Payday Loans in Holt, Missouri

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No payday loan companies in Holt, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
LendNation 2565 S Campbell Ave, Springfield, MO 65807 +1 (417) 886 - 0002
Stifel 222 Madison St, Jefferson City, MO 65101 +1 (573) 635 - 7997
Title Cash 510 Ryan St, Boonville, MO 65233 +1 (660) 882 - 2711
Payday Money Store 900 East 23rd St S, Independence, MO 64055 +1 (816) 461 - 3121
Thrivent Financial for Lutherans 300 Fulton Ave, Mokane, MO 65059 +1 (573) 880 - 5423
Sun Loan Company 100 N Providence Rd #105, Columbia, MO 65203 +1 (573) 441 - 2565
Security Finance 610 Walton Dr, Farmington, MO 63640 +1 (573) 760 - 1225
Tower Loan 3200 Penn Terrace #120, Columbia, MO 65202 +1 (573) 886 - 2112
Security Finance 1901 E 32nd St 6, Joplin, MO 64804 +1 (417) 624 - 6933
Fast Loans By Phone 219 E 12th St, Kansas City, MO 64106 +1 (816) 421 - 2557

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Holt, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Springfield, MO, Payday Loan Companies in Wentzville, MO, 24-Hour Loan in Ballwin, MO, Payday Loans in Blue Springs, MO, Payday Loans in Cape Girardeau, MO, No Credit Check Loans in Chesterfield, MO, Payday Loan Without a Credit Check in Columbia, MO and Payday Loans in Florissant, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Holt, MO.

Beautiful sights of Holt, MO

Payday Loans Available in Holt, MO By The Following ZIP Codes:

64048

Are Payday Loans Legal In Holt, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Holt, MO payday loan calculator

Payday Loans in Holt, Missouri – Everything You Need to Know

If you’re facing a financial emergency and need quick cash, a payday loan may be a tempting option. Payday loans are short-term loans that are typically due on your next payday. They are designed to provide access to quick cash when you need it most, but they come with high interest rates and fees.

How do payday loans work?

In Holt, Missouri, payday loans are legal. To apply for a payday loan, you typically need to provide proof of income and a valid ID. You may also be required to give the lender access to your bank account or write a post-dated check for the amount of the loan plus fees.

The lender will then give you the cash you need, minus the fees, and you’ll be required to repay the loan on your next payday. If you can’t repay the loan in full, the lender may extend the loan and charge additional fees and interest.

What are the risks?

Payday loans can be a risky way to borrow money. The high interest rates and fees can make it difficult to pay back the loan on time. If you can’t repay the loan, the lender may extend it and charge additional fees and interest. This can lead to a cycle of debt that’s difficult to break.

Additionally, some payday lenders may engage in predatory practices, such as charging excessive fees or engaging in aggressive collection tactics.

What are the alternatives?

If you’re considering a payday loan, it’s important to explore all of your options first. You may be able to borrow money from friends or family, or you may be eligible for a personal loan from a bank or credit union. Additionally, you may be able to work out a payment plan with your creditors.

  • Consider reaching out to a non-profit credit counseling service for help managing your debt and creating a budget.
  • Look into local assistance programs that may be able to provide short-term financial assistance.
  • Consider selling items you no longer need or working a part-time job to make extra money.

Interesting facts and statistics

  • Missouri has approximately 1,100 payday lending locations.
  • In Missouri, borrowers are allowed to take out payday loans of up to $500 with a repayment period of up to 31 days.
  • The average interest rate on payday loans in Missouri is 462%, with fees that can add up to hundreds or even thousands of dollars.
  • Around 12 million Americans take out payday loans each year, with the average borrower taking out eight loans of $375 each annually.

How to apply for a payday loan

If you’ve weighed all of your options and decide that a payday loan is the best choice for your financial situation, you can apply for a loan on TheGuaranteedLoans website. Keep in mind that TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of potential lenders to help you find the best loan option for your needs.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application, providing basic information about yourself, your income, and your employment status. Once you submit your application, we’ll search our network of potential lenders to connect you with a loan option that works for you.

The bottom line

Payday loans can be a risky way to borrow money, but they may be the best option in certain situations. If you’re considering a payday loan, it’s important to weigh the risks and explore all of your alternatives first. And if you do decide to take out a payday loan, apply through a reputable connector service like TheGuaranteedLoans to ensure you’re getting the best loan option for your needs.

Apply Now

Fill out our online application to get connected with potential lenders today. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We’ll work to find the best loan option for your needs.

F.A.Q.

Is it possible to extend the due date for a payday loan in Holt, Missouri?

No, Missouri law does not allow for the extension of payday loan due dates. Borrowers must repay the loan in full on the agreed upon date.

Can I take out a payday loan if I have bad credit or a bankruptcy on my record?

Yes, payday lenders do not typically perform credit checks, so your credit history will not impact your eligibility for a payday loan.