Payday Loans in French Village, Missouri

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No payday loan companies in French Village, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Hawthorn Bank 115 S 2nd St, Drexel, MO 64742 +1 (816) 657 - 2182
Pay Day Today LLC 531 Benham St, Bonne Terre, MO 63628 +1 (573) 358 - 1122
Mercantile Bank 123 W Lafayette St, Palmyra, MO 63461 +1 (573) 769 - 2134
OakStar Bank 23193 US-54, Hermitage, MO 65668 +1 (417) 745 - 4242
Heritage Community Bank 101 S N Main St, Chamois, MO 65024 +1 (573) 763 - 5958
First State Community Bank 222 S Jefferson St, Mexico, MO 65265 +1 (573) 473 - 1100
Title Cash 1200 N Morley St, Moberly, MO 65270 +1 (660) 263 - 1141
Courtesy Loans 5 N Lafayette Ave, Marshall, MO 65340 +1 (660) 886 - 9922
FCS Financial 2880 Washington St, Chillicothe, MO 64601 +1 (660) 646 - 5044
First Bank 120 S 1st St, Owensville, MO 65066 +1 (573) 437 - 4121

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in French Village, MO, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Springfield, MO, Emergency Loan in Wentzville, MO, No Credit Check Loans in Ballwin, MO, Quick Loan in Blue Springs, MO, Quick Loan in Cape Girardeau, MO, Short-term Loans in Chesterfield, MO, Payday Loans in Columbia, MO and Payday Loans in Florissant, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in French Village, MO.

Are Payday Loans Legal In French Village, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

French Village, MO payday loan calculator

Understanding Payday Loans in French Village, Missouri: Facts and Tips

If you’re living in French Village, Missouri, and you’re facing a financial emergency, a payday loan could be a solution worth considering. A payday loan is a short-term loan that can help you cover unexpected expenses before your next paycheck.

While payday loans can help you in a pinch, it’s important to be informed about the process and regulations surrounding this type of loan. In this article, we’ll explore everything you need to know about payday loans in French Village, Missouri.

How Do Payday Loans Work?

Payday loans are short-term loans designed to get borrowers through to their next paycheck. These loans typically range from $100 to $500 and are meant to be paid back within two to four weeks.

To qualify for a payday loan in French Village, Missouri, you’ll need to provide proof of income and a valid ID. You’ll also need to write a postdated check or authorize an electronic debit for the loan amount plus fees.

The fees for payday loans in Missouri are capped at 75% of the loan amount. For example, if you borrow $100, the maximum fee you can be charged is $75. The annual percentage rate (APR) for a payday loan in Missouri is around 455%.

The Pros of Payday Loans

For those in need of quick cash, there are several benefits to payday loans:

  • Fast approval: Payday loans can be approved within minutes, making them a convenient option for emergencies.
  • No credit check: Many payday lenders don’t require a credit check, making them accessible to borrowers with poor credit.
  • No collateral: Payday loans are unsecured, meaning you don’t need to put up any collateral to secure the loan.

The Cons of Payday Loans

While payday loans can be helpful, there are also some drawbacks to consider:

  • High fees: The fees associated with payday loans can add up quickly, making them an expensive option.
  • Risky debt cycle: If you’re unable to pay back the loan on time, you may end up rolling it over or taking out a new loan, leading to a cycle of debt.
  • Predatory lenders: Some payday lenders engage in predatory practices, such as charging excessive fees or making loans to borrowers who can’t afford to repay them.

Interesting Facts About Payday Loans in French Village, Missouri

  • In Missouri, the maximum loan amount for a payday loan is $500.
  • The minimum term for a payday loan in Missouri is 14 days, and the maximum is 31 days.
  • Missouri law requires payday lenders to post the APR and fees associated with their loans.

How to Apply for a Payday Loan in French Village, Missouri

If you’ve weighed your options and decided that a payday loan is the right choice for you, TheGuaranteedLoans can help you connect with potential lenders. Our online application process is quick and straightforward, and we’ll work to match you with a lender that meets your needs.

It’s important to remember that TheGuaranteedLoans is not a direct lender, but rather a connector service. We’ll help facilitate the connection between you and potential lenders, but the terms and conditions of your loan will be between you and the lender.

Conclusion

Payday loans can be a helpful option for those in need of quick cash to cover an unexpected expense. However, it’s important to be informed about the process and regulations surrounding payday loans to avoid being taken advantage of by predatory lenders.

If you decide to pursue a payday loan, TheGuaranteedLoans can help connect you with potential lenders in French Village, Missouri. With our quick online application process, you can get the cash you need to get you through to your next paycheck.

F.A.Q.

Are there any alternatives to payday loans in French Village, Missouri?

Yes, there are other short-term loan options available in French Village, Missouri, such as installment loans or credit union loans.

Are there any restrictions on how payday lenders can advertise in French Village, Missouri?

Yes, payday lenders in French Village, Missouri are not allowed to use false or misleading advertising, and must disclose all loan terms and fees clearly and prominently.