Payday Loans in Kingdom City, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Kingdom City, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
HNB Bank 1120 US-24, Monroe City, MO 63456 +1 (573) 735 - 2265
World Finance 1305 Washington St, Chillicothe, MO 64601 +1 (660) 707 - 1349
LendNation 490 S 7 Highway, Blue Springs, MO 64014 +1 (816) 229 - 7000
Central Bank 4668 Blue Ridge Blvd, Kansas City, MO 64133 +1 (816) 521 - 2591
TitleMax Title Secured Loans 115 N Bishop Ave, Rolla, MO 65401 +1 (573) 341 - 0255
King of Kash 7 N Lafayette Ave, Marshall, MO 65340 +1 (660) 886 - 9761
Cedar County Abstract & Title 105 E Spring St, El Dorado Springs, MO 64744 +1 (417) 876 - 4812
Southern Bank 52 E Missouri St, Benton, MO 63736 +1 (573) 545 - 4555
Advance America 621 N Providence Rd, Columbia, MO 65203 +1 (573) 442 - 5306
Heights Finance Corporation 1251 Cherokee Dr, Marshall, MO 65340 +1 (660) 831 - 5164

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kingdom City, MO, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Cape Girardeau, MO, Same Day Loans in Chesterfield, MO, Payday Loan Without a Credit Check in Columbia, MO, Payday Loans in Florissant, MO, Payday Loans in Independence, MO, Payday Loans in Jefferson City, MO, 24-Hour Loan in Joplin, MO and Payday Loans in Kansas City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kingdom City, MO.

Beautiful sights of Kingdom City, MO

Payday Loans Available in Kingdom City, MO By The Following ZIP Codes:

65262

Are Payday Loans Legal In Kingdom City, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Kingdom City, MO payday loan calculator

Payday Loans in Kingdom City, Missouri

Payday loans can be a helpful solution for those who need quick cash for unexpected expenses. In Kingdom City, Missouri, payday loans are legal and regulated by state laws. If you are considering taking out a payday loan in Kingdom City, it’s important to understand the rules and regulations surrounding these loans to make informed decisions. In this article, we’ll provide you with everything you need to know about payday loans in Kingdom City, Missouri.

How do Payday Loans Work in Kingdom City?

A payday loan is a short-term loan that typically must be repaid within two to four weeks. Borrowers provide a post-dated check or authorize an electronic debit to repay the loan amount plus interest and fees. With payday loans, lenders do not typically perform a credit check, making them accessible to those with poor credit or a lack of credit history. However, the interest rates and fees associated with payday loans tend to be higher than traditional loans, which is why they are considered a risky borrowing option.

Regulations for Payday Loans in Kingdom City, Missouri

Payday loans in Kingdom City are legal and are regulated by the Missouri Division of Finance. According to the state law, payday loans cannot exceed $500 and lenders cannot charge more than 75% in interest and fees. Loan terms must be at least 14 days. Borrowers are allowed to take out up to six payday loans within one calendar year with a single lender. If a borrower fails to pay the loan on time, lenders are allowed to charge a non-sufficient fund (NSF) fee, but cannot threaten criminal prosecution to collect the debt.

The Pros and Cons of Payday Loans

Payday loans can be a viable option for people who need cash quickly, but they come with some risks. Here are some advantages and disadvantages of payday loans:

Pros:

  • Quick and easy access to cash
  • No credit check required
  • Short repayment period

Cons:

  • High interest rates and fees
  • Can lead to a cycle of debt
  • Not a long-term financial solution

Interesting Facts About Payday Loans in Kingdom City

  • According to recent statistics, the average payday loan amount in Missouri is $315, and the average APR is 455%.
  • Missouri has some of the most lenient payday loan regulations in the country, with one of the highest interest rate limits.
  • In 2019, Missouri payday lenders issued over 1.8 million payday loans, totaling over $640 million in loan volume.

Applying for a Payday Loan in Kingdom City

At TheGuaranteedLoans, we offer a fast and easy way for you to apply for a payday loan online. By visiting our website, you can fill out a short application and receive a decision from a lender within minutes. Keep in mind that while we do not lend money directly, we are a connector service that will facilitate your connection with potential lenders.

Apply Now

If you need quick cash in Kingdom City, Missouri, consider a payday loan. Apply now through TheGuaranteedLoans and get connected with a lender today.

Disclaimer: TheGuaranteedLoans is a connector service and does not provide direct loans. We do not make credit decisions or determine rates and fees associated with the loans. The content provided in this article is for informational purposes only and does not constitute legal or financial advice.

F.A.Q.

Can I apply for a payday loan if I have bad credit?

Yes, payday loans in Kingdom City, Missouri do not require a credit check, so having bad credit will not disqualify you from applying.

Can a payday loan help improve my credit score in Kingdom City, Missouri?

No, payday loans do not typically report to credit bureaus and therefore will not have an impact on your credit score. It is recommended to explore other options for improving your credit.