Payday Loans in Lampe, Missouri

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No payday loan companies in Lampe, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Combs MiniStorage, Check Cashing & Payday Loans 2100 US-67, Festus, MO 63028 +1 (636) 931 - 7400
Central Bank 203 E Liberty St, Mexico, MO 65265 +1 (573) 581 - 2381
Sun Loan Company 3201 Lusk Drive, Ste AA, Neosho, MO 64850 +1 (417) 455 - 1565
Advance America 709 S Jefferson Ave, Lebanon, MO 65536 +1 (417) 533 - 3156
First State Community Bank 20 E School St, Bonne Terre, MO 63628 +1 (573) 358 - 3388
Cameron Title Company 123 E 3rd St, Cameron, MO 64429 +1 (816) 632 - 6679
Commerce Bank 701 Broadway Exd, Hannibal, MO 63401 +1 (573) 221 - 0103
Community Bank & Trust 202 N Main St, Granby, MO 64844 +1 (417) 472 - 6216
Parr Family Pawn 415 E Main St, Hayti, MO 63851
Commerce Bank 858 Meramec Station Road, Valley Park, MO 63088 +1 (314) 746 - 3002

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lampe, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Joplin, MO, Payday Loans in Kansas City, MO, Guaranteed Loans in Lee's Summit, MO, Payday Loans in Liberty, MO, Payday Loans in Saint Charles, MO, 24-Hour Loan in Saint Joseph, MO, Payday Loan Without a Credit Check in Saint Louis, MO and 24-Hour Loan in Saint Peters, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lampe, MO.

Beautiful sights of Lampe, MO

Are Payday Loans Legal In Lampe, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Lampe, MO payday loan calculator

Payday Loans in Lampe, Missouri: What You Need to Know

If you find yourself in a tight financial situation, a payday loan might be a solution worth considering. Payday loans are small-dollar, short-term loans that can help you cover unexpected expenses between paychecks. What do you need to know about payday loans in Lampe, Missouri?

The Basics of Payday Loans in Lampe

First things first: payday loans are legal in Missouri. According to the Missouri Division of Finance, payday lenders can charge up to 75% of the loan amount in interest and fees. That means if you borrow $100, you can expect to pay up to $75 in fees and interest over the course of the loan.

In Lampe, there are several payday lending companies that can provide you with a loan. Before you borrow from any of these lenders, be sure to understand the terms and conditions of the loan. Pay attention to the interest rate, fees, and the repayment schedule.

Who Can Get a Payday Loan in Lampe?

To be eligible for a payday loan in Missouri, you must be at least 18 years old and have a steady income source. You will also need to provide proof of residence, a valid ID, and an active bank account.

The Pros and Cons of Payday Loans in Lampe

Like any financial product, payday loans have pros and cons. Here are some of the things to consider before you borrow:

Pros

  • Quick access to cash
  • No credit check required
  • You can use the funds for any purpose
  • You can build credit if you repay the loan on time

Cons

  • High interest rates and fees
  • Short repayment period (usually two weeks)
  • Can lead to a cycle of debt if you can’t repay the loan on time
  • Not a long-term financial solution

It’s important to weigh the pros and cons carefully before you take out a payday loan. Consider your financial situation and your ability to repay the loan on time.

Interesting Facts and Statistics

  • The average payday loan in Missouri is around $300.
  • Missouri has over 1,000 payday lending locations.
  • Nearly 2 million payday loans were taken out in Missouri in 2019.
  • The average APR on a payday loan in Missouri is 462%.

Apply Now

If you have decided that a payday loan is the right solution for your financial needs, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders based on your application. Just fill out our online application and we’ll take care of the rest. Remember, we are not a direct lender and we do not make credit decisions.

Conclusion

Payday loans can be a helpful solution when you need quick access to cash. However, it’s important to educate yourself about the risks and benefits before you borrow. If you decide that a payday loan is right for you, be sure to choose a reputable lender with transparent terms and conditions.

F.A.Q.

Can I be charged with criminal penalties for defaulting on a payday loan in Lampe, Missouri?

No, in Lampe, Missouri, borrowers cannot be charged with criminal penalties for defaulting on a payday loan. However, lenders may pursue civil action to collect on unpaid loans.

Is a credit check required for payday loans in Lampe, Missouri?

No, payday lenders in Lampe, Missouri do not typically perform credit checks during the loan application process.