Payday Loans in Grubville, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Grubville, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Central Bank 416 N 2nd St, Odessa, MO 64076 +1 (877) 633 - 5151
Tri-States Payday Loan Co 35570 US-61, Alexandria, MO 63430 +1 (660) 754 - 1110
Courtesy Loans 490 Colonel Sanders Ln, Boonville, MO 65233 +1 (660) 882 - 7998
Peoples Community Bank 422 MO-51, Puxico, MO 63960 +1 (573) 222 - 3700
Chillicothe State Bank 600 Washington St, Chillicothe, MO 64601 +1 (660) 646 - 5120
Walmart Money Center 1025 Walton Dr, Fredericktown, MO 63645 +1 (573) 783 - 5581
Loyal Loans Rock Rd, De Soto, MO 63020
World Finance 1305 Washington St, Chillicothe, MO 64601 +1 (660) 707 - 1349
A & a Loans 620 N Walnut St, Steele, MO 63877 +1 (573) 695 - 5200
Oak Hills Title Company 309 Lewis St, Canton, MO 63435 +1 (573) 288 - 4461

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grubville, MO, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Independence, MO, Payday Loans in Jefferson City, MO, Payday Loans in Joplin, MO, Bad Credit Loans in Kansas City, MO, Payday Loan for Lee's Summit, MO, Payday Loans in Liberty, MO, Emergency Loan in Saint Charles, MO and Quick Loan in Saint Joseph, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grubville, MO.

Payday Loans Available in Grubville, MO By The Following ZIP Codes:

63041

Are Payday Loans Legal In Grubville, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Grubville, MO payday loan calculator

Payday Loans in Grubville, Missouri: All You Need to Know

Are you a resident of Grubville, Missouri, in need of a quick financial fix but struggling to access traditional lending options? Then you may have considered payday loans as a solution. Payday loans are a legal and convenient alternative to traditional loans for those in need of immediate small loans.

What Are Payday Loans?

Payday loans are short-term loans – typically for $500 or less – payable on the borrower’s next payday.

These loans are designed to provide fast cash with minimal credit requirements. They’re popular with individuals in need of emergency cash, especially those with poor credit scores or those unable to access traditional bank loans.

In Grubville, Missouri, payday loans are legal, and licensed lenders operate in the industry. The state regulates the maximum amount a borrower can loan, the interest rates, and fees.

Requirements for Obtaining a Payday Loan in Grubville, MO

Despite their convenience, payday loans can come at a high cost. Here are the qualifications a person must meet to obtain a payday loan in Grubville, MO:

  • Valid ID: You must provide a valid government-issued photo ID to prove your identity and age.
  • Income Proof: You must provide proof that you have a steady source of income, such as a pay stub or bank statement.
  • Active Bank Account: Your lender may require you to have an active bank account in your name to access the loan.
  • Social Security Number: You may be required to provide your Social Security number to verify your identity and check for outstanding loans or debts.

A borrower’s credit score isn’t a significant factor in payday loans, making it an attractive option for individuals with poor credit.

Applying for a Payday Loan in Grubville, MO

The application process for payday loans is simple and straightforward. You can visit your local payday lending store in Grubville, MO, or apply online.

You’ll need to provide all the necessary documents and fill out a loan application form. Your lender will review your application and may call you for additional information, such as employer information or references.

Once you’re approved, you’ll receive your loan funds in cash or in your bank account, depending on the lender you choose. You’ll be required to repay the loan plus interest and fees on your next payday.

The Risks of Payday Loans

Payday loans can be a high-risk option for borrowers. The short-term nature of the loans and their high-interest rates and fees can lead to a debt cycle that’s hard to break.

Borrowers who aren’t able to repay the loans on time may end up rolling over the loan, resulting in additional fees and interest. This can lead to a vicious cycle where the borrower continuously borrows to repay previous loans, putting them in perpetual debt.

Interesting Facts About Payday Loans in Grubville, MO

  • Missouri has an average payday loan interest rate of over 450%, making it one of the highest rates in the country.
  • Over 1.2 million payday loans are taken out in Missouri each year.
  • Payday loan stores in Grubville, MO, are concentrated mainly along the Main Street.
  • The number of payday lenders in Missouri is higher than the number of McDonald’s or Starbucks outlets in the state.

Where to Apply for a Payday Loan in Grubville, MO

If you’re a resident of Grubville, MO, and need a quick financial fix, there are licensed payday lenders that you can work with.

However, it’s essential to keep in mind that payday loans can be high-risk, and do put individuals into debt. Ensure you have a clear repayment plan before taking out the loan and understand the interest rates and fees involved.

If you’re looking for a reputable payday loan service in Grubville, MO, TheGuaranteedLoans provides a platform for connecting borrowers with potential lenders. Apply now to get matched with a suitable lender for your financial needs.

Remember, payday loans are a short-term financial solution. Always consider alternative options before taking out a payday loan and ensure you can make the repayment on time to avoid getting into debt and potentially incurring additional fees.

F.A.Q.

Can I be sued or have my wages garnished if I cannot repay my payday loan in Grubville, Missouri?

Yes, if you fail to repay your payday loan in Grubville, Missouri, the lender may take legal action to recover the debt, including suing you or garnishing your wages.

Can I file a complaint about a payday lender in Grubville, Missouri?

Yes, if you have a complaint about a payday lender in Grubville, Missouri, you can contact the state's Division of Finance to file a complaint and seek assistance.