Payday Loans in Green Ridge, Missouri

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No payday loan companies in Green Ridge, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
LendNation 1601 Rte 291 Ste B, Harrisonville, MO 64701 +1 (816) 380 - 6372
Ozark Federal Credit Union 101 S Main St, Piedmont, MO 63957 +1 (573) 223 - 3075
Peoples Community Bank 101 Sycamore St, Greenville, MO 63944 +1 (573) 224 - 3267
World Finance 923 N Main St, Mountain Grove, MO 65711 +1 (417) 926 - 1481
First Security Bank 108 N 4th St, Union Star, MO 64494 +1 (816) 593 - 2291
First Home Savings Bank 7164 State Hwy 14, Sparta, MO 65753 +1 (417) 634 - 6000
Cash America Pawn 111 E Main St, Park Hills, MO 63601 +1 (573) 431 - 4016
Check Into Cash 515 SE Melody Ln, Lee's Summit, MO 64063 +1 (816) 525 - 8210
King of Kash 1668 E Sunshine St, Springfield, MO 65804 +1 (417) 450 - 6509
Walmart Money Center 1817 Commercial St, Warsaw, MO 65355 +1 (660) 438 - 7394

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Green Ridge, MO, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Columbia, MO, Payday Loan for Florissant, MO, Payday Loan Without a Credit Check in Independence, MO, Payday Loans in Jefferson City, MO, Payday Loans in Joplin, MO, Emergency Loan in Kansas City, MO, Online Loans in Lee's Summit, MO and Payday Loans in Liberty, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Green Ridge, MO.

Beautiful sights of Green Ridge, MO

Payday Loans Available in Green Ridge, MO By The Following ZIP Codes:

65332

Are Payday Loans Legal In Green Ridge, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Green Ridge, MO payday loan calculator

The Ins and Outs of Payday Loans in Green Ridge, Missouri

When unexpected expenses and bills pile up, it can be challenging to make ends meet. Many individuals in Green Ridge, Missouri, turn to payday loans to cover their gaps and make it through until their next paycheck. However, before you take out a payday loan, it’s essential to understand what it entails and whether it’s the right choice for you.

What Is a Payday Loan?

A payday loan is a short-term loan that’s typically due on the borrower’s next payday. These loans are meant to provide a financially strapped individual with the funds they need to cover expenses and bills until their next paycheck arrives. Payday loans are often sought by individuals who have low credit scores or no credit history and can’t obtain other types of loans.

The Legality of Payday Loans in Missouri

In Missouri, payday loans are legal and regulated under Missouri Revised Statutes Chapter 408.500 et seq. Under Missouri law, borrowers can obtain loans of up to $500 with a maximum term of 31 days. Lenders can charge interest at a rate of up to 75% of the loan amount, plus fees.

The Pros and Cons of Payday Loans

Like any type of loan, payday loans come with pros and cons that borrowers should consider before taking one out.

Pros

  • Quick and easy to obtain
  • No collateral required
  • Can be used for any purpose
  • Available to individuals with low credit scores

Cons

  • High interest rates and fees
  • Short repayment term
  • Can lead to a cycle of debt if not repaid on time
  • May have a negative impact on credit score

Applying for a Payday Loan in Green Ridge, Missouri

Individuals seeking a payday loan in Green Ridge, Missouri, can turn to TheGuaranteedLoans website to apply for a loan. As a connector service, we connect borrowers with potential lenders who can provide the funds they need. It’s important to note that TheGuaranteedLoans is not a direct lender. Instead, we facilitate connections between borrowers and lenders.

To apply for a payday loan through TheGuaranteedLoans, visit our website and fill out an online application. Our streamlined application process makes it easy to apply and hear back from potential lenders quickly.

Interesting Statistics and Facts

  • In 2020, Missouri payday lenders issued over 1.6 million payday loans, with an average loan value of $393.77.
  • The state of Missouri limits borrowers to one loan per lender at a time and no more than six loans per year.
  • More than 75% of payday loans in Missouri are taken out by borrowers who take out another payday loan within two weeks of paying off their previous loan.
  • The average annual percentage rate (APR) for a payday loan in Missouri is 462.78%.

Is a Payday Loan Right for You?

Before taking out a payday loan in Green Ridge, Missouri, it’s crucial to consider whether it’s the right choice for your financial situation. Think about the pros and cons and whether you can realistically pay the loan back by the due date without causing additional financial hardship. And, as with any financial decision, make sure to review all terms and conditions before agreeing to a loan.

Conclusion

Payday loans can be a useful financial tool for those who need quick cash to cover unexpected expenses. However, high interest rates and fees can lead to a cycle of debt if not used responsibly. By understanding the laws and regulations surrounding payday loans in Green Ridge, Missouri, and weighing the pros and cons, you can make an informed financial decision that’s right for your situation.

Apply Now!

If you’re considering a payday loan in Green Ridge, Missouri, visit TheGuaranteedLoans website to begin the application process. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We’ll connect you with potential lenders who can provide the funds you need. Good luck!

F.A.Q.

Can I be arrested for not paying back a payday loan in Green Ridge, Missouri?

No, it is not legal for a lender to threaten or pursue criminal action for non-payment of a payday loan in Green Ridge, Missouri.

How do I apply for a payday loan in Green Ridge, Missouri?

You can apply for a payday loan in Green Ridge, Missouri by visiting a lender's storefront or website and filling out an application form.