Payday Loans in Latham, Missouri

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No payday loan companies in Latham, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
LendNation 2203 E 32nd St #4, Joplin, MO 64804 +1 (417) 553 - 2951
Sun Loan Company 523 E US Hwy 24, Independence, MO 64050 +1 (816) 461 - 5827
Empire Finance 2914 E 32nd St 111, Joplin, MO 64804 +1 (417) 624 - 4524
Sun Loan Company 2903-C, W Broadway Blvd, Sedalia, MO 65301 +1 (660) 826 - 7971
Oak Hills Title Company 309 Lewis St, Canton, MO 63435 +1 (573) 288 - 4461
UMB Bank with drive-thru services 301 MO-7, Blue Springs, MO 64015 +1 (816) 220 - 5510
Walmart Money Center 1433 Sam Houston Blvd, Houston, MO 65483 +1 (417) 967 - 3302
Loan Machine 1257 E Republic Rd, Springfield, MO 65804 +1 (417) 832 - 0546
Principal Financial 7288 Hwy M, Huggins, MO 65484 +1 (573) 381 - 2398
World Finance 100 Brickton Rd Suite 104, Columbia, MO 65201 +1 (573) 814 - 7025

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Latham, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saint Charles, MO, Payday Loan Without a Credit Check in Saint Joseph, MO, Payday Loans in Saint Louis, MO, Quick Loan in Saint Peters, MO, Payday Loans in Springfield, MO, Short-term Loans in Wentzville, MO, Quick Loan in Ballwin, MO and Payday Loans in Blue Springs, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Latham, MO.

Are Payday Loans Legal In Latham, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Latham, MO payday loan calculator

Payday loans are a popular way for people to get quick cash, especially for those who are facing unexpected expenses or financial emergencies. Latham, Missouri is one of the many areas in the United States where payday loans are legal.

What are Payday Loans?

Payday loans are short-term, high-interest loans that are typically due on the borrower’s next payday. These loans are usually for small amounts, ranging from $100 to $1,500, and are given to borrowers who have a steady source of income and a checking account. The loan is generally repaid by the borrower’s next payday, along with interest and fees.

How do Payday Loans Work in Latham, Missouri?

In Latham, Missouri, payday loans are legal, but there are some regulations in place to protect borrowers. Lenders are required to be licensed by the Missouri Division of Finance and must follow specific guidelines regarding loan amounts, interest rates, and fees.

Interest Rates and Fees

In Missouri, the maximum interest rate for payday loans is 75% of the loan amount. This means that for every $100 borrowed, the interest cannot exceed $75. Lenders are also allowed to charge a fee, and the maximum fee is $75 for a $100 loan.

Repayment

Borrowers in Latham, Missouri have a maximum of 14 days to repay a payday loan. If the loan is not repaid on time, the lender can charge additional fees or roll the loan over into a new loan.

The Pros and Cons of Payday Loans

Payday loans can be a great way to get the cash you need quickly, but they also come with some risks.

  • Pros:
  • Quick and easy access to cash
  • No credit check required
  • Can be used for almost any purpose
  • Cons:
  • High interest rates and fees
  • Short repayment period
  • Can lead to a cycle of debt

Interesting Facts and Statistics about Payday Loans in Latham, Missouri

Did you know that according to the Missouri Division of Finance, there were over 1.2 million payday loans issued in Missouri in 2020? The average loan amount was $330, and the average interest rate was 463%. These numbers show just how popular payday loans are in Missouri, but they also highlight the importance of being aware of the risks associated with these types of loans.

Apply Now

If you need cash quickly and are considering a payday loan, remember that TheGuaranteedLoans is here to help. As a connector service, we work with a network of reputable lenders to help you find the best loan options for your needs. Fill out our online application today to get started!

F.A.Q.

Can I take out a payday loan if I am receiving unemployment benefits?

Yes, as long as you have a steady source of income, you may be eligible for a payday loan.

Are there any alternatives to payday loans in Latham, Missouri?

Yes, there are other options for short-term financial assistance, such as personal loans from banks or credit unions, or borrowing from friends or family.