Payday Loans in Jonesburg, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Jonesburg, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
United States Postal Service 233 Illinois Ave Ste 1, Fort Leonard Wood, MO 65473 +1 (800) 275 - 8777
Heights Finance Corporation 1315 US-24, Moberly, MO 65270 +1 (660) 263 - 9213
IAA Vehicle Purchasing 1155 N Eldon Ave B, Springfield, MO 65803 +1 (417) 863 - 8976
World Finance Corporation 320 N Main St, Maryville, MO 64468 +1 (660) 582 - 3243
World Finance Corporation 1610 Denmark Rd, Union, MO 63084 +1 (636) 583 - 9922
Title Cash 1200 N Morley St, Moberly, MO 65270 +1 (660) 263 - 1141
C & C Cash Advance 1819 N Main St, Higginsville, MO 64037 +1 (660) 584 - 6266
ACE Cash Express 6303 Main St, Grandview, MO 64030 +1 (816) 382 - 0095
Show Me the Money Check Casher 408 N Walnut St, Cameron, MO 64429 +1 (816) 632 - 5593
King of Kash 7 N Lafayette Ave, Marshall, MO 65340 +1 (660) 886 - 9761

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jonesburg, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saint Louis, MO, Payday Loans in Saint Peters, MO, 24-Hour Loan in Springfield, MO, No Credit Check Loans in Wentzville, MO, Payday Loan Companies in Ballwin, MO, Payday Loans in Blue Springs, MO, Payday Loans in Cape Girardeau, MO and Guaranteed Loans in Chesterfield, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jonesburg, MO.

Beautiful sights of Jonesburg, MO

Payday Loans Available in Jonesburg, MO By The Following ZIP Codes:

63351

Are Payday Loans Legal In Jonesburg, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Jonesburg, MO payday loan calculator

Understanding Payday Loans in Jonesburg, Missouri

Payday loans are small, short-term loans that are designed to help individuals cover unexpected expenses or bridge the gap between paydays. In Jonesburg, Missouri, payday loans are legal, but it’s important to understand the regulations and potential risks involved before you take out a loan.

How Payday Loans Work

Payday loans are typically offered in amounts ranging from $100 to $500, and are due on the borrower’s next payday. The borrower writes a post-dated check or gives the lender access to their bank account, and in return, receives the loan amount, minus fees and interest.

The fees and interest associated with payday loans can be high, which is why it’s important to understand the terms of the loan. In Missouri, lenders can charge up to 75% of the loan amount in fees and interest. This means that if you take out a $500 loan, you could end up paying up to $375 in fees and interest on top of the loan amount.

Regulations in Missouri

While payday loans are legal in Missouri, there are regulations in place to protect borrowers. Lenders must be licensed through the Missouri Division of Finance, and are prohibited from charging more than 75% in fees and interest.

Additionally, Missouri law requires lenders to provide a written agreement detailing the terms of the loan, including the total amount of fees and interest, the due date, and the procedure for extending or repaying the loan.

The Risks of Payday Loans

While payday loans can be a useful tool for those in need of quick cash, they also come with significant risks. The high fees and interest rates associated with payday loans can make them difficult to repay, leading to a cycle of debt that can be difficult to escape. It’s important to only take out a payday loan if you’re confident that you can repay the loan in full on your next payday.

Interesting Facts and Statistics about Payday Loans in Jonesburg, Missouri

  • According to a 2019 report from the Missouri Division of Finance, there were 1,275 licensed payday lenders operating in the state.
  • In 2020, the Missouri legislature passed a law allowing lenders to offer installment loans as an alternative to payday loans. Installment loans allow borrowers to repay the loan over a longer period of time, with lower fees and interest rates.
  • According to a 2019 survey by the Federal Reserve, 39% of Americans would not be able to cover a $400 emergency expense without borrowing money or selling something.

Apply Now

If you’re considering a payday loan in Jonesburg, Missouri, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we work with a network of reliable lenders to help you find the best loan for your needs. You can fill out an online application today to get started.

Please note that TheGuaranteedLoans is not a direct lender, and we do not make loan decisions or collect payments. Instead, we facilitate your connection with potential lenders, and provide resources and information to help you make informed decisions about your finances.

F.A.Q.

What should I do if I cannot repay my payday loan on time in Jonesburg, Missouri?

If you cannot repay your payday loan on time in Jonesburg, Missouri, you should contact your lender immediately to discuss potential options, such as extending the repayment period or rolling the loan over into a new one.

Can I get a payday loan online in Jonesburg, Missouri?

Yes, many payday lenders in Jonesburg, Missouri offer the option to apply for a loan online.