Payday Loans in Iberia, Missouri

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No payday loan companies in Iberia, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Commerce Bank 1460 S Jefferson Ave, Lebanon, MO 65536 +1 (417) 532 - 2161
Security Finance 2112 S Baltimore St, Kirksville, MO 63501 +1 (660) 627 - 5858
Title Cash 127 E Austin Blvd suite a, Nevada, MO 64772 +1 (417) 448 - 8900
Boothill Cash Advance 211 E Broadway St, Hayti, MO 63851 +1 (573) 359 - 1700
LendNation 1231 Imperial Main, Imperial, MO 63052 +1 (636) 461 - 4067
Sun Loan Company 2406 N Baltimore St, Kirksville, MO 63501 +1 (660) 665 - 8512
American Bank of Missouri 690 N Service Rd, Wright City, MO 63390 +1 (636) 745 - 2888
Empire Finance of Kennett 1011 Independence Ave, Kennett, MO 63857 +1 (573) 888 - 9599
TitleMax Title Secured Loans 11449 St Charles Rock Rd, Bridgeton, MO 63044 +1 (314) 392 - 5485
World Finance Corporation 904 S Sturgeon St, Montgomery City, MO 63361 +1 (573) 564 - 3845

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Iberia, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Lee's Summit, MO, Payday Loan Companies in Liberty, MO, Payday Loans in Saint Charles, MO, Guaranteed Loans in Saint Joseph, MO, Payday Loans in Saint Louis, MO, Short-term Loans in Saint Peters, MO, Payday Loans in Springfield, MO and Payday Loans in Wentzville, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Iberia, MO.

Beautiful sights of Iberia, MO

Payday Loans Available in Iberia, MO By The Following ZIP Codes:

65486

Are Payday Loans Legal In Iberia, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Iberia, MO payday loan calculator

Understanding Payday Loans in Iberia, Missouri

Payday loans are a type of short-term loan that are designed to help individuals cover unexpected expenses that arise between paychecks. While these loans are often associated with high fees and interest rates, they can be a valuable resource for those in need of quick cash. In Iberia, Missouri, payday loans are legal and regulated under state law.

How do payday loans work?

Payday loans are typically smaller loans, usually ranging from $100 to $1,000, depending on the lender. They are usually due to be paid back in full by the borrower’s next paycheck, hence the name ‘payday loan’. The process of getting a payday loan in Iberia, Missouri is relatively simple. A borrower will typically need to provide proof of income, identification, and a checking account.

Once a borrower is approved for a payday loan, they can receive the funds as soon as the same day or next business day. It’s important to note that payday loans often come with high fees and interest rates, so it’s crucial that borrowers fully understand the terms and are able to pay back the loan on time to avoid accruing additional fees and interest.

What are the regulations for payday loans in Missouri?

Payday loans in Missouri are legal and regulated by state law. Under Missouri law, lenders can charge a maximum fee of 75% of the loan amount, up to $75. For example, if a borrower takes out a $200 payday loan, the maximum fee the lender can charge is $75. Additionally, Missouri law requires lenders to provide borrowers with a written agreement that outlines the terms and conditions of the loan.

Missouri law also prohibits lenders from rolling over or extending a payday loan beyond the original due date. Borrowers are also only allowed to have one outstanding payday loan at a time and are required to wait at least 24 hours after paying off a loan before taking out another one.

Why might someone need a payday loan in Iberia, Missouri?

  • To cover unexpected expenses such as car repairs or medical bills
  • To avoid bounced check fees or late payment fees on credit card bills
  • To avoid utility shut-off due to non-payment
  • To bridge the gap between paychecks

Interesting Facts and Statistics

  • The average payday loan in Missouri is $307, with an average fee of $53
  • Missouri has more than twice as many payday loan stores than McDonald’s locations
  • Payday lending is a billion-dollar industry in Missouri

How can TheGuaranteedLoans help?

TheGuaranteedLoans is a connector service that can help individuals connect with potential lenders to find a payday loan that fits their needs. By filling out a simple online application on TheGuaranteedLoans website, borrowers can be connected with potential lenders quickly and easily.

It’s important to note that TheGuaranteedLoans is not a direct lender and does not make decisions about loan approvals or denials. Instead, we work to connect borrowers with reputable lenders who can provide them with the loan they need.

Apply Now

If you’re in need of a payday loan in Iberia, Missouri, TheGuaranteedLoans can help. Simply fill out our online application to get started and be connected with potential lenders who can provide you with the funds you need. Remember to carefully review the terms and fees associated with any loan before signing on the dotted line.

F.A.Q.

Can I apply for a payday loan online in Iberia, Missouri?

Yes, many payday lenders in Iberia, Missouri offer online application and approval processes.

Are there any restrictions on how payday loan funds can be used?

No, payday loan funds can be used for any purpose, as determined by the borrower.