Payday Loans in Ethel, Missouri

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No payday loan companies in Ethel, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Carroll County Trust Company 2 S Folger St, Carrollton, MO 64633 +1 (660) 542 - 2050
Rags To Riches Pawn Shop 219 Center St, Hannibal, MO 63401 +1 (573) 248 - 8272
Principal Financial Group 204 Center St, Weaubleau, MO 65774 +1 (417) 374 - 0284
Arvest Bank 607 Hwy 71, Anderson, MO 64831 +1 (417) 845 - 3600
Money Unlimited Llc 611 S Main St, Trenton, MO 64683 +1 (660) 359 - 0080
Advance America 1621 W Bus Hwy 60, Ste D, Dexter, MO 63841 +1 (573) 624 - 8581
Check Into Cash 1004 Worley Dr, West Plains, MO 65775 +1 (417) 255 - 9619
World Finance Corporation 2308 W Osage St, Pacific, MO 63069 +1 (636) 257 - 9033
Equity Bank 920 Thompson Blvd, Sedalia, MO 65301 +1 (660) 829 - 3800
Farmers State Bank 1503 E 9th St, Trenton, MO 64683 +1 (660) 359 - 5611

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ethel, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saint Louis, MO, Payday Loans in Saint Peters, MO, No Credit Check Loans in Springfield, MO, Payday Loans in Wentzville, MO, Payday Loans in Ballwin, MO, Payday Loan Without a Credit Check in Blue Springs, MO, Payday Loans in Cape Girardeau, MO and Payday Loan for Chesterfield, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ethel, MO.

Payday Loans Available in Ethel, MO By The Following ZIP Codes:

63539

Are Payday Loans Legal In Ethel, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Ethel, MO payday loan calculator

Payday Loans in Ethel, Missouri: Everything You Need to Know

Payday loans have become a popular financing option for people with short-term financial needs. When faced with unexpected expenses like car repairs, medical bills, or utility bills, a payday loan can provide the quick cash you need.

In this article, we will provide a comprehensive overview of payday loans in Ethel, Missouri, including legal regulations, application requirements, and the process of obtaining a payday loan.

Legal Regulations in Missouri

Payday loans are legal in Missouri. The state has enacted specific legislation to regulate payday lending to protect consumers from predatory lending practices. According to the Missouri Division of Finance, the maximum amount one can borrow as a payday loan in Missouri is $500, and the loan term can be between 14 and 31 days.

The interest rate for payday loans in Missouri is capped at 75%. This means that if you borrow $100, you will have to repay $175 on the due date. It is essential to note that borrowers can only take out one payday loan at a time in Missouri, and lenders are required by law to verify the borrower’s income and identity before granting the loan.

Application Requirements

The application process for payday loans in Ethel, Missouri, is simple and straightforward. To apply for a payday loan, you must be at least 18 years old, have a steady source of income, and a valid photo ID. You must also provide proof of address, which can be a utility bill, lease agreement, or any other document that verifies your address.

When applying for a payday loan in Ethel, Missouri, you will need to provide your personal and financial information, including your name, address, social security number, and employment information. It is essential to ensure that the information you provide is accurate and up-to-date to avoid any delays or complications.

The Process of Obtaining a Payday Loan in Ethel, Missouri

Obtaining a payday loan in Ethel, Missouri, can be a quick and easy process. Once you have completed the application and submitted all the necessary documents, the lender will review your application and inform you of the approval or rejection of your application.

If your application is approved, the lender will provide you with the loan agreement, which outlines the terms and conditions of the loan, including the interest rate, fees, and repayment schedule. It is essential to review the loan agreement carefully before signing it to ensure that you understand all the terms and conditions.

Once you have signed the loan agreement, the lender will transfer the funds to your bank account within 24 hours. You can use the funds for any purpose, including paying bills, covering expenses, or emergencies.

Interesting Facts and Statistics about Payday Loans in Ethel, Missouri

  • The average payday loan in Missouri is $328, and the average interest rate is 462% APR.
  • In 2019, Missouri residents took out 1.3 million payday loans, with an average APR of 463%.
  • Missouri law prohibits renewals or rollovers of payday loans, which means borrowers must pay the loan in full before taking out another loan.
  • The maximum finance charge for a 14-day $100 payday loan in Missouri is $75.

Apply Now with TheGuaranteedLoans

TheGuaranteedLoans is a connector service, not a direct lender. We specialize in connecting borrowers with potential lenders who can provide them with the financing they need.

If you are a resident of Ethel, Missouri, and are in need of a payday loan, you can apply now on our website. The application process is simple and fast, and you can receive a loan decision within minutes.

Remember to borrow responsibly and only take out a payday loan if you can afford to repay it on time. The consequences of defaulting on a payday loan can be severe and long-lasting.

Apply now and get the cash you need to cover your emergency expenses today!

F.A.Q.

Can I be sued or have my wages garnished if I cannot repay my payday loan in Ethel, Missouri?

Yes, if you fail to repay your payday loan in Ethel, Missouri, the lender may take legal action to recover the debt, including suing you or garnishing your wages.

Can I file a complaint about a payday lender in Ethel, Missouri?

Yes, if you have a complaint about a payday lender in Ethel, Missouri, you can contact the state's Division of Finance to file a complaint and seek assistance.