Payday Loans in Harwood, Missouri

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No payday loan companies in Harwood, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Heights Finance Corporation 1311 A West Business, US-60, Dexter, MO 63841 +1 (573) 624 - 9994
Equity Bank 200 N State St, Knob Noster, MO 65336 +1 (660) 563 - 3011
Check `n Go 805 E Nifong Blvd e, Columbia, MO 65201 +1 (573) 449 - 5250
King of Kash - Sedalia 3200 S Limit Ave, Sedalia, MO 65301 +1 (660) 829 - 4511
Banner Finance of Poplar Bluff 803 W Pine St, Poplar Bluff, MO 63901 +1 (573) 778 - 0900
World Finance 331 S Springfield Ave, Bolivar, MO 65613 +1 (417) 777 - 3111
King of Kash - Springfield West 1803 Grand St, Springfield, MO 65802 +1 (417) 868 - 8300
Check Into Cash 1373 N Westwood Blvd, Poplar Bluff, MO 63901 +1 (573) 686 - 4145
Guaranty Bank Mortgage Center 1001 Porter Wagoner Blvd, West Plains, MO 65775 +1 (417) 257 - 1400
LendNation 100 Chapel Dr Ste D, Monett, MO 65708 +1 (417) 235 - 5735

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Harwood, MO, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Joplin, MO, Payday Loans in Kansas City, MO, Payday Loans in Lee's Summit, MO, Emergency Loan in Liberty, MO, Emergency Loan in Saint Charles, MO, No Credit Check Loans in Saint Joseph, MO, Payday Loans in Saint Louis, MO and Quick Loan in Saint Peters, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Harwood, MO.

Payday Loans Available in Harwood, MO By The Following ZIP Codes:

64750

Are Payday Loans Legal In Harwood, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Harwood, MO payday loan calculator

Payday Loans in Harwood, Missouri

Payday loans have become a popular way for many people to access cash in a fast and convenient manner. If you are a resident of Harwood, Missouri, and you need a short-term loan, a payday loan may be an option for you. Let’s take a closer look at payday loans in Harwood, Missouri.

What Are Payday Loans?

A payday loan is a short-term, small-dollar loan that is typically due on your next payday. These loans can range from $50 to $1,000, depending on your state’s laws and the lender’s policies. In Harwood, Missouri, payday loans are legal and regulated by state laws.

The application process for a payday loan is usually quick and simple. Borrowers must provide proof of income and have an active checking account. The lender will then verify the information and determine if the borrower is eligible for a loan. The funds are usually available in the borrower’s bank account within 24 hours of approval.

How Do Payday Loans Work?

When you take out a payday loan, you agree to repay the loan plus fees and interest on your next payday. For example, if you borrower $300 and the fee is $15 per $100 borrowed, you will owe $345 on your next payday. If you are unable to repay the loan on time, the lender may roll over the loan, which means you will have to pay additional fees and interest. If you default on the loan, the lender may pursue legal action and report the delinquency to credit bureaus, which can have a negative impact on your credit score.

What Are the Pros and Cons of Payday Loans?

Pros:

  • Quick and easy application process.
  • Funds are available within 24 hours.
  • No credit check required.
  • Can be used for any purpose.
  • Short-term solution for unexpected expenses.

Cons:

  • High fees and interest rates can make loans expensive.
  • Can lead to a debt cycle if borrowers are unable to repay on time.
  • May not be a long-term solution to financial problems.
  • May affect your credit score if you default on the loan.

Interesting Facts and Statistics about Payday Loans in Harwood, Missouri

  • Missouri has some of the highest payday loan interest rates in the country, with lenders charging up to 1,950% APR on a typical 14-day loan.
  • Average payday loan amounts in Missouri are $315, with borrowers paying an average fee of $51 per loan.
  • There are over 1,220 payday lending locations in Missouri.

Apply Now for a Payday Loan in Harwood, Missouri

If you are in need of a short-term loan in Harwood, Missouri, TheGuaranteedLoans can help. We connect borrowers with potential lenders and make the application process quick and easy. Simply fill out our online application form and wait for potential lenders to review your information. If approved, you could have the funds in your bank account within 24 hours.

Please note that TheGuaranteedLoans is not a direct lender. We are a connector service that works with a network of lenders to help borrowers find the best possible loan. Make sure to read and understand all terms and conditions before accepting a loan offer.

F.A.Q.

Are there any restrictions on payday loan amounts in Harwood, Missouri?

Yes, the maximum payday loan amount in Harwood, Missouri is $500, and the minimum loan term is 14 days.

Can I renew or extend my payday loan in Harwood, Missouri?

No, payday loans in Harwood, Missouri cannot be renewed or extended.