Payday Loans in Dittmer, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Dittmer, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Simmons Bank 14 Public Square, Stockton, MO 65785 +1 (417) 875 - 6701
Cheap Smokes Tobacco & Liquor 402 E High St, Potosi, MO 63664 +1 (573) 436 - 0881
LendNation 1735 W Sunshine St #112, Springfield, MO 65807 +1 (417) 866 - 4300
Commerce Bank 2370 S Springfield Ave, Bolivar, MO 65613 +1 (417) 326 - 2477
Canton State Bank 100 S 4th St, Canton, MO 63435 +1 (573) 288 - 4424
Citizens Community Bank 100 Roe St, Pilot Grove, MO 65276 +1 (660) 834 - 4725
Town Video & Pizza 407 W, US-54, Hermitage, MO 65668 +1 (417) 745 - 6251
Noble Finance 2900 MO-291, Independence, MO 64057 +1 (816) 765 - 1991
Citizens Community Bank 201 Main St, Blackwater, MO 65322 +1 (660) 846 - 2100
Carroll County Title 4 W Benton St, Carrollton, MO 64633 +1 (660) 542 - 1364

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dittmer, MO, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Springfield, MO, Payday Loans in Wentzville, MO, Payday Loans in Ballwin, MO, Payday Loans in Blue Springs, MO, Payday Loan Without a Credit Check in Cape Girardeau, MO, Payday Loans in Chesterfield, MO, Payday Loans in Columbia, MO and Payday Loans in Florissant, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dittmer, MO.

Beautiful sights of Dittmer, MO

Payday Loans Available in Dittmer, MO By The Following ZIP Codes:

63023

Are Payday Loans Legal In Dittmer, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Dittmer, MO payday loan calculator

Payday Loans in Dittmer, Missouri

If you’re looking for a quick and easy loan solution in Dittmer, Missouri, payday loans could be a viable option to consider. In this article, we’ll explore what payday loans are, the legal framework surrounding them in Missouri, and how you can go about applying for one.

What are Payday Loans?

Payday loans are a type of short-term loan typically meant to help individuals bridge the gap between paychecks. These loans are often advertised as quick and easy loans that can help you get the cash you need fast.

In Dittmer, Missouri, payday loans are legal and regulated by the state. It’s important to note that while payday loans can be helpful in certain situations, they often come with high interest rates and fees.

Legal Framework in Missouri

In Missouri, payday loans are legal and regulated by Missouri Revised Statutes §§ 408.500 et seq. The state allows payday lenders to charge up to 75% of the loan amount in interest and fees. Additionally, borrowers are allowed to take out payday loans for up to $500 and can have up to six loans outstanding at any given time.

It’s worth noting that while payday loans are legal in Missouri, the state does have some regulations in place to help protect consumers. For example, payday lenders are required to provide borrowers with a written agreement outlining the terms and conditions of the loan, including the loan amount, interest rate, and fees.

Applying for a Payday Loan in Dittmer, Missouri

To apply for a payday loan in Dittmer, Missouri, you’ll need to find a lender that offers these types of loans and meet their eligibility requirements. While each lender may have slightly different eligibility criteria, most require borrowers to have a steady income, a valid ID, and an open checking account.

Once you’ve found a lender and been approved for a loan, the funds will typically be deposited into your bank account within one business day.

It’s important to note that while payday loans can be a quick and easy solution to financial difficulties, they often come with high interest rates and fees. Borrowers should carefully consider their ability to repay the loan before taking one out and explore other options, such as personal loans, credit cards, or borrowing from friends or family, if possible.

Interesting Facts about Payday Loans in Dittmer, Missouri

– According to a report by the Consumer Financial Protection Bureau, the average payday loan borrower takes out eight loans of $375 each per year, with interest and fees totaling $520 over the course of the loan.
– In 2020, the payday lending industry in Missouri loaned out just over $1 billion, averaging out to nearly $100 million per month.
– Payday loans are a controversial topic in Missouri, with some arguing that they provide a valuable service to those in need of quick cash, while others argue that they trap vulnerable borrowers in a cycle of debt.

Apply Now with TheGuaranteedLoans

If you’re considering a payday loan in Dittmer, Missouri, TheGuaranteedLoans can help you find a lender that fits your needs. As a connector service, we work with a network of trusted lenders to match borrowers with the right loan options for their unique situations.

To get started, simply fill out our online application form and provide us with some basic information about your financial needs. We’ll take care of the rest, making sure you get connected with the right lender to meet your needs.

Remember, payday loans can be a viable financial solution in certain situations, but they often come with high interest rates and fees. Before taking out a payday loan, make sure you understand the terms and conditions of the loan and have a plan to repay it on time.

F.A.Q.

Can I apply for a payday loan online in Dittmer, Missouri?

Yes, many payday lenders in Dittmer, Missouri offer online application and approval processes.

Are there any restrictions on how payday loan funds can be used?

No, payday loan funds can be used for any purpose, as determined by the borrower.