, MO 64001 +1 (660) 674 - 2216
Tower Loan 1803 S Truman Blvd, Caruthersville, MO 63830 +1 (573) 333 - 5648
TitleMax Title Secured Loans 302 S Truman Blvd, Crystal City, MO 63019 +1 (636) 933 - 2590

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Diamond, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ballwin, MO, Payday Loans in Blue Springs, MO, Emergency Loan in Cape Girardeau, MO, Payday Loans in Chesterfield, MO, Payday Loans in Columbia, MO, Emergency Loan in Florissant, MO, Payday Loans in Independence, MO and Payday Loans in Jefferson City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Diamond, MO.

Beautiful sights of Diamond, MO

Payday Loans Available in Diamond, MO By The Following ZIP Codes:

64840

Are Payday Loans Legal In Diamond, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Diamond, MO payday loan calculator

Understanding Payday Loans in Diamond, Missouri

Emergencies can happen at any time, and sometimes you may need a bit of extra cash to cover unexpected expenses. A payday loan can help you get the funds you need quickly, but it’s important to understand the process and regulations in Diamond, Missouri.

What Are Payday Loans?

Payday loans are short-term loans that typically have a repayment period of two to four weeks. The loan amount is usually small and is meant to help you cover unexpected expenses until your next paycheck arrives. These loans are also sometimes referred to as cash advances or paycheck advances.

How Do Payday Loans Work?

In Diamond, Missouri, payday loans are legal and regulated. To apply for a payday loan, you must be at least 18 years old and have a steady source of income. You’ll need to provide proof of income, such as a pay stub, and a valid ID when you apply.

Once your application is approved, you’ll receive the loan amount, which is typically deposited directly into your bank account. The loan amount, plus any fees or interest charges, is due on your next payday.

What Are the Benefits of Payday Loans?

Payday loans can be a useful option when you need to cover unexpected expenses and don’t have other resources available. They’re quick, convenient, and can help you avoid late fees or other penalties that can come with unpaid bills or expenses.

Another benefit of payday loans is that they’re relatively easy to obtain, even if you have bad credit. The lender will typically approve your application based on your income and ability to repay the loan, rather than your credit score.

What Are the Risks of Payday Loans?

While payday loans can be helpful, there are also risks to be aware of. One of the biggest risks is that they can be expensive due to high fees and interest rates. These loans are designed to be repaid quickly, so the fees and interest charges can add up quickly if you’re unable to repay the loan on time.

Another risk of payday loans is that they can lead to a cycle of debt. If you’re unable to repay the loan on time, you may be tempted to take out another loan to cover the first one. This can quickly lead to a cycle of debt that can be difficult to break.

Interesting Facts About Payday Loans in Diamond, Missouri

  • The Pew Charitable Trusts found that about 12 million Americans use payday loans each year, with an average loan amount of $375.
  • In Missouri, the maximum loan amount for a payday loan is $500, and the maximum term is 31 days.
  • The average APR for a payday loan in Missouri is 436%, according to the Center for Responsible Lending.
  • The number of payday lending locations in Missouri decreased by 24% between 2012 and 2016, according to the Missouri Division of Finance.

Apply Now and Get the Cash You Need

If you need a payday loan in Diamond, Missouri, TheGuaranteedLoans can help you find a lender. Our online application process is quick and easy, and we’ll connect you with lenders who can provide the funds you need. Remember, we are a connector service, not a direct lender, and we’re here to help you find the best loan option for your needs. Apply now and get the cash you need to cover unexpected expenses.

F.A.Q.

Are there any limits on the amount that can be borrowed?

Yes, in Diamond, Missouri the maximum amount that can be borrowed is $500.

How long do I have to repay the loan?

Payday loans in Diamond, Missouri must be repaid within 14-31 days.