Payday Loans in Lee’s Summit, Missouri

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Payday Loan Companies in Lee's Summit, MO

Company nameAddressZip codePhone number
A-1 Premium Acceptance 616 MO-291 64086 +1 (816) 554 - 4860
Advance America 284 SW Blue Pkwy 64063 +1 (816) 554 - 7944
Check Into Cash 515 SE Melody Ln 64063 +1 (816) 525 - 8210
CheckSmart 1435 NE Douglas St 64086 +1 (816) 347 - 8899
Grace Jewelry Loan Ltd 111 SE 2nd St 64063 +1 (816) 554 - 9609
National Payday 559 SE Melody Ln 64063 +1 (816) 607 - 3160
Personal Finance Company 1171 NE Rice Rd 64086 +1 (816) 246 - 8023
Same Day Payday Loans NW Alley 64063 +1 (855) 748 - 5759
TitleMax Title Loans 760 NE State Route 291 64086 +1 (816) 875 - 2105
Tower Loan 254 NE Chipman Rd 64063 +1 (816) 246 - 5115

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lee's Summit, MO, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Liberty, MO, Payday Loans in Saint Charles, MO, Payday Loans in Saint Joseph, MO, No Credit Check Loans in Saint Louis, MO, Payday Loans in Saint Peters, MO, Online Loans in Springfield, MO, Short-term Loans in Wentzville, MO and Quick Loan in Ballwin, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lee's Summit, MO.

Beautiful sights of Lee's Summit, MO

Payday Loans Available in Lee's Summit, MO By The Following ZIP Codes:

64002, 64063, 64064, 64081, 64082, 64083, 64086, 64134, 64149

Are Payday Loans Legal In Lee's Summit, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Lee's Summit, MO payday loan calculator

Payday Loans in Lee’s Summit, Missouri

Payday loans, also referred to as cash advances, are short-term loans that are meant to be repaid within a few weeks or months. They are often used to cover unexpected expenses or to bridge the gap between paychecks. The state of Missouri has strict laws that govern payday lending, but residents of Lee’s Summit can still take advantage of these convenient loans.

How Payday Loans Work in Lee’s Summit, Missouri

Payday loans are typically taken out in small amounts, typically ranging from $100 to $500. The borrower agrees to pay the lender back, plus any applicable fees or interest, on their next payday. In Lee’s Summit, payday lenders are only allowed to charge a maximum interest rate of $75 for the first $300 borrowed and a rate of 36% for any loan amount above $300.

Payday Loan Requirements in Lee’s Summit, Missouri

In order to qualify for a payday loan in Lee’s Summit, borrowers must meet certain criteria. First and foremost, borrowers must be at least 18 years old, have a valid photo ID, and be employed or have a verifiable source of income. Additionally, borrowers must provide proof of residence, such as a utility bill or lease agreement, and show that they have a checking or savings account in good standing.

Applying for a Payday Loan in Lee’s Summit, Missouri

Applying for a payday loan in Lee’s Summit, Missouri is a relatively straightforward process. To begin, borrowers must fill out an application with the lender, which includes information such as name, address, income, Social Security number, and bank account information. The lender will then review the application and determine if the borrower meets the necessary requirements and if they are eligible for the loan. Once approved, the funds are deposited directly into the borrower’s checking or savings account.

Repaying a Payday Loan in Lee’s Summit, Missouri

Repaying a payday loan in Lee’s Summit, Missouri is just as straightforward as applying for one. The borrower must repay the loan, plus any applicable fees or interest, on their next payday. It is important to note that if the borrower does not have the funds to repay the loan on their next payday, they must contact the lender as soon as possible to make alternate arrangements.

F.A.Q.

Who is eligible to apply for a payday loan in Lee’s Summit, Missouri?

In order to be eligible to apply for a payday loan in Lee’s Summit, Missouri, borrowers must be at least 18 years old, have a valid photo ID, and be employed or have a verifiable source of income. Additionally, they must provide proof of residence and show that they have a checking or savings account in good standing.

What are the interest rates for payday loans in Lee’s Summit, Missouri?

The maximum interest rate for payday loans in Lee’s Summit, Missouri is $75 for the first $300 borrowed and a rate of 36% for any loan amount above $300.

What happens if I am unable to repay my payday loan on my next payday?

If you are unable to repay your payday loan on your next payday, it is important to contact your lender as soon as possible to make alternate arrangements.

TheGuaranteedLoans: Apply Now and Get Connected with Lenders

TheGuaranteedLoans is the ultimate platform to get connected with lenders offering payday loans in Lee’s Summit, Missouri. We offer a quick and convenient online application, so you can get the funds you need when you need them. All of our lenders abide by the state regulations and follow responsible lending practices, so you can rest assured that you’re in safe hands. Apply now and get the cash you need quickly and safely.

More F.A.Q.

How long do I have to repay a payday loan in Lee's Summit, Missouri?

Payday loans in Lee's Summit, Missouri must be repaid within 14 days.

Can I renew or roll over my payday loan in Lee's Summit, Missouri?

Renewals or rollovers are not allowed for payday loans in Lee's Summit, Missouri.

How Many Cash Advance Companies are in Lee's Summit, MO?

With the help of our service, you will be able to find 10 cash advance companies in Lee's Summit, MO

What Cash Advance Companies in Lee's Summit, MO are the most popular?

You should check A-1 Premium Acceptance, Advance America, and Check Into Cash. Also, you can start your application online on our website.