Payday Loans in Laredo, Missouri

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No payday loan companies in Laredo, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Secured Loans 160 Magee St, Troy, MO 63379 +1 (636) 542 - 9402
Tower Loan 114 Forest Ave, Liberty, MO 64068 +1 (816) 781 - 8900
Banner Finance 803 W Pine St, Poplar Bluff, MO 63901 +1 (573) 778 - 0900
LendNation 813 Missouri Blvd, Jefferson City, MO 65109 +1 (573) 761 - 0607
Lukes Auto Repair 600 Fellows St , Utica, MO 64686 +1 (660) 973 - 7459
Check Into Cash 207-D N Providence Rd, Columbia, MO 65203 +1 (573) 817 - 5882
Rogers's Pawn & Gun 904 Washington St, Chillicothe, MO 64601 +1 (660) 646 - 7296
World Finance 116 W 4th St, Caruthersville, MO 63830 +1 (573) 333 - 1095
Money Source 1504 S Commercial St, Harrisonville, MO 64701 +1 (816) 887 - 1977
Chariton Abstract & Title Co 209 S Ash St, Keytesville, MO 65261 +1 (660) 288 - 3446

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Laredo, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Columbia, MO, Payday Loan Companies in Florissant, MO, Payday Loans in Independence, MO, Payday Loans in Jefferson City, MO, Quick Loan in Joplin, MO, Same Day Loans in Kansas City, MO, Payday Loans in Lee's Summit, MO and Payday Loans in Liberty, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Laredo, MO.

Payday Loans Available in Laredo, MO By The Following ZIP Codes:

64652

Are Payday Loans Legal In Laredo, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Laredo, MO payday loan calculator

Understanding Payday Loans in Laredo, Missouri

Life is full of surprises and sometimes we find ourselves in a situation where we need cash urgently. Whether it’s an unexpected medical expense or a car repair, these emergencies often come with a price tag. You might be short on funds, but luckily there is a solution – payday loans.

Payday loans have become a popular option for people who need to access cash quickly. However, it’s essential to understand what a payday loan is before making a decision. In this article, we’ll explore everything you need to know about payday loans in Laredo, Missouri.

What is a Payday Loan?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to help people cover unexpected expenses, such as car repairs or medical bills. Payday loans are usually easy to access, and the application process is fast, often taking just a few minutes to complete.

Payday lenders don’t require a credit check, making it an attractive option for people who have poor or no credit history. However, payday loans come with high-interest rates, making it essential to pay back your loan on time to avoid additional fees.

How do Payday Loans Work?

The process of obtaining a payday loan in Laredo, Missouri is relatively easy. You must be 18 years old and have a valid ID, a working phone number, and an active bank account. Once you have all the necessary requirements, you can fill out a simple online application form, which includes details such as your name, address, and employment information.

If you meet all the requirements, you will be approved for a loan, and the funds will be deposited into your account. You will be required to repay the loan on your next payday, along with the interest and fees charged by the lender.

Are Payday Loans Legal in Laredo, Missouri?

Yes, payday loans are legal in Laredo, Missouri. The state has specific laws regulating payday lenders to ensure transparency and consumer protection. For instance, lenders are not allowed to charge more than 75% of the original loan amount in interest and fees.

Missouri requires all payday lenders to be licensed and registered with the state. The Attorney General’s office regulates the payday lending industry in Missouri and provides resources to help consumers make informed decisions.

Benefits of Payday Loans

  • Fast Approval: Payday loans are usually approved within 24 hours or less.
  • No Credit Check: Payday lenders usually don’t require a credit check, which means that individuals with poor credit can still get a loan.
  • Easy Application: The application process is simple and fast.

Drawbacks of Payday Loans

  • High-Interest Rates: Payday loans come with high-interest rates, which can make them more expensive than other types of loans.
  • Short repayment period: Payday loans are usually due on your next payday, which means you may have to repay the loan in a short period.
  • Risk of Debt: If you are unable to repay your loan on time, you may face additional fees and may incur debt. It’s essential to repay your loan on time to avoid additional fees and debt burden.

Interesting Facts about Payday Loans in Laredo, Missouri

  • Missouri has over 1,200 payday loan storefronts.
  • Payday lending generates an estimated $84 million annually in Missouri.
  • The average payday loan in Laredo, Missouri is $375.

Apply Now

At TheGuaranteedLoans, we help connect people with lenders who specialize in payday loans. Our process is simple and fast. If you need to access cash quickly, fill out an online application form on our website. Please note that we are a connector service and not a lender. We will facilitate your connection with potential lenders to help you get the cash you need.

Payday loans can be a helpful option for people who need cash urgently. However, it’s essential to understand the terms and conditions of the loan before making a decision. Make sure you can afford to pay back the loan on time to avoid additional fees and financial stress.

F.A.Q.

Is it possible to extend the due date for a payday loan in Laredo, Missouri?

No, Missouri law does not allow for the extension of payday loan due dates. Borrowers must repay the loan in full on the agreed upon date.

Can I take out a payday loan if I have bad credit or a bankruptcy on my record?

Yes, payday lenders do not typically perform credit checks, so your credit history will not impact your eligibility for a payday loan.